Summary
JEVACO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €948,875 and a net result of -€446,008. Equity is shrinking by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 2445 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
28 d late
2023
on the day
2022
22 d late
2021
52 d late
2020
2 d early
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#7 oldest company in Edegem, Finance and insurance sector#8 company by total assets in Edegem, Finance and insurance sector#8 company by equity in Edegem, Finance and insurance sector
Equity
€948,875▼ 32.0%
2024 · €1.4m
Net result
-€446,008
2024 · €29,355
Total assets
€1.9m▼ 19.0%
2024 · €2.3m
Solvency
51.0%▼ 9.7pp
2024 · 60.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€90,838▼ 165%€575,276-€19,265-€56,513▼ 193%-€68,828▼ 21.8%
Net result-€90,888below the sector's middle half▼ 138%-€383,673below the sector's middle half▼ 322%-€17,606below the sector's middle half▲ 95.4%€29,355within the sector's middle half-€446,008below the sector's middle half
Equity€1.8mwithin the sector's middle half▼ 4.9%€1.4mwithin the sector's middle half▼ 21.7%€1.4mwithin the sector's middle half▼ 1.3%€1.4mwithin the sector's middle half▲ 2.1%€948,875below the sector's middle half▼ 32.0%
Total assets€3.9mabove the sector's middle half▼ 1.0%€2.6mwithin the sector's middle half▼ 33.5%€2.6mwithin the sector's middle half▲ 1.0%€2.3mwithin the sector's middle half▼ 11.6%€1.9mbelow the sector's middle half▼ 19.0%
Debt€2.1m▲ 2.6%€1.2m▼ 43.3%€1.2m▲ 3.7%€903,656▼ 26.8%€912,301▲ 1.0%
Working capital-€487,476below the sector's middle half▼ 5.7%-€196,652below the sector's middle half▲ 59.7%-€174,505within the sector's middle half▲ 11.3%-€133,031within the sector's middle half▲ 23.8%-€305,526within the sector's middle half▼ 130%
Solvency45.7%within the sector's middle half▼ 1.9pp53.7%within the sector's middle half▲ 8.1pp52.5%within the sector's middle half▼ 1.2pp60.7%within the sector's middle half▲ 8.2pp51.0%within the sector's middle half▼ 9.7pp
Current ratio0.74within the sector's middle half▼ 0.010.79within the sector's middle half▲ 0.050.82within the sector's middle half▲ 0.030.80within the sector's middle half▼ 0.030.54within the sector's middle half▼ 0.26
Return on assets (ROA)-2.3%below the sector's middle half▼ 1.4pp-14.9%below the sector's middle half▼ 12.6pp-0.7%below the sector's middle half▲ 14.2pp1.3%within the sector's middle half▲ 2.0pp-24.0%below the sector's middle half▼ 25.2pp
Staff (FTE)0below the sector's middle half0within the sector's middle half0within the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €68,828 in 2025 against €56,513 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets
€1.5m ▼ 15.4%
Current assets
€356,775 ▼ 31.5%
Equity and liabilities €1.9m
Equity
€948,875 ▼ 32.0%
Debt
€912,301 ▲ 1.0%
Debt's share of the balance-sheet total rises from 39.3% to 49.0%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-47.0%▼
2024 · 2.1%
Debt ≤ 1 year
€662,301▲
2024 · €653,656
Debt > 1 year
€250,000=
2024 · €250,000
Income taxes
€115▼
2024 · €627
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €639,076 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €71,404 | €39,616 | €39,753 | €40,554 | €41,088 | ▲ 1.3% |
| Other operating charges640/8 | €6,234 | €5,950 | €4,824 | €5,651 | €4,662 | ▼ 17.5% |
| Gross operating margin9900 | -€13,200 | €620,842 | €25,311 | -€10,308 | -€23,077 | ▼ 124% |
| Operating profit (loss)9901 | -€90,838 | €575,276 | -€19,265 | -€56,513 | -€68,828 | ▼ 21.8% |
| Financial income75/76B | €13,968 | €2,367 | €2,687 | €86,925 | €15,380 | ▼ 82.3% |
| Recurring financial income75 | €13,968 | €2,367 | €2,687 | €86,925 | €45 | ▼ 99.9% |
| Non-recurring financial income76B | - | - | - | - | €15,336 | - |
| Financial charges65/66B | €13,206 | €960,897 | -€171 | €431 | €392,446 | ▲ 91,058% |
| Recurring financial charges65 | €13,206 | €10,897 | -€171 | €431 | €144,686 | ▲ 33,508% |
| Non-recurring financial charges66B | - | €950,000 | €0 | - | €247,760 | - |
| Profit (loss) for the period before taxes9903 | -€90,076 | -€383,254 | -€16,407 | €29,981 | -€445,893 | ▼ 1,587% |
| Income taxes67/77 | €812 | €419 | €1,199 | €627 | €115 | ▼ 81.7% |
| Profit (loss) for the period9904 | -€90,888 | -€383,673 | -€17,606 | €29,355 | -€446,008 | ▼ 1,619% |
| Profit (loss) for the period to be appropriated9905 | -€90,888 | -€383,673 | -€17,606 | €29,355 | -€446,008 | ▼ 1,619% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.9m | €2.6m | €2.6m | €2.3m | €1.9m | ▼ 19.0% |
| Fixed assets21/28 | €2.5m | €1.8m | €1.8m | €1.8m | €1.5m | ▼ 15.4% |
| Tangible fixed assets22/27 | €2.1m | €1.4m | €1.4m | €1.4m | €1.3m | ▼ 3.0% |
| Land and buildings22 | €2.1m | €1.4m | €1.4m | €1.4m | €1.3m | ▼ 2.9% |
| Furniture and vehicles24 | €624 | €437 | €250 | €100 | €0 | ▼ 100% |
| Other tangible fixed assets26 | - | - | - | €27,596 | €26,174 | ▼ 5.2% |
| Assets under construction and advance payments27 | €0 | - | - | - | - | - |
| Financial fixed assets28 | €399,514 | €399,514 | €399,514 | €399,514 | €167,089 | ▼ 58.2% |
| Current assets29/58 | €1.4m | €743,915 | €809,698 | €520,626 | €356,775 | ▼ 31.5% |
| Amounts receivable after more than one year29 | €1.0m | €33,495 | €37,508 | €19,280 | €12,087 | ▼ 37.3% |
| Other amounts receivable291 | €1.0m | €33,495 | €37,508 | €19,280 | €12,087 | ▼ 37.3% |
| Amounts receivable within one year40/41 | €359,256 | €400,628 | €465,278 | €492,492 | €340,710 | ▼ 30.8% |
| Trade receivables40 | €87,319 | €133,398 | €193,514 | €218,145 | €146,024 | ▼ 33.1% |
| Other amounts receivable41 | €271,937 | €267,230 | €271,765 | €274,347 | €194,686 | ▼ 29.0% |
| Current investments50/53 | - | €106,662 | €304,190 | €0 | - | - |
| Cash at bank and in hand54/58 | €749 | €200,988 | €1,377 | €6,365 | €1,978 | ▼ 68.9% |
| Deferred charges and accrued income490/1 | €1,684 | €2,142 | €1,345 | €2,488 | €2,000 | ▼ 19.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.9m | €2.6m | €2.6m | €2.3m | €1.9m | ▼ 19.0% |
| Equity10/15 | €1.8m | €1.4m | €1.4m | €1.4m | €948,875 | ▼ 32.0% |
| Contributions10/11 | €3.4m | €3.4m | €3.4m | €3.4m | €3.4m | = |
| Capital10 | €3.4m | €3.4m | €3.4m | €3.4m | €3.4m | = |
| Issued capital100 | €3.4m | €3.4m | €3.4m | €3.4m | €3.4m | = |
| Reserves13 | €20,100 | €20,100 | €20,100 | €20,100 | €20,100 | = |
| Non-distributable reserves130/1 | €1,100 | €1,100 | €1,100 | €1,100 | €1,100 | = |
| Legal reserve130 | €1,100 | €1,100 | €1,100 | €1,100 | €1,100 | = |
| Distributable reserves133 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Profit (loss) carried forward14 | -€1.6m | -€2.0m | -€2.0m | -€2.0m | -€2.4m | ▼ 22.3% |
| Amounts payable17/49 | €2.1m | €1.2m | €1.2m | €903,656 | €912,301 | ▲ 1.0% |
| Amounts payable after more than one year17 | €250,000 | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Other amounts payable178/9 | €250,000 | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Amounts payable within one year42/48 | €1.9m | €940,567 | €984,204 | €653,656 | €662,301 | ▲ 1.3% |
| Financial debts43 | €850,000 | €0 | - | - | - | - |
| Credit institutions430/8 | €850,000 | €0 | - | - | - | - |
| Trade debts44 | €20,407 | €436 | €5,193 | €534 | €4,487 | ▲ 741% |
| Suppliers440/4 | €20,407 | €436 | €5,193 | €534 | €4,487 | ▲ 741% |
| Taxes, remuneration and social security45 | €4,046 | €5,297 | €8,605 | €421 | €120 | ▼ 71.5% |
| Taxes450/3 | €4,046 | €5,297 | €8,605 | €421 | €120 | ▼ 71.5% |
| Other amounts payable47/48 | €977,013 | €934,834 | €970,406 | €652,701 | €657,694 | ▲ 0.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€90,888 | -€383,673 | -€17,606 | €29,355 | -€446,008 | ▼ 1,619% |
| + Depreciation and write-downs630 | €71,404 | €39,616 | €39,753 | €40,554 | €41,088 | ▲ 1.3% |
| Operating cash flow (approximation) | -€19,484 | -€344,056 | €22,147 | €69,909 | -€404,920 | ▼ 679% |
| Investment in fixed assets (approximation) | - | €634,880 | €0 | -€28,434 | €232,425 | ▲ 917% |
| Change in cash | - | €200,239 | -€199,611 | €4,987 | -€4,387 | ▼ 188% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Back to profitnet €29,355
Net result €29,355 after 5 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 52 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet -€544,092
Net result drops to -€544,092, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2002
Ground area
2,250 m²
Parcel 11013A0317/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
Prins Boudewijnlaan 263 I, 2650 Edegem
since 20022.096.020.540
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0317/00C000 | Flanders | 2,250 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
54930098VF1WDD5EYK56
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 12,803 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded05-04-2002
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Not found in the Peppol register
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.