JETTE CLIM
ActiveJETTE CLIM has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €6k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 25% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-2
Solvency49▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.23 in 2024; short-term debt: 60.2% and cash: 4.1% of total assets), and 76.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.9%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
34 d late
2023
110 d late
2022
55 d early
2021
30 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€86k▲ 7.3%
2024 · €80k
2018: €22k
2019: €22k
2020: €25k
2021: €22k
2022: €43k
2023: €69k
2024: €80k
2018 → 2025
Total assets
€361k▲ 3.1%
2024 · €350k
2018: €137k
2019: €143k
2020: €175k
2021: €226k
2022: €286k
2023: €364k
2024: €350k
2018 → 2025
Net result
€6k▼ 49.3%
2024 · €12k
2018: €518
2019: €365
2020: €3k
2021: €-3k
2022: €21k
2023: €26k
2024: €12k
2018 → 2025
Working capital
€33k▼ 32.9%
2024 · €49k
2018: €13k
2019: €15k
2020: €2k
2021: €7k
2022: €28k
2023: €17k
2024: €49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€43k▲ 97.1%€69k▲ 59.8%€80k▲ 16.8%€86k▲ 7.3%
Operating result€-1k-€30k€35k▲ 18.3%€18k▼ 49.2%€9k▼ 49.0%
Net result€-3k-€21k€26k▲ 21.4%€12k▼ 55.1%€6k▼ 49.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €361k
Fixed assets
€111k▲ 23.0%
Current assets
€250k▼ 3.7%
Equity and liabilities €361k
Equity
€86k▲ 7.3%
Debt
€275k▲ 1.9%
The debt ratio falls from 77.1% to 76.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▼
2024 · €45k
Cash flow
€37k▼
2024 · €39k
Solvency
23.9%▲
2024 · 22.9%
Current ratio
1.15▼
2024 · 1.23
Quick ratio
1.14▼
2024 · 1.23
Debt / equity
3.19▼
2024 · 3.36
ROE
6.8%▼
2024 · 14.4%
ROA
1.6%▼
2024 · 3.3%
Interest coverage
110.16▲
2024 · 17.17
Debt
€275k▲
2024 · €270k
Debt ≤ 1 year
€217k▲
2024 · €211k
Debt > 1 year
€57k▼
2024 · €59k
Income taxes
€3k▼
2024 · €4k
Staff costs
€65k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€350k€361k▲
Fixed assets21/28€90k€111k▲
Tangible fixed assets22/27€90k€111k▲
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€85k€106k▲
Other tangible fixed assets26€666-
Current assets29/58€260k€250k▼
Stocks and contracts in progress3-€2k
Contracts in progress37-€2k
Amounts receivable within one year40/41€250k€232k▼
Trade receivables40€244k€228k▼
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€9k€15k▲
Deferred charges and accrued income490/1€784€2k▲
Equity and liabilities
Total equity and liabilities10/49€350k€361k▲
Equity10/15€80k€86k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€60k€66k▲
Amounts payable17/49€270k€275k▲
Amounts payable after more than one year17€59k€57k▼
Financial debts170/4€59k€57k▼
Amounts payable within one year42/48€211k€217k▲
Current portion of amounts payable after more than one year42-€25k
Trade debts44€85k€82k▼
Suppliers440/4€85k€82k▼
Taxes, remuneration and social security45€13k€11k▼
Taxes450/3€13k€8k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€113k€100k▼
Income statement
Code20242025
Remuneration, social security and pensions62€61k€65k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€31k▲
Other operating charges640/8-€452
Gross operating margin9900€106k€106k▼
Operating profit (loss)9901€18k€9k▼
Financial income75/76B€164€25▼
Recurring financial income75€1€25▲
Non-recurring financial income76B€163-
Financial charges65/66B€3k€364▼
Recurring financial charges65€3k€364▼
Profit (loss) for the period before taxes9903€15k€9k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€12k€6k▼
Profit (loss) for the period to be appropriated9905€12k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€66k▲
Profit (loss) brought forward from the previous period14P€48k€60k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
2024
18-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 110 days late
2023
31-12
Financial
Highest result since 2018net €26k ▲21.4%
Operating result €35k, net result €26k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-3k ▼207%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jean-Baptiste Verbeyststraat 241090 JetteGround area
420 m²
Building footprint
192 m²
Volume, LiDAR
2,072 m³
2 parcels, Brussels · tallest building 15.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JETTE CLIM
since 20102.191.634.232
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0202/00Y005 | Brussels | 248 m² | 1 · 104 m² | 14.4 m · 3 fl. |
| 21463D0274/00F022 | Brussels | 172 m² | 1 · 89 m² | 15.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN DYCK WILLY
BE 0870.140.676
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SJTECH-LIFT
BE 1008.261.451
Antwerpen · Eq €86k
DC TECH'S
BE 0789.781.324
Bastogne · Eq €86k
DAKK
BE 0775.378.903
Kortrijk · Eq €86k
Vicline
BE 0677.549.156
Kruisem · Eq €86k
Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 1,376 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2010
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43240Other construction installation
43299Specialised construction activities
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.