JETIM
ActiveSummary
JETIM has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180,205 and a net result of -€4,184. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 95% of 9537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▼-29
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 27.39 against 22.46 in 2024; short-term debt: 3.6% and cash: 94.8% of total assets), and 3.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
31 d early
2023
36 d early
2022
32 d early
2021
31 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€180,205▼ 2.3%
2024 · €184,389
Total assets
€187,019▼ 3.1%
2024 · €192,942
Net result
-€4,184▼ 268%
2024 · -€1,136
Working capital
€179,794▼ 2.1%
2024 · €183,593
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,252▼ 92.1%-€10,045-€5,840▲ 41.9%-€875▲ 85.0%-€1,435▼ 64.1%
Net result-€2,674below the sector's middle half-€10,296below the sector's middle half▼ 285%-€6,091below the sector's middle half▲ 40.8%-€1,136below the sector's middle half▲ 81.3%-€4,184below the sector's middle half▼ 268%
Equity€201,913above the sector's middle half▼ 1.3%€191,617above the sector's middle half▼ 5.1%€185,526above the sector's middle half▼ 3.2%€184,389above the sector's middle half▼ 0.6%€180,205above the sector's middle half▼ 2.3%
Total assets€204,446within the sector's middle half▼ 3.0%€197,498within the sector's middle half▼ 3.4%€193,679within the sector's middle half▼ 1.9%€192,942within the sector's middle half▼ 0.4%€187,019within the sector's middle half▼ 3.1%
Debt€2,533▼ 59.5%€5,881▲ 132%€8,153▲ 38.6%€8,553▲ 4.9%€6,814▼ 20.3%
Working capital€195,515▼ 2.6%€188,053▼ 3.8%€184,778▼ 1.7%€183,593▼ 0.6%€179,794▼ 2.1%
Solvency98.8%above the sector's middle half▲ 1.7pp97.0%above the sector's middle half▼ 1.7pp95.8%above the sector's middle half▼ 1.2pp95.6%above the sector's middle half▼ 0.2pp96.4%above the sector's middle half▲ 0.8pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,435 in 2025 against €875 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187,019
Fixed assets
€411 ▼ 48.3%
Current assets
€186,608 ▼ 2.9%
Equity and liabilities €187,019
Equity
€180,205 ▼ 2.3%
Debt
€6,814 ▼ 20.3%
Debt's share of the balance-sheet total falls from 4.4% to 3.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€1,050▼
2024 · €231
Cash flow
-€3,799▼
2024 · -€31
Current ratio
27.39▲
2024 · 22.46
Quick ratio
26.92▲
2024 · 22.06
Debt to equity
0.04▼
2024 · 0.05
ROE
-2.3%▼
2024 · -0.6%
ROA
-2.2%▼
2024 · -0.6%
Interest coverage
-0.42▼
2024 · 3.25
Debt ≤ 1 year
€6,814▼
2024 · €8,553
Income taxes
€251▲
2024 · €193
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,916 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,916 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,282 | €2,834 | €2,816 | €1,106 | €385 | ▼ 65.2% |
| Other operating charges640/8 | €206 | €912 | €676 | €627 | €822 | ▲ 31.1% |
| Gross operating margin9900 | €5,740 | -€6,300 | -€2,348 | €859 | -€228 | ▼ 127% |
| Operating profit (loss)9901 | €3,252 | -€10,045 | -€5,840 | -€875 | -€1,435 | ▼ 64.1% |
| Financial income75/76B | - | - | - | €2 | €0 | ▼ 98.5% |
| Recurring financial income75 | - | - | - | €2 | €0 | ▼ 98.5% |
| Financial charges65/66B | €81 | €71 | €21 | €71 | €2,498 | ▲ 3,413% |
| Recurring financial charges65 | €81 | €71 | €21 | €71 | €2,498 | ▲ 3,413% |
| Profit (loss) for the period before taxes9903 | €3,171 | -€10,116 | -€5,861 | -€944 | -€3,933 | ▼ 317% |
| Income taxes67/77 | €5,846 | €180 | €230 | €193 | €251 | ▲ 30.3% |
| Profit (loss) for the period9904 | -€2,674 | -€10,296 | -€6,091 | -€1,136 | -€4,184 | ▼ 268% |
| Transfer from tax-exempt reserves789 | €18,750 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €16,076 | -€10,296 | -€6,091 | -€1,136 | -€4,184 | ▼ 268% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €204,446 | €197,498 | €193,679 | €192,942 | €187,019 | ▼ 3.1% |
| Fixed assets21/28 | €6,398 | €3,564 | €747 | €796 | €411 | ▼ 48.3% |
| Tangible fixed assets22/27 | €6,398 | €3,564 | €747 | €796 | €411 | ▼ 48.3% |
| Plant, machinery and equipment23 | €1,419 | €710 | - | €796 | €411 | ▼ 48.3% |
| Furniture and vehicles24 | €4,961 | €2,854 | €747 | - | - | - |
| Other tangible fixed assets26 | €18 | - | - | - | - | - |
| Current assets29/58 | €198,048 | €193,934 | €192,932 | €192,146 | €186,608 | ▼ 2.9% |
| Stocks and contracts in progress3 | - | €4,024 | €4,525 | €3,500 | €3,200 | ▼ 8.6% |
| Stocks30/36 | - | €4,024 | €4,525 | €3,500 | €3,200 | ▼ 8.6% |
| Amounts receivable within one year40/41 | €12,523 | €12,548 | €11,371 | €7,994 | €5,719 | ▼ 28.5% |
| Trade receivables40 | €6,250 | €9,249 | €9,601 | €7,987 | €5,247 | ▼ 34.3% |
| Other amounts receivable41 | €6,273 | €3,299 | €1,770 | €7 | €472 | ▲ 6,449% |
| Cash at bank and in hand54/58 | €185,525 | €177,361 | €177,036 | €180,312 | €177,330 | ▼ 1.7% |
| Deferred charges and accrued income490/1 | - | - | - | €340 | €358 | ▲ 5.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €204,446 | €197,498 | €193,679 | €192,942 | €187,019 | ▼ 3.1% |
| Equity10/15 | €201,913 | €191,617 | €185,526 | €184,389 | €180,205 | ▼ 2.3% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €188,566 | €188,566 | €188,566 | €188,566 | €188,566 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €186,706 | €186,706 | €188,566 | €188,566 | €188,566 | = |
| Profit (loss) carried forward14 | €946 | -€9,350 | -€15,441 | -€16,577 | -€20,761 | ▼ 25.2% |
| Amounts payable17/49 | €2,533 | €5,881 | €8,153 | €8,553 | €6,814 | ▼ 20.3% |
| Amounts payable within one year42/48 | €2,533 | €5,881 | €8,153 | €8,553 | €6,814 | ▼ 20.3% |
| Trade debts44 | €178 | - | €186 | €278 | €37 | ▼ 86.6% |
| Suppliers440/4 | €178 | - | €186 | €278 | €37 | ▼ 86.6% |
| Taxes, remuneration and social security45 | - | - | €137 | €247 | €932 | ▲ 278% |
| Taxes450/3 | - | - | €137 | €247 | €932 | ▲ 278% |
| Other amounts payable47/48 | €2,355 | €5,881 | €7,830 | €8,029 | €5,844 | ▼ 27.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,674 | -€10,296 | -€6,091 | -€1,136 | -€4,184 | ▼ 268% |
| + Depreciation and write-downs630 | €2,282 | €2,834 | €2,816 | €1,106 | €385 | ▼ 65.2% |
| Operating cash flow (approximation) | -€393 | -€7,462 | -€3,275 | -€31 | -€3,799 | ▼ 12,339% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1,155 | €0 | ▲ 100% |
| Change in cash | - | -€8,163 | -€325 | €3,276 | -€2,982 | ▼ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€10,296
Net result drops to -€10,296, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 78.19
Current ratio from 33.08 to 78.19; short-term debt falls from €6,254 to €2,533.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €26,307 ▲51.2%
Operating result €41,134, net result €26,307, both a record.
31-12
Financial
Equity above €200,000Eq €204,587 ▲14.8%
3 profitable years in a row build equity to €204,587.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 30.72
Current ratio from 15.13 to 30.72; short-term debt falls from €11,257 to €5,801.
Show earlier events
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2012
Ground area
2,003 m²
Building footprint
312 m²
Volume, LiDAR
1,692 m³
2 parcels, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Acacialaan 50B, 3020 Herent
since 20122.211.433.813
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423I0232/00F000 | Flanders | 1,017 m² | 1 · 172 m² | 12.3 m · 2 fl. |
| 24423I0232/00D000 | Flanders | 986 m² | 1 · 140 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,250 companies in sector 71111 we hold annual accounts for 6,320. 5,231 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-05-2012
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
68121Development of residential building projects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0846360632
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.