JETIBEL
ActiveSummary
JETIBEL has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €514k and a net result of €9k. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+4
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 23.95 against 28.54 in 2024; short-term debt: 1.1% and cash: 5.9% of total assets), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
1.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
49 d early
2023
31 d late
2022
60 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€514k▲ 1.7%
2024 · €506k
2018: €652k
2019: €612k
2020: €567k
2021: €552k
2022: €538k
2023: €513k
2024: €506k
2018 → 2025
Total assets
€598k▼ 1.2%
2024 · €605k
2018: €798k
2019: €758k
2020: €708k
2021: €716k
2022: €696k
2023: €731k
2024: €605k
2018 → 2025
Net result
€9k
2024 · €-8k
2018: €361k
2019: €-40k
2020: €-45k
2021: €-15k
2022: €-14k
2023: €-25k
2024: €-8k
2018 → 2025
Working capital
€145k▲ 9.0%
2024 · €133k
2018: €796k
2019: €756k
2023: €125k
2024: €133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€552k-€538k▼ 2.6%€513k▼ 4.7%€506k▼ 1.5%€514k▲ 1.7%
Operating result€-20k-€-20k▲ 2.8%€-28k▼ 43.7%€-13k▲ 52.0%€5k
Net result€-15k-€-14k▲ 3.9%€-25k▼ 77.3%€-8k▲ 70.0%€9k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €13k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €598k
Fixed assets
€447k ▼ 4.4%
Current assets
€152k ▲ 9.8%
Equity and liabilities €598k
Equity
€514k ▲ 1.7%
Debt
€84k ▼ 15.7%
Debt's share of the balance-sheet total falls from 16.5% to 14.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▲
2024 · €7k
Cash flow
€29k▲
2024 · €13k
Current ratio
23.95▼
2024 · 28.54
Debt to equity
0.16▼
2024 · 0.20
ROE
1.7%▲
2024 · -1.5%
ROA
1.4%▲
2024 · -1.2%
Interest coverage
216.52▲
2024 · 71.27
Debt ≤ 1 year
€6k▲
2024 · €5k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€605k€598k▼
Fixed assets21/28€467k€447k▼
Tangible fixed assets22/27€467k€447k▼
Land and buildings22€467k€447k▼
Furniture and vehicles24-€243
Current assets29/58€138k€152k▲
Amounts receivable within one year40/41€18k€17k▼
Trade receivables40€75€250▲
Other amounts receivable41€18k€16k▼
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€20k€35k▲
Deferred charges and accrued income490/1€0€0=
Equity and liabilities
Total equity and liabilities10/49€605k€598k▼
Equity10/15€506k€514k▲
Contributions10/11€149k€149k=
Reserves13€364k€366k▲
Distributable reserves133€364k€366k▲
Profit (loss) carried forward14€-8k€0▲
Amounts payable17/49€100k€84k▼
Amounts payable within one year42/48€5k€6k▲
Trade debts44€290€290=
Suppliers440/4€290€290=
Taxes, remuneration and social security45€0€1k▲
Taxes450/3€0€280▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€5k€5k=
Accrued charges and deferred income492/3€95k€78k▼
Income statement
Code20242025
Non-recurring operating income76A€4k€4k=
Goods, raw materials, services and sundry goods60/61€10k€5k▼
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k=
Other operating charges640/8€811€724▼
Gross operating margin9900€8k€27k▲
Operating profit (loss)9901€-13k€5k▲
Financial income75/76B€6k€4k▼
Recurring financial income75€883€0▼
Non-recurring financial income76B€5k€4k▼
Financial charges65/66B€102€117▲
Recurring financial charges65€102€117▲
Profit (loss) for the period before taxes9903€-8k€9k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-8k€9k▲
Profit (loss) for the period to be appropriated9905€-8k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€1k▲
Profit (loss) brought forward from the previous period14P-€-8k
Transfer to equity691/2-€1k
To other reserves6921-€1k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after 6 loss-making years.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 14current ratio 28.54
Current ratio from 2.06 to 28.54; short-term debt falls from €118k to €5k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doelenlaan 233550 Heusden-ZolderGround area
1,123 m²
Building footprint
234 m²
Volume, LiDAR
887 m³
Parcel 71462E0517/00M000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Doelenlaan 23, 3550 Heusden-Zolder
since 19852.026.912.493
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71462E0517/00M000 | Flanders | 1,123 m² | 1 · 234 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Axel Lenaerts Groep
BE 0721.552.316
Gent · Eq €514,395
KAISY INVEST
BE 0668.971.287
Sint-Agatha-Berchem · Eq €514,028
DUX/PROPERTY
BE 0860.360.306
Vilvoorde · Eq €514,505
NEW CASTLE SPA
BE 0555.837.714
Spa · Eq €513,890
PROFEX
BE 0452.622.784
Watermaal-Bosvoorde · Eq €514,801
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,031 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-1985
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.