JESSCOM
ActiveJESSCOM has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €5k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 85% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.52 against 4.11 in 2024; short-term debt: 16.5% and cash: 59.8% of total assets), and 19.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.3%
Return on assets
3.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
70 d early
2024
62 d early
2023
86 d early
2022
1 d late
2021
3 d late
2020
66 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▼ 28.5%
2024 · €7k
2018: €-347
2019: €23k
2020: €29k
2021: €15k
2022: €12k
2023: €9k
2024: €7k
2018 → 2025
Working capital
€73k▲ 18.2%
2024 · €62k
2018: €35k
2019: €46k
2020: €59k
2021: €69k
2022: €48k
2023: €53k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€106k▼ 7.3%€99k▼ 6.7%€101k▲ 1.8%€102k▲ 0.8%
Operating result€21k-€18k▼ 16.5%€14k▼ 23.0%€11k▼ 17.2%€9k▼ 23.8%
Net result€15k-€12k▼ 20.1%€9k▼ 26.0%€7k▼ 21.1%€5k▼ 28.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 24% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€32k▼ 34.9%
Current assets
€94k▲ 14.9%
Equity and liabilities €127k
Equity
€102k▲ 0.8%
Debt
€25k▼ 19.3%
The debt ratio falls from 23.4% to 19.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €30k
Cash flow
€23k▼
2024 · €25k
Solvency
80.3%▲
2024 · 76.6%
Current ratio
4.52▲
2024 · 4.11
Quick ratio
4.52▲
2024 · 4.11
Debt / equity
0.25▼
2024 · 0.31
ROE
4.8%▼
2024 · 6.7%
ROA
3.8%▼
2024 · 5.1%
Interest coverage
28.20▼
2024 · 30.01
Debt
€25k▼
2024 · €31k
Debt ≤ 1 year
€21k▲
2024 · €20k
Debt > 1 year
€4k▼
2024 · €11k
Income taxes
€3k▼
2024 · €4k
Staff costs
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€132k€127k▼
Formation expenses20€0€0=
Fixed assets21/28€50k€32k▼
Intangible fixed assets21€24k€18k▼
Tangible fixed assets22/27€26k€14k▼
Plant, machinery and equipment23€2k€882▼
Furniture and vehicles24€24k€13k▼
Current assets29/58€82k€94k▲
Amounts receivable within one year40/41€19k€18k▼
Trade receivables40€18k€16k▼
Other amounts receivable41€1k€1k▲
Current investments50/53€0€0=
Cash at bank and in hand54/58€62k€76k▲
Deferred charges and accrued income490/1€709€698▼
Equity and liabilities
Total equity and liabilities10/49€132k€127k▼
Equity10/15€101k€102k▲
Contributions10/11€16k€16k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€83k€84k▲
Amounts payable17/49€31k€25k▼
Amounts payable after more than one year17€11k€4k▼
Financial debts170/4€11k€4k▼
Amounts payable within one year42/48€20k€21k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€462€222▼
Suppliers440/4€462€222▼
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€5k€4k▼
Accrued charges and deferred income492/3€75€0▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€78k€84k▲
Remuneration, social security and pensions62€2k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€33k€30k▼
Operating profit (loss)9901€11k€9k▼
Financial income75/76B€298€243▼
Recurring financial income75€298€243▼
Financial charges65/66B€990€953▼
Recurring financial charges65€990€953▼
Profit (loss) for the period before taxes9903€11k€8k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€7k€5k▼
Profit (loss) for the period to be appropriated9905€7k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€88k▼
Profit (loss) brought forward from the previous period14P€81k€83k▲
Profit to be distributed694/7€5k€4k▼
Return on contributions (dividend)694€5k€4k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €100kEq €101k ▲1.8%
6 profitable years in a row build equity to €101k.
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 1 day late
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 3 days late
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €29k ▲23.5%
Operating result €38k, net result €29k, both a record.
31-12
Financial
Equity above €100kEq €100k ▲39.8%
2 profitable years in a row build equity to €100k.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 8 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Villas 254100 SeraingGround area
599 m²
Building footprint
52 m²
Parcel 62354C0124/00Z258, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Villas 25, 4100 Seraing
since 20092.176.244.191
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62354C0124/00Z258 | Wallonia | 598 m² | 1 · 52 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,172 companies in sector 69201 we hold annual accounts for 7,638. 6,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2009
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.