JERSEY
ActiveThe computed 12-month bankruptcy probability of JERSEY is 1.9% (moderate). The annual accounts of JERSEY for fiscal year 2025 show a net loss of 62% of the equity at the start of that year. The 2025 annual accounts show equity of €14k and a net result of €-23k. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 13270 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-9
Solvency50▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.16 against 0.7 in 2024; short-term debt: 48.4% and cash: 7.9% of total assets), and 74.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.2%
Return on assets
-41.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-23k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
28 d early
2023
23 d early
2022
21 d early
2021
20 d early
2020
16 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 62.2%
2024 · €38k
2018: €56k
2019: €60k
2020: €52k
2021: €52k
2022: €53k
2023: €48k
2024: €38k
2018 → 2025
Total assets
€57k▼ 46.1%
2024 · €105k
2018: €328k
2019: €300k
2020: €246k
2021: €201k
2022: €172k
2023: €153k
2024: €105k
2018 → 2025
Net result
€-23k▼ 179%
2024 · €-8k
2018: €1k
2019: €6k
2020: €-8k
2021: €2k
2022: €717
2023: €10k
2024: €-8k
2018 → 2025
Working capital
€-23k▼ 175%
2024 · €-8k
2018: €-39k
2019: €-44k
2020: €-37k
2021: €-20k
2022: €-7k
2023: €-4k
2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€53k▲ 1.4%€48k▼ 8.8%€38k▼ 21.1%€14k▼ 62.2%
Operating result€7k-€5k▼ 35.2%€14k▲ 203%€-2k€-22k▼ 1,121%
Net result€2k-€717▼ 57.2%€10k▲ 1,354%€-8k€-23k▼ 179%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€52k▼ 39.4%
Current assets
€5k▼ 76.4%
Equity and liabilities €57k
Equity
€14k▼ 62.2%
Debt
€43k▼ 37.1%
The debt ratio rises from 64.1% to 74.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €32k
Cash flow
€10k▼
2024 · €25k
Solvency
25.2%▼
2024 · 35.9%
Current ratio
0.16▼
2024 · 0.70
Quick ratio
0.16▼
2024 · 0.70
Debt / equity
2.97▲
2024 · 1.79
ROE
-164.3%▼
2024 · -22.3%
ROA
-41.4%▼
2024 · -8.0%
Interest coverage
6.87▼
2024 · 12.12
Debt
€43k▼
2024 · €68k
Debt ≤ 1 year
€27k▲
2024 · €27k
Debt > 1 year
€15k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€57k▼
Fixed assets21/28€86k€52k▼
Tangible fixed assets22/27€86k€52k▼
Land and buildings22€68k€39k▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€7k€5k▼
Financial fixed assets28€25€1▼
Current assets29/58€19k€5k▼
Amounts receivable within one year40/41€10k-
Trade receivables40€10k-
Cash at bank and in hand54/58€9k€5k▼
Equity and liabilities
Total equity and liabilities10/49€105k€57k▼
Equity10/15€38k€14k▼
Contributions10/11€6k€6k=
Reserves13€32k€8k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€30k€6k▼
Amounts payable17/49€68k€43k▼
Amounts payable after more than one year17€40k€15k▼
Financial debts170/4€40k€15k▼
Amounts payable within one year42/48€27k€27k▲
Current portion of amounts payable after more than one year42€24k€25k▲
Trade debts44€384€842▲
Suppliers440/4€384€842▲
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48€1k€49▼
Income statement
Code20242025
Non-recurring operating income76A€3k€12▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€34k▲
Other operating charges640/8€53€63▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€32k€16k▼
Operating profit (loss)9901€-2k€-22k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-4k€-23k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€-8k€-23k▼
Profit (loss) for the period to be appropriated9905€-8k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-23k▼
Transfer from equity791/2€10k€23k▲
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
25-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Power of attorney3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Power of attorney3 facts ▸
- General meeting, 29/12/2025
- Director resignation, Jersey Herten (niet-statutaire bestuurder)
- Power of attorney, BV ACCOUNTANTSKANTOOR DE BUYSER J&G
2025
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €10k ▲1354%
Net result €10k, the highest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2025
Resigned as Non-statutory director
Location & real-estate footprint
Registered office, Boortmeerbeek · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 403191 BoortmeerbeekGround area
995 m²
Building footprint
331 m²
Volume, LiDAR
1,475 m³
Parcel 24039B0029/00Z000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JERSEY
since 20102.194.616.783
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24039B0029/00Z000 | Flanders | 995 m² | 1 · 331 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VELTMANS RENOVATIE
BE 0865.013.831
Scherpenheuvel-Zichem · Eq €14k
GENERAL MEETING ORGANISATION
BE 0451.201.438
Waremme · Eq €14k
BOEM PATAT
BE 0542.564.847
Sint-Niklaas · Eq €14k
Tuf Tuf
BE 0640.836.240
Brugge · Eq €14k
GYROLAND
BE 1002.711.665
Zaventem · Eq €14k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 7,634 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-11-2010
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.