Equity
€1.1m ▲ 8.4%
JEROVAN has made a profit in every financial year since 2007.
JEROVAN
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2006peak €233,217 (2022)
€215,936▲ 23.5%
peak €155,009 (2022)
€148,519▲ 23.6%
peak €1.1m (2025)
€1.1m▲ 8.4%
€136,448▲ 35.4%
Board2 names since 2022
2 directorsRoose Nancy and 1 other
Documentsfilings and deeds
31-01-2026on the last day
2025micro format
Gross margin from €174,885 to €215,936Dividend €66,000Debts from €100,806 to €136,448
Key points
from the 2025 annual accountsTurnover
≈ €1.3m estimated
The accounts state no turnover.
Position in the sector
€148,519
Higher net result than 95% of companies in retail trade. Sector median €5,048 · 22,907 companies.
Checked score
98
Excellent
Financially stronger than 81% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: 0.1%▲ +0.1 percentage points vs 01-2025highest value
03-2025: < 0.1%▼ -0.1 percentage points vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: 0.1%▲ +0.1 percentage points vs 01-2026
03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 8.95, cash €967,013
Equity €1.1m (88.7% of total assets)
Founded in 2004
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 97% on liquidity, 78% on profitability and 58% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as JEROVAN has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of JEROVAN itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for JEROVAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.95 (10.89 in 2024), above the usual 1.5. Short-term debt is 11% and cash 80.3% of total assets. 11.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
23 days late
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0870859763
2 managers resigning, 2 directors reappointed
Resignations: VANDENBUSSCHE Jeroen Jill (manager) and ROOSE Nancy Anne Joke (manager) · Reappointments: VANDENBUSSCHE Jeroen Jill (director) and ROOSE Nancy Anne Joke (director) · Director discharge: VANDENBUSSCHE Jeroen Jill · General meeting of 30-12-2023 · Gazette deed
First establishment
Kapellestraat 50, Oostkamp
Incorporation
published on 10-01-2005 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JEROVAN Oostkamp | €1.2m | €215,936 | 88.7% | - |
| Effective Office Solutions Braine-l'Alleud | €1.3m | €226,826 | 59.1% | 1.4 |
| IDEX SOLUTIONS Duffel | €1.2m | €181,778 | 47.9% | - |
| BREIN Torhout | €1.1m | €239,348 | 90.7% | - |
| HIFI HOME Bruges | €0.8m | €248,229 | 70.0% | 2 |
| AVENTIX Bruges | €1.0m | €240,112 | 75.5% | - |
| TELECOMCENTER SHOP BEERNEM Beernem | €1.5m | €344,994 | 58.3% | 3.8 |
These companies have the same main activity as JEROVAN: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €847,000 and €1.5m, founded between 2001 and 2008.
Official details
Source: KBO- Status
- Active since 28-12-2004Normal situation
- Activity
- Retail sale of information and communication equipmentNACE 47400
- Establishment unit
- 2.147.826.7558020 Oostkamp, since 06-07-2005
- Financial year end
- 30 June
- Peppol
- Reachable since 08-07-2025
Annual accounts to 30-06-2025
- €1.2m▲ 10.9%
- Filing
- Filed on 31-01-2026, on the last day of the filing period
Insights on JEROVAN
JEROVAN files the micro format. That format states no turnover. The gross margin rose from €58,695 in 2007 to €215,936 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JEROVAN
- What is the company number of JEROVAN?
- The company number of JEROVAN is 0870.859.763. The VAT number is the same number with BE in front: BE 0870.859.763.
- Where is JEROVAN based?
- The registered office is at Kapellestraat 50, 8020 Oostkamp.Company details
- What does JEROVAN do?
- According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
- What is the legal form of JEROVAN?
- JEROVAN is a private limited company (BV).
- When was JEROVAN founded?
- JEROVAN was founded on 28-12-2004.
- Is JEROVAN still active?
- Yes, JEROVAN is an active enterprise in the KBO register.
- What is the turnover of JEROVAN?
- The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €215,936 and 211 comparable companies (NACE 47). It probably lies between €710,000 and €2.1m. In financial year 2022 turnover was €742,629.Financials
- Is JEROVAN profitable?
- In financial year 2025, JEROVAN made a profit of €148,519.
- Where can I find the annual accounts of JEROVAN?
- JEROVAN filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JEROVAN due?
- JEROVAN must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.