JEROVAN
ActiveSummary
JEROVAN has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.07M and a net result of €149k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 8.95 against 10.89 in 2024; short-term debt: 11% and cash: 80.3% of total assets), and 11.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.7%
Return on assets
12.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
23 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€743k
EBIT margin
30.0%
Net result
€149k▲ 23.6%
2024 · €120k
2019: €67klowest in 7 years
2020: €70k▲ +5.8% vs 2019
2021: €108k▲ +54.0% vs 2020
2022: €155k▲ +43.0% vs 2021highest in 7 years
2023: €129k▼ -17.0% vs 2022
2024: €120k▼ -6.6% vs 2023
2025: €149k▲ +23.6% vs 2024
2019 → 2025
Working capital
€1.05M▲ 9.5%
2024 · €963k
2019: €613klowest in 7 years
2020: €686k▲ +11.8% vs 2019
2021: €763k▲ +11.3% vs 2020
2022: €844k▲ +10.6% vs 2021
2023: €900k▲ +6.7% vs 2022
2024: €963k▲ +7.0% vs 2023
2025: €1.05M▲ +9.5% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€743k
Equity€796k-€876k▲ 10.1%€930k▲ 6.1%€986k▲ 6.0%€1.07M▲ 8.4%
2021: €796klowest in 5 years
2022: €876k▲ +10.1% vs 2021
2023: €930k▲ +6.1% vs 2022
2024: €986k▲ +6.0% vs 2023
2025: €1.07M▲ +8.4% vs 2024highest in 5 years
Operating result€150k-€223k▲ 48.3%€183k▼ 17.8%€163k▼ 11.0%€205k▲ 26.1%
2021: €150klowest in 5 years
2022: €223k▲ +48.3% vs 2021highest in 5 years
2023: €183k▼ -17.8% vs 2022
2024: €163k▼ -11.0% vs 2023
2025: €205k▲ +26.1% vs 2024
Net result€108k-€155k▲ 43.0%€129k▼ 17.0%€120k▼ 6.6%€149k▲ 23.6%
2021: €108klowest in 5 years
2022: €155k▲ +43.0% vs 2021highest in 5 years
2023: €129k▼ -17.0% vs 2022
2024: €120k▼ -6.6% vs 2023
2025: €149k▲ +23.6% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 26% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.20M
Fixed assets
€18k ▼ 32.3%
Current assets
€1.19M ▲ 11.9%
Equity and liabilities €1.20M
Equity
€1.07M ▲ 8.4%
Debt
€136k ▲ 35.4%
Debt's share of the balance-sheet total rises from 9.3% to 11.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€214k▲
2024 · €171k
Cash flow
€157k▲
2024 · €128k
Current ratio
8.95▼
2024 · 10.89
Quick ratio
8.19▼
2024 · 10.20
Debt to equity
0.13▲
2024 · 0.10
ROE
13.9%▲
2024 · 12.2%
ROA
12.3%▲
2024 · 11.1%
Interest coverage
166.37▼
2024 · 228.08
Debt ≤ 1 year
€133k▲
2024 · €97k
Income taxes
€64k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€1.20M▲
Fixed assets21/28€26k€18k▼
Tangible fixed assets22/27€26k€18k▼
Plant, machinery and equipment23€11k€10k▼
Furniture and vehicles24€15k€8k▼
Current assets29/58€1.06M€1.19M▲
Stocks and contracts in progress3€67k€102k▲
Stocks30/36€67k€102k▲
Amounts receivable within one year40/41€113k€112k▼
Trade receivables40€112k€99k▼
Other amounts receivable41€2k€13k▲
Cash at bank and in hand54/58€871k€967k▲
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.20M▲
Equity10/15€986k€1.07M▲
Contributions10/11€6k€6k=
Reserves13€979k€1.06M▲
Distributable reserves133€979k€1.06M▲
Amounts payable17/49€101k€136k▲
Amounts payable within one year42/48€97k€133k▲
Trade debts44€24k€43k▲
Suppliers440/4€24k€43k▲
Taxes, remuneration and social security45€15k€16k▲
Taxes450/3€11k€12k▲
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€58k€74k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€175k€216k▲
Operating profit (loss)9901€163k€205k▲
Financial income75/76B€9k€9k▼
Recurring financial income75€9k€9k▼
Financial charges65/66B€749€1k▲
Recurring financial charges65€749€1k▲
Profit (loss) for the period before taxes9903€171k€213k▲
Income taxes67/77€51k€64k▲
Profit (loss) for the period9904€120k€149k▲
Profit (loss) for the period to be appropriated9905€120k€149k▲
Appropriation of the result
Profit (loss) to be appropriated9906€120k€149k▲
Transfer from equity791/2€64k€66k▲
Transfer to equity691/2€120k€149k▲
To other reserves6921€120k€149k▲
Profit to be distributed694/7€64k€66k▲
Return on contributions (dividend)694€64k€66k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €743k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €533k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €944 | €7k | €8k | €8k | €8k | ▲ 2.8% |
| Other operating charges640/8 | - | €3k | €4k | €4k | €2k | ▼ 43.0% |
| Gross operating margin9900 | €154k | €233k | €194k | €175k | €216k | ▲ 23.5% |
| Operating profit (loss)9901 | €150k | €223k | €183k | €163k | €205k | ▲ 26.1% |
| Financial income75/76B | - | €9 | €912 | €9k | €9k | ▼ 2.4% |
| Recurring financial income75 | €280 | €9 | €912 | €9k | €9k | ▼ 2.4% |
| Financial charges65/66B | - | €591 | €605 | €749 | €1k | ▲ 71.4% |
| Recurring financial charges65 | €850 | €591 | €605 | €749 | €1k | ▲ 71.4% |
| Profit (loss) for the period before taxes9903 | €149k | €222k | €183k | €171k | €213k | ▲ 24.4% |
| Income taxes67/77 | €41k | €67k | €55k | €51k | €64k | ▲ 26.4% |
| Profit (loss) for the period9904 | €108k | €155k | €129k | €120k | €149k | ▲ 23.6% |
| Profit (loss) for the period to be appropriated9905 | €109k | €155k | €129k | €120k | €149k | ▲ 23.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €845k | €971k | €1.09M | €1.09M | €1.20M | ▲ 10.9% |
| Fixed assets21/28 | €35k | €35k | €32k | €26k | €18k | ▼ 32.3% |
| Tangible fixed assets22/27 | €35k | €35k | €32k | €26k | €18k | ▼ 32.3% |
| Plant, machinery and equipment23 | - | €8k | €11k | €11k | €10k | ▼ 15.0% |
| Furniture and vehicles24 | - | €27k | €20k | €15k | €8k | ▼ 45.9% |
| Current assets29/58 | €810k | €936k | €1.06M | €1.06M | €1.19M | ▲ 11.9% |
| Stocks and contracts in progress3 | €74k | €84k | €77k | €67k | €102k | ▲ 51.3% |
| Stocks30/36 | - | €84k | €77k | €67k | €102k | ▲ 51.3% |
| Amounts receivable within one year40/41 | €122k | €157k | €127k | €113k | €112k | ▼ 1.1% |
| Trade receivables40 | - | €157k | €127k | €112k | €99k | ▼ 11.5% |
| Other amounts receivable41 | - | - | - | €2k | €13k | ▲ 657% |
| Cash at bank and in hand54/58 | €610k | €665k | €845k | €871k | €967k | ▲ 11.0% |
| Deferred charges and accrued income490/1 | - | €30k | €7k | €9k | €6k | ▼ 30.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €845k | €971k | €1.09M | €1.09M | €1.20M | ▲ 10.9% |
| Equity10/15 | €796k | €876k | €930k | €986k | €1.07M | ▲ 8.4% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €790k | €870k | €923k | €979k | €1.06M | ▲ 8.4% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €868k | €921k | €979k | €1.06M | ▲ 8.4% |
| Amounts payable17/49 | €49k | €95k | €159k | €101k | €136k | ▲ 35.4% |
| Amounts payable within one year42/48 | €46k | €92k | €157k | €97k | €133k | ▲ 36.1% |
| Trade debts44 | €15k | €28k | €22k | €24k | €43k | ▲ 76.5% |
| Suppliers440/4 | - | €28k | €22k | €24k | €43k | ▲ 76.5% |
| Taxes, remuneration and social security45 | - | €32k | €19k | €15k | €16k | ▲ 6.1% |
| Taxes450/3 | - | €32k | €19k | €11k | €12k | ▲ 8.4% |
| Remuneration and social security454/9 | - | - | - | €4k | €4k | = |
| Other amounts payable47/48 | - | €32k | €115k | €58k | €74k | ▲ 27.0% |
| Accrued charges and deferred income492/3 | - | €3k | €3k | €3k | €4k | ▲ 14.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €108k | €155k | €129k | €120k | €149k | ▲ 23.6% |
| + Depreciation and write-downs630 | €944 | €7k | €8k | €8k | €8k | ▲ 2.8% |
| Operating cash flow (approximation) | €109k | €162k | €136k | €128k | €157k | ▲ 22.3% |
| Investment in fixed assets (approximation) | - | €-7k | €-4k | €-2k | €0 | ▲ 100% |
| Change in cash | - | €55k | €180k | €25k | €96k | ▲ 277% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €1MEq €1.07M ▲8.4%
7 profitable years in a row build equity to €1.07M.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €155k ▲43%
Operating result €223k, net result €155k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
20-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2005
Ground area
420 m²
Building footprint
176 m²
Volume, LiDAR
795 m³
Parcel 31022I0543/00H000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JEROVAN
since 20052.147.826.755
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022I0543/00H000 | Flanders | 420 m² | 1 · 176 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,225 companies in sector 47400 we hold annual accounts for 1,807. 811 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-12-2004
Fiscal year end30-06
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.