Financials
- Financial year
- 2025
- Total assets
- €371,676
- Profit
- €36,292
- Solvency
- 10.9%
Jérôme RUELLE
ActiveSummary
Jérôme RUELLE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,433 and a net result of €36,292. Its solvency ranks better than 20% of 9,532 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Other business support services
NACE 82990
1 site
Size
€371,676total assets 2025
- Equity
- €40,433
- Profit
- €36,292
Turnover not published (micro format)
Structure
Accounts 100 days early
Why 84raises riskFounded in 2025Equity €40,433 (10.9% of total assets)lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Size: total assets €371,676Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 33% of its sector peers (NACE 82, micro)
Financial strength
Average
Solvency
36
equity 10.9% of total assets
Liquidity
52
short-term debt 18.9% · cash 6.3%
Profitability
62
return on assets 9.8%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 0.3%lowest value
07-2026: 0.3%● unchanged vs 06-2026lowest value
08-2026: 0.3%● unchanged vs 07-2026lowest value
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.02, below the usual 1.5; short-term debt: 18.9% and cash: 6.3% of total assets), and 89.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 21% on solvency, 44% on liquidity and 32% on profitability.
The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9532 sector peers (2025).
NBB · sector comparisonPosition among 9532 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
100 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: RUELLE Jérôme (sole director)…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other business support servicesNACE 82990
- Founded
- 23-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 26
- Annual meeting
- Third Saturday of May at 10:00
- Purpose
- “Toutes opérations se rapportant directement à l’entreprise d’installation d’éclairage,de…” (deed in French)
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