JéRÔME
ActiveSummary
JéRÔME has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131,578 and a net result of €46,969. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 8737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability96▼-4
Solvency86=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 2.55 against 2.41 in 2024; short-term debt: 37.8% and cash: 35.2% of total assets), and 39.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.8%
Return on assets
21.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
28 d late
2023
29 d late
2022
30 d late
2021
on the day
2020
2 d late
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€131,578▲ 20.1%
2024 · €109,564
Total assets
€216,442▲ 19.9%
2024 · €180,554
Net result
€46,969▼ 22.2%
2024 · €60,341
Working capital
€127,078▲ 27.1%
2024 · €99,975
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€82,405▲ 18.2%€75,643▼ 8.2%€67,854▼ 10.3%€85,506▲ 26.0%€70,467▼ 17.6%
Net result€69,021▲ 24.2%€57,676▼ 16.4%€55,856▼ 3.2%€60,341▲ 8.0%€46,969▼ 22.2%
Equity€115,691▼ 30.4%€173,367▲ 49.9%€49,223▼ 71.6%€109,564▲ 123%€131,578▲ 20.1%
Total assets€238,192▲ 14.6%€207,082▼ 13.1%€274,871▲ 32.7%€180,554▼ 34.3%€216,442▲ 19.9%
Debt€122,501▲ 194%€33,715▼ 72.5%€225,647▲ 569%€70,990▼ 68.5%€84,864▲ 19.5%
Working capital€113,830▼ 31.4%€170,442▲ 49.7%€40,240▼ 76.4%€99,975▲ 148%€127,078▲ 27.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216,442
Fixed assets
€7,533 ▼ 21.4%
Current assets
€208,909 ▲ 22.2%
Equity and liabilities €216,442
Equity
€131,578 ▲ 20.1%
Debt
€84,864 ▲ 19.5%
Debt's share of the balance-sheet total falls from 39.3% to 39.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€72,524▼
2024 · €87,318
Cash flow
€49,025▼
2024 · €62,153
Current ratio
2.55▲
2024 · 2.41
Debt to equity
0.64▼
2024 · 0.65
ROE
35.7%▼
2024 · 55.1%
ROA
21.7%▼
2024 · 33.4%
Interest coverage
21.49▼
2024 · 274.26
Debt ≤ 1 year
€81,830▲
2024 · €70,990
Income taxes
€20,128▼
2024 · €24,870
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,413 | €6,430 | €6,943 | €1,812 | €2,056 | ▲ 13.5% |
| Other operating charges640/8 | €2,955 | €2,617 | €3,256 | €3,541 | €1,891 | ▼ 46.6% |
| Gross operating margin9900 | €91,772 | €84,690 | €78,053 | €90,859 | €74,415 | ▼ 18.1% |
| Operating profit (loss)9901 | €82,405 | €75,643 | €67,854 | €85,506 | €70,467 | ▼ 17.6% |
| Financial income75/76B | €6,486 | €129 | €4,440 | €23 | €5 | ▼ 80.6% |
| Recurring financial income75 | €6,486 | €129 | €4,440 | €23 | €5 | ▼ 80.6% |
| Financial charges65/66B | €1,322 | €665 | €438 | €318 | €3,375 | ▲ 960% |
| Recurring financial charges65 | €1,322 | €665 | €438 | €318 | €3,375 | ▲ 960% |
| Profit (loss) for the period before taxes9903 | €87,569 | €75,108 | €71,856 | €85,211 | €67,097 | ▼ 21.3% |
| Income taxes67/77 | €18,548 | €17,432 | €16,000 | €24,870 | €20,128 | ▼ 19.1% |
| Profit (loss) for the period9904 | €69,021 | €57,676 | €55,856 | €60,341 | €46,969 | ▼ 22.2% |
| Profit (loss) for the period to be appropriated9905 | €69,021 | €57,676 | €55,856 | €60,341 | €46,969 | ▼ 22.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €238,192 | €207,082 | €274,871 | €180,554 | €216,442 | ▲ 19.9% |
| Fixed assets21/28 | €13,134 | €8,604 | €8,983 | €9,589 | €7,533 | ▼ 21.4% |
| Tangible fixed assets22/27 | €13,134 | €8,604 | €8,983 | €9,589 | €7,533 | ▼ 21.4% |
| Plant, machinery and equipment23 | €916 | €692 | €467 | €242 | €17 | ▼ 92.9% |
| Furniture and vehicles24 | €12,218 | €7,912 | €8,516 | €9,347 | €7,516 | ▼ 19.6% |
| Current assets29/58 | €225,058 | €198,479 | €265,887 | €170,965 | €208,909 | ▲ 22.2% |
| Amounts receivable within one year40/41 | €26,178 | €108,516 | €137,841 | €44,005 | €35,309 | ▼ 19.8% |
| Trade receivables40 | €19,570 | €19,961 | €33,275 | €34,840 | €28,740 | ▼ 17.5% |
| Other amounts receivable41 | €6,608 | €88,555 | €104,566 | €9,165 | €6,568 | ▼ 28.3% |
| Current investments50/53 | €54,333 | €54,333 | €60,333 | €83,833 | €95,833 | ▲ 14.3% |
| Cash at bank and in hand54/58 | €142,291 | €32,748 | €65,354 | €40,808 | €76,251 | ▲ 86.9% |
| Deferred charges and accrued income490/1 | €2,256 | €2,882 | €2,359 | €2,319 | €1,516 | ▼ 34.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €238,192 | €207,082 | €274,871 | €180,554 | €216,442 | ▲ 19.9% |
| Equity10/15 | €115,691 | €173,367 | €49,223 | €109,564 | €131,578 | ▲ 20.1% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €97,141 | €154,817 | €30,673 | €91,014 | €113,028 | ▲ 24.2% |
| Non-distributable reserves130/1 | €1,855 | €1,855 | - | - | - | - |
| Reserves not available under the articles1311 | €1,855 | €1,855 | - | - | - | - |
| Distributable reserves133 | €95,286 | €152,962 | €30,673 | €91,014 | €113,028 | ▲ 24.2% |
| Amounts payable17/49 | €122,501 | €33,715 | €225,647 | €70,990 | €84,864 | ▲ 19.5% |
| Amounts payable after more than one year17 | €11,273 | €5,679 | - | - | - | - |
| Financial debts170/4 | €11,273 | €5,679 | - | - | - | - |
| Amounts payable within one year42/48 | €111,228 | €28,036 | €225,647 | €70,990 | €81,830 | ▲ 15.3% |
| Current portion of amounts payable after more than one year42 | €6,747 | €14,381 | €5,679 | - | - | - |
| Trade debts44 | €10,105 | €4,746 | €26,449 | €18,089 | €10,910 | ▼ 39.7% |
| Suppliers440/4 | €10,105 | €4,746 | €26,449 | €18,089 | €10,910 | ▼ 39.7% |
| Taxes, remuneration and social security45 | €11,648 | €8,909 | €13,520 | €16,010 | €22,118 | ▲ 38.2% |
| Taxes450/3 | €9,125 | €6,328 | €10,792 | €13,217 | €19,288 | ▲ 45.9% |
| Remuneration and social security454/9 | €2,523 | €2,581 | €2,728 | €2,793 | €2,830 | ▲ 1.3% |
| Other amounts payable47/48 | €82,728 | - | €180,000 | €36,891 | €48,802 | ▲ 32.3% |
| Accrued charges and deferred income492/3 | - | - | - | - | €3,034 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €69,021 | €57,676 | €55,856 | €60,341 | €46,969 | ▼ 22.2% |
| + Depreciation and write-downs630 | €6,413 | €6,430 | €6,943 | €1,812 | €2,056 | ▲ 13.5% |
| Operating cash flow (approximation) | €75,434 | €64,106 | €62,799 | €62,153 | €49,025 | ▼ 21.1% |
| Investment in fixed assets (approximation) | - | -€1,899 | -€7,323 | -€2,418 | €0 | ▲ 100% |
| Change in cash | - | -€109,543 | €32,607 | -€24,546 | €35,443 | ▲ 244% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 2.41
Current ratio from 1.18 to 2.41; short-term debt falls from €225,647 to €70,990.
31-12
Financial
Equity above €100,000Eq €109,564 ▲123%
7 profitable years in a row build equity to €109,564.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 7.08
Current ratio from 2.02 to 7.08; short-term debt falls from €111,228 to €28,036.
31-12
Financial
Equity above €150,000Eq €173,367 ▲49.9%
5 profitable years in a row build equity to €173,367.
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €69,021 ▲24.2%
Net result €69,021, the highest in the series.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 8.03
Current ratio from 3.97 to 8.03; short-term debt falls from €36,516 to €23,592.
Show earlier events
31-12
Financial
Equity above €150,000Eq €166,320 ▲50.2%
3 profitable years in a row build equity to €166,320.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100,000Eq €110,728 ▲29.1%
2 profitable years in a row build equity to €110,728.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2015
Ground area
3,037 m²
Building footprint
373 m²
Volume, LiDAR
1,671 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JéRÔME
since 20152.239.146.416
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I0018/00P000 | Flanders | 1,524 m² | 1 · 130 m² | - |
| 11453I0167/00B011 | Flanders | 1,513 m² | 1 · 243 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 40,869 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-01-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0568982501
Also
9925:BE0568982501
Registered
24-11-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.