Jerom
ActiveSummary
Jerom has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €15k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 27% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+3
Solvency27=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.21 against 0.19 in 2024; short-term debt: 29.7% and cash: 0.3% of total assets), and 97.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.3%
Return on assets
0.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
17 d early
2024
1 d early
2023
on the day
2022
30 d early
2021
on the day
2020
2 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 29.7%
2024 · €50k
2018: €-32k
2019: €-68k
2020: €-98k
2021: €-96k
2022: €42k
2023: €34k
2024: €50k
2018 → 2025
Total assets
€2.84M▼ 4.1%
2024 · €2.96M
2018: €1.92M
2019: €1.75M
2020: €2.31M
2021: €2.27M
2022: €2.33M
2023: €3.06M
2024: €2.96M
2018 → 2025
Net result
€15k▼ 4.9%
2024 · €16k
2018: €28k
2019: €-36k
2020: €-30k
2021: €2k
2022: €139k
2023: €-8k
2024: €16k
2018 → 2025
Working capital
€-664k▼ 6.5%
2024 · €-624k
2018: €-284k
2019: €-372k
2020: €-326k
2021: €-399k
2022: €-334k
2023: €-666k
2024: €-624k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-96k-€42k€34k▼ 18.8%€50k▲ 45.5%€65k▲ 29.7%
Operating result€52k-€182k▲ 253%€35k▼ 80.8%€82k▲ 133%€75k▼ 7.5%
Net result€2k-€139k▲ 6,845%€-8k€16k€15k▼ 4.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.84M
Fixed assets
€2.66M ▼ 5.4%
Current assets
€181k ▲ 20.7%
Equity and liabilities €2.84M
Equity
€65k ▲ 29.7%
Debt
€2.78M ▼ 4.7%
Debt's share of the balance-sheet total falls from 98.3% to 97.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€376k▲
2024 · €362k
Cash flow
€315k▲
2024 · €296k
Current ratio
0.21▲
2024 · 0.19
Quick ratio
0.12▲
2024 · 0.12
Debt to equity
42.85▼
2024 · 58.31
ROE
22.9%▼
2024 · 31.3%
ROA
0.5%▼
2024 · 0.5%
Interest coverage
5.82▲
2024 · 5.50
Debt ≤ 1 year
€845k▲
2024 · €774k
Debt > 1 year
€1.93M▼
2024 · €2.14M
Income taxes
€2k▲
2024 · €157
Staff costs
€290k▼
2024 · €325k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.96M€2.84M▼
Fixed assets21/28€2.81M€2.66M▼
Intangible fixed assets21€16k€8k▼
Tangible fixed assets22/27€2.80M€2.65M▼
Land and buildings22€1.57M€1.54M▼
Plant, machinery and equipment23€67k€48k▼
Furniture and vehicles24€153k€141k▼
Leasing and similar rights25€1.01M€924k▼
Current assets29/58€150k€181k▲
Stocks and contracts in progress3€56k€77k▲
Stocks30/36€56k€77k▲
Amounts receivable within one year40/41€30k€93k▲
Trade receivables40-€89k
Other amounts receivable41€30k€4k▼
Cash at bank and in hand54/58€64k€8k▼
Deferred charges and accrued income490/1€560€3k▲
Equity and liabilities
Total equity and liabilities10/49€2.96M€2.84M▼
Equity10/15€50k€65k▲
Contributions10/11€19k€19k=
Reserves13€23k€38k▲
Distributable reserves133€23k€38k▲
Profit (loss) carried forward14€8k€8k▲
Amounts payable17/49€2.91M€2.78M▼
Amounts payable after more than one year17€2.14M€1.93M▼
Financial debts170/4€1.97M€1.76M▼
Other amounts payable178/9€173k€173k=
Amounts payable within one year42/48€774k€845k▲
Current portion of amounts payable after more than one year42€218k€224k▲
Financial debts43€93k€129k▲
Credit institutions430/8€93k€100k▲
Other loans439-€29k
Trade debts44€152k€228k▲
Suppliers440/4€152k€228k▲
Taxes, remuneration and social security45€40k€36k▼
Taxes450/3€14k€14k=
Remuneration and social security454/9€26k€22k▼
Other amounts payable47/48€271k€227k▼
Income statement
Code20242025
Remuneration, social security and pensions62€325k€290k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€281k€300k▲
Other operating charges640/8€14k€14k▲
Gross operating margin9900€701k€681k▼
Operating profit (loss)9901€82k€75k▼
Financial income75/76B€27€6k▲
Recurring financial income75€27€6k▲
Financial charges65/66B€66k€65k▼
Recurring financial charges65€66k€65k▼
Profit (loss) for the period before taxes9903€16k€16k▲
Income taxes67/77€157€2k▲
Profit (loss) for the period9904€16k€15k▼
Profit (loss) for the period to be appropriated9905€16k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€23k▲
Profit (loss) brought forward from the previous period14P€-7k€8k▲
Transfer to equity691/2-€15k
To other reserves6921-€15k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €139k ▲6,845%
Operating result €182k, net result €139k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Ground area
606 m²
Building footprint
585 m²
Volume, LiDAR
4,226 m³
Parcel 11811L3631/00X000, Flanders · tallest building 14.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Jerom
since 20162.257.092.802
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3631/00X000 | Flanders | 606 m² | 1 · 585 m² | 14.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 6,178 EUR awarded · 6,178 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 5,678 EUR | 5,678 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Stagebonus (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.257.092.802
Dual-learning approval
1 live approval · 7 endedRestaurant en keuken duaal (so)
Show 7 ended approvals
Hulpkelner (so)
Hulpkelner (vwo)
Hulpkelner duaal (so)
Hulpkok (so)
Keukenmedewerker (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
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AMANHA
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Nguyen - Nguyen
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DE MALLE KOKS
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,857 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2016
Fiscal year end30-09
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.