JERMAU

Active

Private limited companyfounded 20242 yrs activeRue de Tournai(CAL) 8, 7604 Péruwelz, BelgiumKBO/BCE: BE 1004.723.327

Summary

JERMAU has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €42,959 and a net result of €40,459. Its solvency ranks better than 42% of 37951 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysis Watch Report Compare

JERMAUActiveChecked score 82/100

Risk analysis Report Compare

Checked score

Score 2024

82 / 100

Excellent

Every signal that weighs is under Signals.

Axes

Profitability100

Solvency74

Growth-

Track record67

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3,500 at 30 days acceptable

Liquidity ample (current ratio 2.06; short-term debt: 48.5% and cash: 88.9% of total assets), but 50.5% of the assets are financed with debt.

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Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Activities of head offices; management consultancy activities (NACE 70)

about 69% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-08-2025, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

7 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 7 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

JERMAU was incorporated on 15 January 2024 as a Private limited company.¹ The company has filed annual accounts once, for fiscal year 2024.²

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Financials · fiscal year 2024, micro schema

Equity

€42,959

Total assets

€86,820

Net result

€40,459

Working capital

€44,728

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €86,820

49.5%

50.5%

Equity €42,959

Debt €43,861

Debt finances 50.5% of the balance-sheet total.

Key figures and ratios

2024 value

Current ratio

2.06

Debt to equity

1.02

ROE

94.2%

ROA

46.6%

Debt ≤ 1 year

€42,092

Income taxes

€14,554

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2024 · 36 lines

Balance sheet Code2024

Assets

Total assets20/58€86,820

Current assets29/58€86,820

Amounts receivable within one year40/41€9,530

Trade receivables40€7,875

Other amounts receivable41€1,655

Cash at bank and in hand54/58€77,171

Deferred charges and accrued income490/1€119

Equity and liabilities

Total equity and liabilities10/49€86,820

Equity10/15€42,959

Contributions10/11€2,500

Reserves13€40,459

Distributable reserves133€40,459

Amounts payable17/49€43,861

Amounts payable within one year42/48€42,092

Financial debts43€69

Credit institutions430/8€69

Trade debts44€1,255

Suppliers440/4€1,255

Taxes, remuneration and social security45€17,552

Taxes450/3€17,552

Other amounts payable47/48€23,215

Accrued charges and deferred income492/3€1,769

Income statement Code2024

Other operating charges640/8€3,233

Gross operating margin9900€60,759

Operating profit (loss)9901€57,526

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€2,513

Recurring financial charges65€2,513

Profit (loss) for the period before taxes9903€55,013

Income taxes67/77€14,554

Profit (loss) for the period9904€40,459

Profit (loss) for the period to be appropriated9905€40,459

Appropriation of the result

Profit (loss) to be appropriated9906€40,459

Transfer to equity691/2€40,459

To other reserves6921€40,459

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2024
Other operating charges640/8	€3,233
Gross operating margin9900	€60,759
Operating profit (loss)9901	€57,526
Financial income75/76B	€0
Recurring financial income75	€0
Financial charges65/66B	€2,513
Recurring financial charges65	€2,513
Profit (loss) for the period before taxes9903	€55,013
Income taxes67/77	€14,554
Profit (loss) for the period9904	€40,459
Profit (loss) for the period to be appropriated9905	€40,459

Line	2024
Assets
Total assets20/58	€86,820
Current assets29/58	€86,820
Amounts receivable within one year40/41	€9,530
Trade receivables40	€7,875
Other amounts receivable41	€1,655
Cash at bank and in hand54/58	€77,171
Deferred charges and accrued income490/1	€119
Equity and liabilities
Total equity and liabilities10/49	€86,820
Equity10/15	€42,959
Contributions10/11	€2,500
Reserves13	€40,459
Distributable reserves133	€40,459
Amounts payable17/49	€43,861
Amounts payable within one year42/48	€42,092
Financial debts43	€69
Credit institutions430/8	€69
Trade debts44	€1,255
Suppliers440/4	€1,255
Taxes, remuneration and social security45	€17,552
Taxes450/3	€17,552
Other amounts payable47/48	€23,215
Accrued charges and deferred income492/3	€1,769

Line	2024
Profit (loss) for the period9904	€40,459
Operating cash flow (approximation)	€40,459

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

07-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 7 days late

NBB filing

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Péruwelz · 1 establishment unit since 2024

seat establishment The establishment unit on the map

Ground area

2,876 m²

Building footprint

168 m²

Volume, LiDAR

1,936 m³

Parcel 57016A0275/00G003, Wallonia · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

JERMAU

Rue de Tournai(CAL) 8, 7604 PéruwelzBusiness consulting

since 20242.354.256.613

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
57016A0275/00G003	Wallonia	2,876 m²	1 · 168 m²	14.4 m · 4 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

MDS Consult

BE 1002.360.188

Zemst · Eq €42,962

ENTERTAINMENT RESEARCH INVESTMENT CORPORATION

Of 82,642 companies in sector 70200 we hold annual accounts for 52,583. 37,196 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded15-01-2024

Fiscal year end31-12

Activities, NACEBEL 2025

70200Business and other management consultancy

82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.