JERICOM
ActiveJERICOM has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €746k and a net result of €-22k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 38% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+10
Solvency64▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.05 in 2024; short-term debt: 45.5% and cash: 1.5% of total assets), and 61.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-22k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
26 d late
2022
19 d early
2021
30 d late
2020
12 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€746k▼ 2.9%
2024 · €768k
2018: €221k
2019: €289k
2020: €827k
2021: €858k
2022: €844k
2023: €821k
2024: €768k
2018 → 2025
Total assets
€1.92M▲ 2.9%
2024 · €1.87M
2018: €1.28M
2019: €1.52M
2020: €1.93M
2021: €1.88M
2022: €1.88M
2023: €1.75M
2024: €1.87M
2018 → 2025
Net result
€-22k▲ 58.3%
2024 · €-53k
2018: €-13k
2019: €22k
2020: €33k
2021: €31k
2022: €-13k
2023: €-24k
2024: €-53k
2018 → 2025
Working capital
€-815k▼ 3.2%
2024 · €-790k
2018: €-534k
2019: €-711k
2020: €-498k
2021: €-622k
2022: €-664k
2023: €-678k
2024: €-790k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€858k-€844k▼ 1.6%€821k▼ 2.8%€768k▼ 6.4%€746k▼ 2.9%
Operating result€78k-€19k▼ 75.7%€9k▼ 53.7%€-18k€12k
Net result€31k-€-13k€-24k▼ 75.4%€-53k▼ 124%€-22k▲ 58.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €18k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.92M
Fixed assets
€1.86M▲ 2.1%
Current assets
€60k▲ 39.0%
Equity and liabilities €1.92M
Equity
€746k▼ 2.9%
Debt
€1.18M▲ 7.0%
The debt ratio rises from 58.9% to 61.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€78k▲
2024 · €38k
Cash flow
€44k▲
2024 · €3k
Solvency
38.7%▼
2024 · 41.1%
Current ratio
0.07▲
2024 · 0.05
Quick ratio
0.07▲
2024 · 0.05
Debt / equity
1.58▲
2024 · 1.44
ROE
-3.0%▲
2024 · -6.9%
ROA
-1.1%▲
2024 · -2.8%
Interest coverage
2.03▲
2024 · 1.09
Debt
€1.18M▲
2024 · €1.10M
Debt ≤ 1 year
€875k▲
2024 · €833k
Debt > 1 year
€152k▼
2024 · €160k
Income taxes
€-2
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.87M€1.92M▲
Fixed assets21/28€1.83M€1.86M▲
Tangible fixed assets22/27€1.83M€1.86M▲
Land and buildings22€1.80M€1.85M▲
Plant, machinery and equipment23€25k€15k▼
Current assets29/58€43k€60k▲
Amounts receivable within one year40/41€2k€932▼
Other amounts receivable41€2k€932▼
Current investments50/53€30k€30k=
Cash at bank and in hand54/58€11k€29k▲
Deferred charges and accrued income490/1€452€532▲
Equity and liabilities
Total equity and liabilities10/49€1.87M€1.92M▲
Equity10/15€768k€746k▼
Contributions10/11€580k€580k=
Capital10€580k€580k=
Issued capital100€580k€580k=
Reserves13€238k€238k=
Non-distributable reserves130/1€58k€58k=
Legal reserve130€58k€58k=
Distributable reserves133€180k€180k=
Profit (loss) carried forward14€-50k€-72k▼
Amounts payable17/49€1.10M€1.18M▲
Amounts payable after more than one year17€160k€152k▼
Financial debts170/4€160k€152k▼
Amounts payable within one year42/48€833k€875k▲
Current portion of amounts payable after more than one year42€69k€37k▼
Trade debts44€26k€2k▼
Suppliers440/4€26k€2k▼
Advances received on contracts in progress46€2k€2k=
Other amounts payable47/48€736k€834k▲
Accrued charges and deferred income492/3€110k€152k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€66k▲
Other operating charges640/8€8k€8k▲
Gross operating margin9900€46k€86k▲
Operating profit (loss)9901€-18k€12k▲
Financial income75/76B€16€4k▲
Recurring financial income75€16€4k▲
Financial charges65/66B€35k€38k▲
Recurring financial charges65€35k€38k▲
Profit (loss) for the period before taxes9903€-53k€-22k▲
Income taxes67/77-€-2
Profit (loss) for the period9904€-53k€-22k▲
Profit (loss) for the period to be appropriated9905€-53k€-22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-72k▼
Profit (loss) brought forward from the previous period14P€3k€-50k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €33k ▲46.4%
Net result €33k, the highest in the series.
31-12
Financial
Equity above €500kEq €827k ▲186%
2 profitable years in a row build equity to €827k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwe Baan 1019111 Sint-NiklaasGround area
1,701 m²
Building footprint
315 m²
Volume, LiDAR
1,246 m³
Parcel 46002C0250/00E000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JEROCOM
since 20052.146.930.692
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46002C0250/00E000 | Flanders | 1,701 m² | 1 · 315 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MLF CONSULT
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 30,949 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-02-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.