Equity
-€95,852
Debts exceed assets in financial year 2025.
JERFA
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2006peak €89,008 (2025)
€89,008▲ 35.4%
lowest -€28,568 (2023)
-€23,363▼ €21,719
peak €12,029 (2008)
-€95,852▼ €23,363
€147,207▲ 29.9%
peak 6.6 FTE (2008)
-not published
Board4 names since 2015
1 director
Documentsfilings and deeds
28-01-20263 days before the deadline
2025micro format
Gross margin from €65,742 to €89,008Loss of €23,363Equity from -€72,488 to -€95,852Debts from €113,344 to €147,207Investments €13,046
Key points
from the 2025 annual accountsLosses
-€103,582 in six years
Every financial year from 2020 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€147,207 287% of the balance sheet
Financial debts 6%Suppliers 19%Taxes and wages 6%Other 68%
Of this, €136,368 falls due within a year.
Investments
€13,046 2.9 × depreciation
Green is investment, beige is depreciation. Machinery stands 603.2% higher than in 2024.
Staff
2.7 FTE from 6.6 in 2008
Between 2008 and 2025, 59% of the full-time equivalents disappeared.
Position in the sector
-€95,852
Less equity than 94% of companies in food and beverage service. Sector median €28,348 · 18,564 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,635 companies had the same profile as JERFA has now. Each dot stands for 17 companies, two years later.
84.3%
were still trading
10.2%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,635 companies, not a prediction for JERFA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0872698409
Registered office moved from Sint-Truiden to Nieuwerkerken
New registered office: Diestersteenweg 44 te 3850 Nieuwerkerken · Previous registered office: Minderbroedersplein 6/002 te 3800 Sint-Truiden · Resignation: (director) · Gazette deed
Reappointment: (director)
Appointment: (director) · “De uitbating en beheer van ijssalons; De uitbating,het beheer en de inrichting van…” (deed in Dutch) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 21-10-2019 · Gazette deed
First establishment
Vica Ijssalon, Diestersteenweg 44, Nieuwerkerken (Limb.)
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JERFA Nieuwerkerken (Limb.) | €51,355 | €89,008 | -186.6% | - |
| LA TABLE DE FIGARO Stavelot | €51,837 | €97,201 | -44.0% | - |
| IMMO SCIFO Flémalle | €58,621 | €82,700 | 71.9% | - |
| RESTAURANT L'OS A MOELLE Florennes | €50,394 | €81,909 | 50.8% | - |
| MUNTBAR Leuven | €60,494 | €87,264 | 13.7% | - |
| LE PIVERT Liège | €50,077 | €86,237 | 62.6% | - |
| RSDR Mons | €58,567 | €106,374 | -80.2% | - |
These companies have the same main activity as JERFA: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €50,100 and €60,500, founded between 2001 and 2005.
Official details
Source: KBO- Status
- Active since 23-03-2005Normal situation
- Activity
- Full-service restaurantsNACE 56111and 1 other
- Joint committee
- 302Hotels and catering · annual accounts 30-06-2025
- Establishment unit
- 2.303.862.5393850 Nieuwerkerken (Limb.), since 01-04-2019
- Financial year end
- 30 June
- Peppol
- Reachable since 13-08-2025
Annual accounts to 30-06-2025
- ≈ €280,000estimated
- €51,355▲ 25.7%
- Employeeson 30-06-2025
- 2▼ 60.0%
- Filing
- Filed on 28-01-2026, 3 days before the end of the filing period
Insights on JERFA
JERFA files the micro format. That format states no turnover. The gross margin rose from €23,725 in 2007 to €89,008 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JERFA
- What is the company number of JERFA?
- The company number of JERFA is 0872.698.409. The VAT number is the same number with BE in front: BE 0872.698.409.
- Where is JERFA based?
- The registered office is at Diestersteenweg 44, 3850 Nieuwerkerken (Limb.).Company details
- What does JERFA do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of JERFA?
- JERFA is a private limited company (BV).
- When was JERFA founded?
- JERFA was founded on 23-03-2005.
- Is JERFA still active?
- Yes, JERFA is an active enterprise in the KBO register.
- How many employees does JERFA have?
- JERFA had an average of 2.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does JERFA fall under?
- In its 30-06-2025 annual accounts, JERFA states joint committee 302 (Hotels and catering).
- What is the turnover of JERFA?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €89,008 and 72 comparable companies (NACE 56111). It probably lies between €240,000 and €380,000.
- Is JERFA profitable?
- In financial year 2025, JERFA made a loss of €23,363.
- Where can I find the annual accounts of JERFA?
- JERFA filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JERFA due?
- JERFA must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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