JERCOL AGGREGATES
ActiveSummary
JERCOL AGGREGATES has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226,520 and a net result of -€13,841. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 8190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability23▼-18
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 40.79; short-term debt: 2.5% and cash: 0.2% of total assets), and 2.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
27 d late
2022
29 d late
2021
3 d late
2020
5 d early
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€226,520▼ 5.8%
2024 · €240,361
Total assets
€232,214▼ 3.7%
2024 · €241,198
Net result
-€13,841
2024 · €3,414
Working capital
€226,520▼ 5.8%
2024 · €240,361
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,920-€13,653▼ 368%-€11,773▲ 13.8%-€2,146▲ 81.8%-€18,171▼ 747%
Net result-€3,528below the sector's middle half-€33,647below the sector's middle half▼ 854%€4,792within the sector's middle half€3,414within the sector's middle half▼ 28.8%-€13,841below the sector's middle half
Equity€265,802above the sector's middle half▼ 24.5%€232,155above the sector's middle half▼ 12.7%€236,947above the sector's middle half▲ 2.1%€240,361above the sector's middle half▲ 1.4%€226,520within the sector's middle half▼ 5.8%
Total assets€353,235within the sector's middle half▼ 3.7%€311,729within the sector's middle half▼ 11.8%€237,934within the sector's middle half▼ 23.7%€241,198within the sector's middle half▲ 1.4%€232,214below the sector's middle half▼ 3.7%
Debt€87,434▲ 497%€79,574▼ 9.0%€987▼ 98.8%€837▼ 15.2%€5,693▲ 580%
Working capital€265,802above the sector's middle half▼ 24.5%€232,155above the sector's middle half▼ 12.7%€236,947above the sector's middle half▲ 2.1%€240,361above the sector's middle half▲ 1.4%€226,520within the sector's middle half▼ 5.8%
Solvency75.2%above the sector's middle half▼ 20.8pp74.5%above the sector's middle half▼ 0.8pp99.6%above the sector's middle half▲ 25.1pp99.7%above the sector's middle half▲ 0.1pp97.5%above the sector's middle half▼ 2.1pp
Current ratio4.04above the sector's middle half▼ 20.993.92above the sector's middle half▼ 0.1240.79above the sector's middle half
Return on assets (ROA)-1.0%within the sector's middle half▼ 1.9pp-10.8%below the sector's middle half▼ 9.8pp2.0%within the sector's middle half▲ 12.8pp1.4%within the sector's middle half▼ 0.6pp-6.0%below the sector's middle half▼ 7.4pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18,171 in 2025 against €2,146 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €232,214
Equity
€226,520 ▼ 5.8%
Debt
€5,693 ▲ 580%
Debt's share of the balance-sheet total rises from 0.3% to 2.5%. Equity is lower and debt is higher.
Key figures and ratios
Debt to equity
0.03▲
2024 · 0.00
ROE
-6.1%▼
2024 · 1.4%
Debt ≤ 1 year
€5,693▲
2024 · €837
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €348 | €348 | €395 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | -€2,573 | -€13,306 | -€11,378 | -€1,759 | -€17,771 | ▼ 910% |
| Operating profit (loss)9901 | -€2,920 | -€13,653 | -€11,773 | -€2,146 | -€18,171 | ▼ 747% |
| Financial income75/76B | - | - | €16,676 | €6,026 | €4,499 | ▼ 25.3% |
| Recurring financial income75 | - | - | €16,676 | €6,026 | €4,499 | ▼ 25.3% |
| Non-recurring financial income76B | - | - | €16,676 | €6,026 | - | - |
| Financial charges65/66B | €600 | €19,994 | €111 | €116 | €169 | ▲ 45.6% |
| Recurring financial charges65 | €600 | €7,135 | €111 | €116 | €169 | ▲ 45.6% |
| Non-recurring financial charges66B | - | €12,859 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€3,520 | -€33,647 | €4,792 | €3,764 | -€13,841 | ▼ 468% |
| Income taxes67/77 | €7 | - | - | €350 | - | - |
| Profit (loss) for the period9904 | -€3,528 | -€33,647 | €4,792 | €3,414 | -€13,841 | ▼ 505% |
| Profit (loss) for the period to be appropriated9905 | -€3,528 | -€33,647 | €4,792 | €3,414 | -€13,841 | ▼ 505% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €353,235 | €311,729 | €237,934 | €241,198 | €232,214 | ▼ 3.7% |
| Current assets29/58 | €353,235 | €311,729 | €237,934 | €241,198 | €232,214 | ▼ 3.7% |
| Amounts receivable within one year40/41 | €12,260 | €598 | €7,516 | €8,208 | €9,771 | ▲ 19.0% |
| Trade receivables40 | €11,025 | €465 | €286 | - | €6,212 | - |
| Other amounts receivable41 | €1,235 | €132 | €7,229 | €8,208 | €3,560 | ▼ 56.6% |
| Current investments50/53 | €337,534 | €309,228 | €227,608 | €228,693 | €221,867 | ▼ 3.0% |
| Cash at bank and in hand54/58 | €3,441 | €1,904 | €2,805 | €4,277 | €407 | ▼ 90.5% |
| Deferred charges and accrued income490/1 | - | - | €4 | €20 | €168 | ▲ 725% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €353,235 | €311,729 | €237,934 | €241,198 | €232,214 | ▼ 3.7% |
| Equity10/15 | €265,802 | €232,155 | €236,947 | €240,361 | €226,520 | ▼ 5.8% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Capital10 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Issued capital100 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €240,400 | €210,400 | €210,400 | €213,650 | €213,650 | = |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Legal reserve130 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Distributable reserves133 | €238,400 | €208,400 | €208,400 | €211,650 | €211,650 | = |
| Profit (loss) carried forward14 | €5,402 | €1,755 | €6,547 | €6,711 | -€7,130 | ▼ 206% |
| Amounts payable17/49 | €87,434 | €79,574 | €987 | €837 | €5,693 | ▲ 580% |
| Amounts payable within one year42/48 | €87,434 | €79,574 | €987 | €837 | €5,693 | ▲ 580% |
| Trade debts44 | €1,879 | €385 | €237 | €87 | €2,993 | ▲ 3,340% |
| Suppliers440/4 | €1,879 | €385 | €237 | €87 | €2,993 | ▲ 3,340% |
| Taxes, remuneration and social security45 | €2,100 | €3,000 | €750 | €750 | €2,700 | ▲ 260% |
| Taxes450/3 | €300 | - | €750 | €750 | - | - |
| Remuneration and social security454/9 | €1,800 | €3,000 | - | - | €2,700 | - |
| Other amounts payable47/48 | €83,455 | €76,189 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,528 | -€33,647 | €4,792 | €3,414 | -€13,841 | ▼ 505% |
| Operating cash flow (approximation) | -€3,528 | -€33,647 | €4,792 | €3,414 | -€13,841 | ▼ 505% |
| Change in cash | - | -€1,537 | €902 | €1,472 | -€3,871 | ▼ 363% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €4,792
Net result €4,792 after 2 loss-making years.
31-12
Financial
Liquidity times 62current ratio 241.16
Current ratio from 3.92 to 241.16; short-term debt falls from €79,574 to €987.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet -€33,647
Net result drops to -€33,647, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €111,256
Net result €111,256 after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 25.25
Current ratio from 4.84 to 25.25; short-term debt falls from €61,746 to €14,374.
Show earlier events
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2010
Ground area
846 m²
Building footprint
1,381 m²
Volume, LiDAR
18,640 m³
Parcel 21802B0777/00A000, Brussels · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
JERCOL AGGREGATES
since 20102.184.196.213
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B0777/00A000 ProtectedMonumentGebouwen aan het Martelaarsplein alsook het Martelarenmonument |
Brussels | 846 m² | 1 · 1,381 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Legal Entity Identifier
9845003DD4A9D8EED913
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Of 396 companies in sector 46839 we hold annual accounts for 251. 173 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded18-12-2009
Fiscal year end31-12
Activities, NACEBEL 2025
46839Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0821602470
Also
9925:BE0821602470
Registered
22-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.