Equity
-€46,399
Debts exceed assets in financial year 2025.
JERAR
Lifetime
8 annual accounts with figures on one time axispeak €62,421 (2025)
€62,421▲ 30.9%
lowest -€30,646 (2022)
€2,440▲ €10,946
peak €20,782 (2019)
-€46,399▲ €2,440
€69,475▼ 16.9%
peak 2 FTE (2019)
-not published
Board5 names since 2021
3 directorsKOTOV Aïvis and 2 others
Documentsfilings and deeds
30-04-2026on the last day
2025micro format
Gross margin from €47,691 to €62,421Back to profit: €2,440Debts from €83,641 to €69,475Cash from €16,614 to €4,821
Key points
from the 2025 annual accountsDebts
€69,475 301% of the balance sheet
Financial debts 5%Suppliers 33%Taxes and wages 39%Other 23%
Of this, €65,991 falls due within a year.
Staff
5 employees on 30-09-2025
In 2025, 13 people joined and 13 left.
Filings
8 annual accounts 6 late
The 2019 accounts came latest: 362 days after the end of the period.
Board
2 joined · 3 left
Board changed. Latest change 05-02-2026 · 2 in office.
Position in the sector
-201.1%
Lower solvency than 93% of companies in food and beverage service. Sector median 29.5% · 17,153 companies.
Checked score
54
Fair
Financially stronger than 30% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.0%
01-2025: 3.0%● unchanged vs 12-2024
02-2025: 2.9%▼ -0.1 percentage points vs 01-2025
03-2025: 2.8%▼ -0.1 percentage points vs 02-2025
04-2025: 3.0%▲ +0.2 percentage points vs 03-2025
05-2025: 3.7%▲ +0.7 percentage points vs 04-2025highest value
06-2025: 2.1%▼ -1.6 percentage points vs 05-2025
07-2025: 2.1%● unchanged vs 06-2025
08-2025: 2.1%● unchanged vs 07-2025
09-2025: 2.1%● unchanged vs 08-2025
10-2025: 2.0%▼ -0.1 percentage points vs 09-2025
11-2025: 2.0%● unchanged vs 10-2025
12-2025: 2.0%● unchanged vs 11-2025
01-2026: 2.0%● unchanged vs 12-2025
02-2026: 2.0%● unchanged vs 01-2026
03-2026: 1.9%▼ -0.1 percentage points vs 02-2026
04-2026: 2.1%▲ +0.2 percentage points vs 03-2026
05-2026: 2.9%▲ +0.8 percentage points vs 04-2026
06-2026: 1.7%▼ -1.2 percentage points vs 05-2026
07-2026: 1.7%● unchanged vs 06-2026
08-2026: 1.6%▼ -0.1 percentage points vs 07-2026
09-2026: 1.6%● unchanged vs 08-2026
10-2026: 1.6%● unchanged vs 09-2026lowest value
11-2026: 1.6%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Sector: Food and beverage service activities (NACE 56)
Negative equity -€46,399
lowers risk
Size: total assets €23,076
Liquidity: current ratio 0.26, cash €4,821, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 22% on liquidity, 38% on profitability and 50% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as JERAR has now. Each dot stands for 6 companies, two years later.
88.7%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JERAR itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for JERAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.26 (0.32 in 2024), below 1. Short-term debt is 286% and cash 20.9% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 17153 sector peers (2025).
NBB · sector comparisonPosition among 17153 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
1 day early
2023
17 days late
2022
2 days late
2021
25 days late
2020
24 days late
2019
362 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 61 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 2 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
2 directors appointed, 3 resignations
Resignations: MARCHAL Arnaud, ROMMELAERE Jeremy and KOTOV Aïvis · Appointments: LIEGEOT Marius (director) and LA METHODE (director) · Permanent representative: SAHIDET Jellil · General meeting of 19-05-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0672560683
Appointment: KOTOV Aïvis (director)
General meeting of 25-10-2021 · Gazette deed
First establishment
Rogierlaan 262, Schaerbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JERAR Schaerbeek | €23,076 | €62,421 | -201.1% | - |
| SELEIA Brussels | €24,889 | €75,627 | -91.0% | - |
| NUSA Antwerp | €24,549 | €63,428 | -143.6% | - |
| Bar Basil Antwerp | €26,828 | €61,470 | -190.0% | - |
| U.D.D. BUSINESS Jette | €22,537 | €91,507 | -457.6% | - |
| LES GAUCHERS Sint-Gillis (bij-Brussel) | €32,255 | €66,913 | 16.3% | - |
| MIKA GROUP Anderlecht | €21,756 | €36,712 | -96.0% | - |
These companies have the same main activity as JERAR: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €21,800 and €32,300, founded between 2015 and 2017.
Official details
Source: KBO- Status
- Active since 09-03-2017Normal situation
- Activity
- Cafés and barsNACE 56301
- Joint committee
- 302Hotels and catering · annual accounts 30-09-2025
- Establishment unit
- 2.262.429.1861030 Schaerbeek, since 01-04-2017
- Financial year end
- 30 September
- Peppol
- Reachable since 12-01-2026
Annual accounts to 30-09-2025
- ≈ €220,000estimated
- €23,076▼ 33.7%
- Employeeson 30-09-2025
- 5=
- Filing
- Filed on 30-04-2026, on the last day of the filing period
Insights on JERAR
JERAR files the micro format. That format states no turnover. The gross margin rose from €56,632 in 2018 to €62,421 in 2025.
In February 2026, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JERAR
- What is the company number of JERAR?
- The company number of JERAR is 0672.560.683. The VAT number is the same number with BE in front: BE 0672.560.683.
- Where is JERAR based?
- The registered office is at Rogierlaan 262, 1030 Schaerbeek.Company details
- What does JERAR do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of JERAR?
- JERAR is a private limited company (BV).
- When was JERAR founded?
- JERAR was founded on 09-03-2017.
- Is JERAR still active?
- Yes, JERAR is an active enterprise in the KBO register.
- How many employees does JERAR have?
- JERAR had an average of 6.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does JERAR fall under?
- In its 30-09-2025 annual accounts, JERAR states joint committee 302 (Hotels and catering).
- What is the turnover of JERAR?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €62,421 and 36 comparable companies (NACE 56301). It probably lies between €190,000 and €290,000.
- Is JERAR profitable?
- In financial year 2025, JERAR made a profit of €2,440.
- Where can I find the annual accounts of JERAR?
- JERAR filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JERAR due?
- JERAR must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
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