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Jer.VDB

Active
Private limited companyfounded 20251 yr activeEverselkiezel 58, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 1023.033.462
Summary

Jer.VDB has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €41k. Its solvency ranks better than 42% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency71
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.73; short-term debt: 53.5% and cash: 19.5% of total assets), and 53.5% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
46.5%
Return on assets
43.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
28 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€44k
Total assets
€96k
Net result
€41k
Working capital
€-14k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €96k
Fixed assets €58k
Current assets €37k
Equity and liabilities €96k
Equity €44k
Debt €51k
Debt finances 53.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€55k
Cash flow
€44k
Current ratio
0.73
Debt to equity
1.15
ROE
93.3%
ROA
43.4%
Interest coverage
532.69
Debt ≤ 1 year
€51k
Income taxes
€11k
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€96k
Fixed assets21/28€58k
Tangible fixed assets22/27€58k
Furniture and vehicles24€58k
Current assets29/58€37k
Amounts receivable within one year40/41€19k
Trade receivables40€15k
Other amounts receivable41€3k
Cash at bank and in hand54/58€19k
Deferred charges and accrued income490/1€50
Equity and liabilities
Total equity and liabilities10/49€96k
Equity10/15€44k
Contributions10/11€3k
Reserves13€41k
Distributable reserves133€41k
Amounts payable17/49€51k
Amounts payable within one year42/48€51k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€3k
Taxes450/3€1k
Remuneration and social security454/9€2k
Other amounts payable47/48€47k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Gross operating margin9900€55k
Operating profit (loss)9901€53k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€104
Recurring financial charges65€104
Profit (loss) for the period before taxes9903€53k
Income taxes67/77€11k
Profit (loss) for the period9904€41k
Profit (loss) for the period to be appropriated9905€41k
Appropriation of the result
Profit (loss) to be appropriated9906€41k
Transfer to equity691/2€41k
To other reserves6921€41k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
03-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Everselkiezel 583550 Heusden-Zolder
Ground area
697 m²
Building footprint
129 m²
Volume, LiDAR
700 m³
Parcel 71502C0387/00Z000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jer.VDB
Everselkiezel 58, 3550 Heusden-ZolderBusiness and other management consultancy
since 20252.373.850.316
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71502C0387/00Z000 Flanders 697 m² 1 · 129 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,434 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.