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Jepla!

Active
Private limited company (pre-2019)founded 201510 yrs activeFresiastraat 14, 9031 Gent, BelgiumKBO/BCE: BE 0642.896.105

Jepla! has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €-17k. Equity is shrinking by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 14% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
56 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-23
Solvency31▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.76 in 2024; short-term debt: 10.6% and cash: 0.9% of total assets), and 93.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
6.4%
Return on assets
-2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31642 sector peers (2025).
NBB · sector comparison
Position among 31642 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
2 d early
2024
on the day
2023
40 d early
2022
58 d late
2021
28 d late
2020
30 d late
2018
92 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€53k▼ 23.9%
2024 · €69k
2018: €95k 2020: €133k 2021: €95k 2022: €96k 2023: €60k 2024: €69k
2018 → 2025
Total assets
€823k▼ 6.5%
2024 · €880k
2018: €154k 2020: €160k 2021: €121k 2022: €194k 2023: €75k 2024: €880k
2018 → 2025
Net result
€-17k
2024 · €9k
2018: €36k 2020: €23k 2021: €-12k 2022: €1k 2023: €-12k 2024: €9k
2018 → 2025
Working capital
€-75k▼ 194%
2024 · €-25k
2018: €92k 2020: €98k 2021: €62k 2022: €-36k 2023: €35k 2024: €-25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€95k-€96k▲ 1.3%€60k▼ 37.4%€69k▲ 15.3%€53k▼ 23.9%
Operating result€-12k-€2k€-13k€12k€-842
Net result€-12k-€1k€-12k€9k€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2021: €-12k€-12kNet result 2021: €-12k€-12kOperating result 2022: €2k€2kNet result 2022: €1k€1kOperating result 2023: €-13k€-13kNet result 2023: €-12k€-12kOperating result 2024: €12k€12kNet result 2024: €9k€9kOperating result 2025: €-842€-842Net result 2025: €-17k€-17k20212022202320242025
The operating result turns negative in 2025: a loss of €842 after €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €823k
Fixed assets €810k▲ 1.1%
Current assets €12k▼ 84.3%
Equity and liabilities €823k
Equity €53k▼ 23.9%
Debt €770k▼ 5.0%
The debt ratio rises from 92.1% to 93.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€32k
2024 · €16k
Cash flow
€17k
2024 · €14k
Solvency
6.4%
2024 · 7.9%
Current ratio
0.14
2024 · 0.76
Quick ratio
0.14
2024 · 0.76
Debt / equity
14.57
2024 · 11.68
ROE
-31.3%
2024 · 13.2%
ROA
-2.0%
2024 · 1.0%
Interest coverage
2.06
2024 · 4.30
Debt
€770k
2024 · €811k
Debt ≤ 1 year
€87k
2024 · €104k
Debt > 1 year
€683k
2024 · €707k
Income taxes
€176
2024 · €406
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€880k€823k
Fixed assets21/28€802k€810k
Tangible fixed assets22/27€802k€770k
Land and buildings22€801k€768k
Plant, machinery and equipment23€0€1k
Furniture and vehicles24€990€804
Financial fixed assets28-€40k
Current assets29/58€79k€12k
Amounts receivable after more than one year29€40k€0
Other amounts receivable291€40k€0
Amounts receivable within one year40/41€10k€5k
Trade receivables40€8k€5k
Other amounts receivable41€2k€0
Cash at bank and in hand54/58€609€7k
Deferred charges and accrued income490/1€28k€729
Equity and liabilities
Total equity and liabilities10/49€880k€823k
Equity10/15€69k€53k
Contributions10/11€6k€6k=
Reserves13€74k€74k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€73k€73k=
Profit (loss) carried forward14€-11k€-28k
Amounts payable17/49€811k€770k
Amounts payable after more than one year17€707k€683k
Financial debts170/4€707k€683k
Amounts payable within one year42/48€104k€87k
Current portion of amounts payable after more than one year42€23k€24k
Trade debts44€26k€13k
Suppliers440/4€26k€13k
Taxes, remuneration and social security45€13k€21k
Taxes450/3€9k€21k
Remuneration and social security454/9€5k€0
Other amounts payable47/48€41k€29k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€33k
Other operating charges640/8€2k€2k
Non-recurring operating charges66A€21k€244
Gross operating margin9900€39k€34k
Operating profit (loss)9901€12k€-842
Financial income75/76B€2k€192
Recurring financial income75€2k€192
Financial charges65/66B€4k€16k
Recurring financial charges65€4k€16k
Profit (loss) for the period before taxes9903€10k€-16k
Income taxes67/77€406€176
Profit (loss) for the period9904€9k€-17k
Profit (loss) for the period to be appropriated9905€9k€-17k
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-28k
Profit (loss) brought forward from the previous period14P€-20k€-11k
Transfer from equity791/2€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-17k ▼280%
Net result drops to €-17k, the lowest in the series.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €9k
Net result €9k after one loss-making year.
21-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity times 5current ratio 3.40
Current ratio from 0.63 to 3.40; short-term debt falls from €98k to €15k.
27-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
28-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Equity above €100kEq €133k ▲39.4%
2 profitable years in a row build equity to €133k.
2019
31-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
27-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 149 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Fresiastraat 149031 Gent
Ground area
3,418 m²
Building footprint
381 m²
Volume, LiDAR
1,905 m³
2 parcels, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jepla!
Luchterenkerkweg 136A, 9031 GentBusiness consulting
since 20152.249.603.808
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44017C0608/00K000 Flanders 2,907 m² 1 · 278 m² 12.9 m · 1 fl.
44017C0553/00T000 Flanders 511 m² 1 · 103 m² 10.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 38,364 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded16-11-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.