JENS LEYBAERT
ActiveThe computed 12-month bankruptcy probability of JENS LEYBAERT is 2.4% (moderate). The 2025 annual accounts show equity of €111k and a net result of €44k. Equity is growing by ~73.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 27711 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-13
Solvency63▼-37
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.06 against 3.66 in 2024; short-term debt: 8.8% and cash: 20.3% of total assets), but 62.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.5%
Return on assets
14.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
29 d late
2024
28 d late
2023
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 64.5%
2024 · €68k
2023: €12k
2024: €68k
2023 → 2025
Total assets
€297k▲ 240%
2024 · €87k
2023: €45k
2024: €87k
2023 → 2025
Net result
€44k▼ 21.3%
2024 · €55k
2023: €7k
2024: €55k
2023 → 2025
Working capital
€80k▲ 52.8%
2024 · €52k
2023: €3k
2024: €52k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€68k▲ 455%€111k▲ 64.5%
Operating result€10k-€70k▲ 577%€57k▼ 19.2%
Net result€7k-€55k▲ 671%€44k▼ 21.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €297k
Fixed assets
€191k▲ 1,132%
Current assets
€106k▲ 47.4%
Equity and liabilities €297k
Equity
€111k▲ 64.5%
Debt
€185k▲ 847%
The debt ratio rises from 22.4% to 62.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€62k▼
2024 · €74k
Cash flow
€48k▼
2024 · €59k
Solvency
37.5%▼
2024 · 77.6%
Current ratio
4.06▲
2024 · 3.66
Quick ratio
3.91▲
2024 · 3.56
Debt / equity
1.67▲
2024 · 0.29
ROE
39.2%▼
2024 · 82.0%
ROA
14.7%▼
2024 · 63.6%
Interest coverage
16.45▼
2024 · 1590.25
Debt
€185k▲
2024 · €20k
Debt ≤ 1 year
€26k▲
2024 · €20k
Debt > 1 year
€159k
Income taxes
€10k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€297k▲
Fixed assets21/28€15k€191k▲
Intangible fixed assets21-€2k
Tangible fixed assets22/27€15k€189k▲
Land and buildings22-€174k
Plant, machinery and equipment23€10k€11k▲
Furniture and vehicles24€5k€4k▼
Current assets29/58€72k€106k▲
Stocks and contracts in progress3€2k€4k▲
Stocks30/36€2k€4k▲
Amounts receivable within one year40/41€14k€40k▲
Trade receivables40€11k€2k▼
Other amounts receivable41€4k€38k▲
Cash at bank and in hand54/58€54k€60k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€87k€297k▲
Equity10/15€68k€111k▲
Contributions10/11€5k€5k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€56k€99k▲
Amounts payable17/49€20k€185k▲
Amounts payable after more than one year17-€159k
Financial debts170/4-€159k
Amounts payable within one year42/48€20k€26k▲
Trade debts44€1k€16k▲
Suppliers440/4€1k€16k▲
Taxes, remuneration and social security45€17k€10k▼
Taxes450/3€17k€10k▼
Other amounts payable47/48€1k-
Accrued charges and deferred income492/3-€189
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€500€440▼
Gross operating margin9900€74k€62k▼
Operating profit (loss)9901€70k€57k▼
Financial income75/76B€42€373▲
Recurring financial income75€42€373▲
Financial charges65/66B€46€4k▲
Recurring financial charges65€46€4k▲
Profit (loss) for the period before taxes9903€70k€54k▼
Income taxes67/77€15k€10k▼
Profit (loss) for the period9904€55k€44k▼
Profit (loss) for the period to be appropriated9905€55k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€99k▲
Profit (loss) brought forward from the previous period14P€88€56k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Equity above €100kEq €111k ▲64.5%
3 profitable years in a row build equity to €111k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2023net €55k ▲671%
Operating result €70k, net result €55k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.66
Current ratio from 1.11 to 3.66; short-term debt falls from €26k to €20k.
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prateveld (STG) 49200 DendermondeGround area
369 m²
Building footprint
115 m²
Volume, LiDAR
606 m³
Parcel 42021A0307/00R002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JENS LEYBAERT
since 20232.347.433.850
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021A0307/00R002 | Flanders | 369 m² | 1 · 114 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 823 EUR awarded · 823 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 293 EUR | 293 EUR |
| 2024 | 1 | 530 EUR | 530 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
VANDORMAEL BART
BE 0754.472.433
As · Eq €111k
AEGA
BE 0460.020.916
Dilsen-Stokkem · Eq €111k
GOESSENS ENERGIE
BE 0414.892.358
Herve · Eq €111k
P.G.D. GROUP
BE 0776.707.011
Binche · Eq €111k
B&W BADKAMERS
BE 0757.842.588
Heist-op-den-Berg · Eq €111k
Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,936 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2023
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.