JENS 4U
ActiveJENS 4U has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302k and a net result of €15k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+6
Solvency62▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.52 against 2.19 in 2024; short-term debt: 18% and cash: 2.7% of total assets), but 63.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.9%
Return on assets
1.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
30 d early
2023
15 d early
2022
22 d late
2021
18 d late
2020
20 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€302k▲ 5.4%
2024 · €286k
2018: €59k
2019: €76k
2020: €155k
2021: €205k
2022: €229k
2023: €276k
2024: €286k
2018 → 2025
Total assets
€818k▼ 1.3%
2024 · €829k
2018: €694k
2019: €708k
2020: €761k
2021: €707k
2022: €943k
2023: €913k
2024: €829k
2018 → 2025
Net result
€15k▲ 44.8%
2024 · €11k
2018: €24k
2019: €17k
2020: €94k
2021: €52k
2022: €24k
2023: €47k
2024: €11k
2018 → 2025
Working capital
€223k▲ 14.8%
2024 · €195k
2018: €-36k
2019: €2k
2020: €142k
2021: €114k
2022: €219k
2023: €215k
2024: €195k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€205k-€229k▲ 11.7%€276k▲ 20.3%€286k▲ 3.9%€302k▲ 5.4%
Operating result€85k-€52k▼ 38.7%€87k▲ 67.1%€37k▼ 57.4%€42k▲ 13.4%
Net result€52k-€24k▼ 53.6%€47k▲ 93.8%€11k▼ 77.1%€15k▲ 44.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €818k
Fixed assets
€447k▼ 4.7%
Current assets
€371k▲ 3.3%
Equity and liabilities €818k
Equity
€302k▲ 5.4%
Debt
€516k▼ 4.8%
The debt ratio falls from 65.4% to 63.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▲
2024 · €64k
Cash flow
€43k▲
2024 · €38k
Solvency
36.9%▲
2024 · 34.6%
Current ratio
2.52▲
2024 · 2.19
Quick ratio
0.15▲
2024 · 0.10
Debt / equity
1.71▼
2024 · 1.89
ROE
5.1%▲
2024 · 3.7%
ROA
1.9%▲
2024 · 1.3%
Interest coverage
3.21▲
2024 · 2.59
Debt
€516k▼
2024 · €542k
Debt ≤ 1 year
€147k▼
2024 · €164k
Debt > 1 year
€369k▼
2024 · €378k
Income taxes
€8k▲
2024 · €6k
Staff costs
€75k▼
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€829k€818k▼
Fixed assets21/28€470k€447k▼
Tangible fixed assets22/27€469k€447k▼
Land and buildings22€467k€443k▼
Plant, machinery and equipment23€690€294▼
Furniture and vehicles24€2k€4k▲
Financial fixed assets28€300€300=
Current assets29/58€359k€371k▲
Stocks and contracts in progress3€342k€348k▲
Stocks30/36€342k€348k▲
Amounts receivable within one year40/41€4k-
Trade receivables40€432-
Other amounts receivable41€4k-
Cash at bank and in hand54/58€11k€22k▲
Deferred charges and accrued income490/1€1k€570▼
Equity and liabilities
Total equity and liabilities10/49€829k€818k▼
Equity10/15€286k€302k▲
Contributions10/11€19k€19k=
Reserves13€265k€281k▲
Distributable reserves133€265k€281k▲
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€542k€516k▼
Amounts payable after more than one year17€378k€369k▼
Financial debts170/4€378k€369k▼
Amounts payable within one year42/48€164k€147k▼
Current portion of amounts payable after more than one year42€43k€44k▲
Financial debts43€7k€8k▲
Credit institutions430/8€7k€8k▲
Trade debts44€24k€13k▼
Suppliers440/4€24k€13k▼
Taxes, remuneration and social security45€19k€10k▼
Taxes450/3€11k€3k▼
Remuneration and social security454/9€8k€7k▼
Other amounts payable47/48€71k€72k▲
Accrued charges and deferred income492/3€143€54▼
Income statement
Code20242025
Non-recurring operating income76A€26k-
Remuneration, social security and pensions62€84k€75k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€28k▲
Other operating charges640/8€9k€8k▼
Gross operating margin9900€157k€153k▼
Operating profit (loss)9901€37k€42k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€25k€22k▼
Recurring financial charges65€25k€22k▼
Profit (loss) for the period before taxes9903€17k€23k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€11k€15k▲
Profit (loss) for the period to be appropriated9905€11k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€18k▲
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer to equity691/2€11k€15k▲
To other reserves6921€11k€15k▲
Social balance
Average headcount (FTE)90871.91.9=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼77.1%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
31-12
Financial
Equity above €200kEq €205k ▲32.9%
4 profitable years in a row build equity to €205k.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
31-12
Financial
Highest result since 2018net €94k ▲467%
Operating result €129k, net result €94k, both a record.
31-12
Financial
Equity above €150kEq €155k ▲104%
3 profitable years in a row build equity to €155k.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 46 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smeestersstraat 193400 LandenGround area
1,573 m²
Building footprint
106 m²
Volume, LiDAR
871 m³
2 parcels, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Double Oh
since 20132.223.341.255
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24059B0295/02G000 | Flanders | 1,320 m² | - | - |
| 24059B0302/02X002 | Flanders | 253 m² | 1 · 106 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,467 companies in sector 47632 we hold annual accounts for 732. 613 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2013
Fiscal year end31-12
Activities, NACEBEL
45402
47632Retail sale of bicycles
47785Retail trade
47830Retail sale of motorcycles and motorcycle parts and accessories
56210Event catering
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:stephmarchoul@gmail.com