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JENO

Active
Public limited companyfounded 199530 yrs activeErkstraat 100, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 0456.913.550
Summary

JENO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €384,290 and a net result of -€11,343. Equity is shrinking by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability65▲+65
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 11.35 against 20.14 in 2023; short-term debt: 4.3% and cash: 4% of total assets), and 4.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
95.7%
Return on assets
-2.8%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€11,343
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
8 d early
2023
68 d late
2022
49 d early
2021
34 d early
2020
75 d early
2019
49 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 December 1995, JENO was incorporated.1 Of the 2 current board members, JENNEN EDDY has served longest, since 2025.2 Total assets went from EUR 1.1 million in 2018 to EUR 401,439 in 2024.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 11-08-2026
  3. 3National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Turnover
€70,206
EBIT margin
-39.3%
Net result
-€11,343▲ 93.8%
2023 · -€181,999
Working capital
€177,467▼ 7.2%
2023 · €191,304
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover
Operating result-€9,246▲ 66.5%-€641▲ 93.1%€66,539-€181,143-€13,938▲ 92.3%
Net result-€9,772below the sector's middle half▲ 64.3%-€1,185below the sector's middle half▲ 87.9%€59,921within the sector's middle half-€181,999below the sector's middle half-€11,343below the sector's middle half▲ 93.8%
EBIT margin
Equity€718,896within the sector's middle half▼ 1.3%€517,711within the sector's middle half▼ 28.0%€577,632within the sector's middle half▲ 11.6%€395,633above the sector's middle half▼ 31.5%€384,290above the sector's middle half▼ 2.9%
Total assets€720,156within the sector's middle half▼ 4.6%€534,657within the sector's middle half▼ 25.8%€600,534within the sector's middle half▲ 12.3%€405,628within the sector's middle half▼ 32.5%€401,439within the sector's middle half▼ 1.0%
Debt€1,260▼ 95.2%€16,946▲ 1,245%€22,902▲ 35.1%€9,995▼ 56.4%€17,149▲ 71.6%
Working capital€231,080within the sector's middle half▲ 15.0%€70,607within the sector's middle half▼ 69.4%€147,860within the sector's middle half▲ 109%€191,304above the sector's middle half▲ 29.4%€177,467above the sector's middle half▼ 7.2%
Solvency99.8%above the sector's middle half▲ 3.3pp96.8%above the sector's middle half▼ 3.0pp96.2%above the sector's middle half▼ 0.6pp97.5%above the sector's middle half▲ 1.3pp95.7%above the sector's middle half▼ 1.8pp
Current ratio7.01above the sector's middle half7.46above the sector's middle half▲ 0.4520.14above the sector's middle half▲ 12.6811.35above the sector's middle half▼ 8.79
Return on assets (ROA)-1.4%below the sector's middle half▲ 2.3pp-0.2%below the sector's middle half▲ 1.1pp10.0%within the sector's middle half▲ 10.2pp-44.9%below the sector's middle half▼ 54.8pp-2.8%below the sector's middle half▲ 42.0pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000-€100,000€0€100,000Operating result 2020: -€9,246-€9,246Net result 2020: -€9,772-€9,772Operating result 2021: -€641-€641Net result 2021: -€1,185-€1,185Operating result 2022: €66,539€66,539Net result 2022: €59,921€59,921Operating result 2023: -€181,143-€181,143Net result 2023: -€181,999-€181,999Operating result 2024: -€13,938-€13,938Net result 2024: -€11,343-€11,34320202021202220232024-€200,000-€100,000€0€100,000Operating result 2022: €66,539€66,500Net result 2022: €59,921€59,900Operating result 2023: -€181,143-€181,000Net result 2023: -€181,999-€182,000Operating result 2024: -€13,938-€13,900Net result 2024: -€11,343-€11,300202220232024
The operating result stays negative: a loss of €13,938 in 2024 against €181,143 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €401,439
Fixed assets €206,823 ▲ 1.2%
Current assets €194,616 ▼ 3.3%
Equity and liabilities €401,439
Equity €384,290 ▼ 2.9%
Debt €17,149 ▲ 71.6%
Debt's share of the balance-sheet total rises from 2.5% to 4.3%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€14,796▲
2023 · -€153,700
Cash flow
€17,392▲
2023 · -€154,556
Debt to equity
0.04▲
2023 · 0.03
ROE
-3.0%▲
2023 · -46.0%
Interest coverage
14.81▲
2023 · -69.13
Debt ≤ 1 year
€17,149▲
2023 · €9,995
Income taxes
€84=
2023 · €84
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.5% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet Code20232024
Assets
Total assets20/58€405,628€401,439▼
Fixed assets21/28€204,329€206,823▲
Tangible fixed assets22/27€204,329€206,823▲
Land and buildings22€201,583€205,686▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€2,746€1,137▼
Financial fixed assets28€0-
Current assets29/58€201,299€194,616▼
Amounts receivable within one year40/41€25,147€21,188▼
Trade receivables40€11,837€13,234▲
Other amounts receivable41€13,310€7,954▼
Current investments50/53€150,000€150,181▲
Cash at bank and in hand54/58€26,152€16,016▼
Deferred charges and accrued income490/1€0€7,231▲
Equity and liabilities
Total equity and liabilities10/49€405,628€401,439▼
Equity10/15€395,633€384,290▼
Contributions10/11€65,000€65,000=
Capital10€65,000€65,000=
Issued capital100€65,000€65,000=
Reserves13€407,939€407,939=
Non-distributable reserves130/1€44,694€44,694=
Legal reserve130€44,694€44,694=
Tax-exempt reserves132€19,283€19,283=
Distributable reserves133€343,962€343,962=
Profit (loss) carried forward14-€77,306-€88,649▼
Amounts payable17/49€9,995€17,149▲
Amounts payable within one year42/48€9,995€17,149▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€995€1,967▲
Suppliers440/4€995€1,967▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€9,000€15,182▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27,443€28,735▲
Other operating charges640/8€11,643€11,267▼
Non-recurring operating charges66A€183,360€0▼
Gross operating margin9900€41,302€26,063▼
Operating profit (loss)9901-€181,143-€13,938▲
Financial income75/76B€1,451€3,679▲
Recurring financial income75€1,451€3,679▲
Financial charges65/66B€2,223€999▼
Recurring financial charges65€2,223€999▼
Profit (loss) for the period before taxes9903-€181,915-€11,259▲
Income taxes67/77€84€84=
Profit (loss) for the period9904-€181,999-€11,343▲
Profit (loss) for the period to be appropriated9905-€181,999-€11,343▲
Appropriation of the result
Profit (loss) to be appropriated9906-€181,999-€88,649▲
Profit (loss) brought forward from the previous period14P--€77,306
Transfer from equity791/2€104,693€0▼
Transfer to equity691/2€0-
To other reserves6921€0-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39,827€35,515€26,679€27,443€28,735▲ 4.7%
Other operating charges640/8-€10,067€10,097€11,643€11,267▼ 3.2%
Non-recurring operating charges66A-€1,917€494€183,360€0▼ 100%
Gross operating margin9900€40,204€46,858€103,809€41,302€26,063▼ 36.9%
Operating profit (loss)9901-€9,246-€641€66,539-€181,143-€13,938▲ 92.3%
Financial income75/76B-€1,103-€1,451€3,679▲ 153%
Recurring financial income75€1,332€1,103-€1,451€3,679▲ 153%
Financial charges65/66B-€1,435€414€2,223€999▼ 55.0%
Recurring financial charges65€1,552€1,435€414€2,223€999▼ 55.0%
Profit (loss) for the period before taxes9903-€9,466-€973€66,125-€181,915-€11,259▲ 93.8%
Income taxes67/77€306€212€6,204€84€84=
Profit (loss) for the period9904-€9,772-€1,185€59,921-€181,999-€11,343▲ 93.8%
Profit (loss) for the period to be appropriated9905-€9,772-€1,185€59,921-€181,999-€11,343▲ 93.8%
Line20202021202220232024Change
Assets
Total assets20/58€720,156€534,657€600,534€405,628€401,439▼ 1.0%
Fixed assets21/28€487,816€452,301€429,772€204,329€206,823▲ 1.2%
Tangible fixed assets22/27€289,816€254,301€231,772€204,329€206,823▲ 1.2%
Land and buildings22-€252,384€226,983€201,583€205,686▲ 2.0%
Plant, machinery and equipment23-€946€382€0--
Furniture and vehicles24-€971€4,407€2,746€1,137▼ 58.6%
Financial fixed assets28€198,000€198,000€198,000€0--
Current assets29/58€232,340€82,356€170,762€201,299€194,616▼ 3.3%
Amounts receivable within one year40/41€110,106€26,667€25,874€25,147€21,188▼ 15.7%
Trade receivables40-€7,218€10,112€11,837€13,234▲ 11.8%
Other amounts receivable41-€19,449€15,762€13,310€7,954▼ 40.2%
Current investments50/53---€150,000€150,181▲ 0.1%
Cash at bank and in hand54/58€87,235€49,306€137,851€26,152€16,016▼ 38.8%
Deferred charges and accrued income490/1-€6,382€7,038€0€7,231-
Equity and liabilities
Total equity and liabilities10/49€720,156€534,657€600,534€405,628€401,439▼ 1.0%
Equity10/15€718,896€517,711€577,632€395,633€384,290▼ 2.9%
Contributions10/11€65,000€65,000€65,000€65,000€65,000=
Capital10-€65,000€65,000€65,000€65,000=
Issued capital100-€65,000€65,000€65,000€65,000=
Reserves13€653,896€452,711€512,632€407,939€407,939=
Non-distributable reserves130/1-€44,694€44,694€44,694€44,694=
Legal reserve130-€44,694€44,694€44,694€44,694=
Tax-exempt reserves132-€19,283€19,283€19,283€19,283=
Distributable reserves133-€388,734€448,655€343,962€343,962=
Profit (loss) carried forward14€142,984---€77,306-€88,649▼ 14.7%
Amounts payable17/49€1,260€16,946€22,902€9,995€17,149▲ 71.6%
Amounts payable within one year42/48€1,260€11,749€22,902€9,995€17,149▲ 71.6%
Financial debts43-€4€4€0--
Credit institutions430/8-€4€4€0--
Trade debts44€1,049€143€432€995€1,967▲ 97.6%
Suppliers440/4-€143€432€995€1,967▲ 97.6%
Taxes, remuneration and social security45-€212€11,216€0--
Taxes450/3-€212€11,216€0--
Other amounts payable47/48-€11,391€11,250€9,000€15,182▲ 68.7%
Accrued charges and deferred income492/3-€5,197----
Line20202021202220232024Change
Profit (loss) for the period9904-€9,772-€1,185€59,921-€181,999-€11,343▲ 93.8%
+ Depreciation and write-downs630€39,827€35,515€26,679€27,443€28,735▲ 4.7%
Operating cash flow (approximation)€30,056€34,330€86,600-€154,556€17,392▲ 111%
Investment in fixed assets (approximation)-€0-€4,150€198,000-€31,229▼ 116%
Change in cash--€37,928€88,544-€111,698-€10,136▲ 90.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
11-08
State Gazette act Reappointments: JENNEN EDDY (director) and NOTEN KARIN (director)
7 facts ▸
  • General meeting, 2026
  • Director in office, JENNEN EDDY (director)
  • Director in office, NOTEN KARIN (director)
  • Director reappointment, JENNEN EDDY (director)
  • Director reappointment, NOTEN KARIN (director)
  • Board meeting, nieuwe raad van bestuur
  • Director reappointment, JENNEN EDDY (managing director)
2025
23-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
07-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial Weakest financial yearnet -€181,999
Net result drops to -€181,999, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity triplescurrent ratio 20.14
Current ratio from 7.46 to 20.14; short-term debt falls from €22,902 to €9,995.
12-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Back to profitnet €59,921
Net result €59,921 after 4 loss-making years.
27-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Liquidity times 21current ratio 184.35
Current ratio from 8.61 to 184.35; short-term debt falls from €26,416 to €1,260.
12-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Liquidity quadruplescurrent ratio 8.61
Current ratio from 2.06 to 8.61; short-term debt falls from €299,212 to €26,416.
Show earlier events
07-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 7 days late
2018
21-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
11-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 11 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts

Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 directors, 1 in day-to-day management, last change in 2025

Board 2

JENNEN EDDY
Director · since 09-05-2025
Current
NOTEN KARIN
Director · since 09-05-2025
Current

Day-to-day management 1

JENNEN EDDY
Managing director · since 09-05-2025
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
8 of this company's 9 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
2,818 m²
Building footprint
388 m²
Volume, LiDAR
1,805 m³
Parcel 72012C0167/00A000, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JENO
Erkstraat 100, 3930 Hamont-AchelInsurance, reinsurance and pension funding, except compulsory social security
since 19962.074.857.516
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72012C0167/00A000 Flanders 2,818 m² 1 · 388 m² 9.3 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2025, 2 in office
Show
  • Board
  • Day-to-day management
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
JENNEN EDDY
  • Director, already before 09-05-2025 to date
  • Managing director, already before 09-05-2025 to date
NOTEN KARIN
  • Director, already before 09-05-2025 to date
See the board, name and seat on a given date →

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2022 list no shareholders, and no other source names one.

Holdings 1

According to the 2022 annual accounts of JENO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
former→

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 438 EUR awarded · 438 EUR paid
Year Entries awardedpaid
2025 1 438 EUR438 EUR
Schemes
1 entry · 438 EUR · 438 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,629. 36,665 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded28-12-1995
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0456913550
Registered 02-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.