JENCO
ActiveThe computed 12-month bankruptcy probability of JENCO is 1.8% (moderate). The 2025 annual accounts show negative equity (€-19k) and a net result of €-33k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 13061 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency33▲+21
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51 against 0.8 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-17.7%
Return on assets
-31.7%
Age of the figures
15 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€19k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
on the day
2023
35 d early
2022
on the day
2021
84 d early
2020
44 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-19k
2024 · €15k
2019: €10k
2020: €-19k
2021: €14k
2022: €25k
2023: €21k
2024: €15k
2019 → 2025
Total assets
€105k▼ 41.0%
2024 · €179k
2019: €294k
2020: €167k
2021: €213k
2022: €214k
2023: €189k
2024: €179k
2019 → 2025
Net result
€-33k▼ 416%
2024 · €-6k
2019: €-2k
2020: €-29k
2021: €32k
2022: €11k
2023: €-4k
2024: €-6k
2019 → 2025
Working capital
€-56k▼ 158%
2024 · €-22k
2019: €-24k
2020: €-20k
2021: €790
2022: €9k
2023: €-15k
2024: €-22k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€25k▲ 80.4%€21k▼ 14.6%€15k▼ 30.5%€-19k
Operating result€37k-€18k▼ 52.0%€947▼ 94.7%€-199€-29k▼ 14,516%
Net result€32k-€11k▼ 65.7%€-4k€-6k▼ 78.4%€-33k▼ 416%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €29k in 2025 against €199 in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€49k▼ 47.6%
Current assets
€57k▼ 33.9%
Key figures and ratios
EBITDA
€17k▼
2024 · €45k
Cash flow
€13k▼
2024 · €39k
Solvency
-17.7%▼
2024 · 8.3%
Current ratio
0.51▼
2024 · 0.80
Quick ratio
0.43▼
2024 · 0.71
Debt / equity
-6.65▼
2024 · 11.11
ROE
179.0%▲
2024 · -43.9%
ROA
-31.7%▼
2024 · -3.6%
Interest coverage
3.79▼
2024 · 6.57
Debt
€124k▼
2024 · €164k
Debt ≤ 1 year
€112k▲
2024 · €108k
Debt > 1 year
€12k▼
2024 · €56k
Income taxes
€154▲
2024 · €83
Staff costs
€103k▼
2024 · €143k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€105k▼
Fixed assets21/28€92k€49k▼
Tangible fixed assets22/27€92k€49k▼
Land and buildings22€48k€21k▼
Plant, machinery and equipment23€14k€13k▼
Furniture and vehicles24€6k€4k▼
Leasing and similar rights25€24k€11k▼
Current assets29/58€86k€57k▼
Amounts receivable after more than one year29€42k€13k▼
Other amounts receivable291€42k€13k▼
Stocks and contracts in progress3€10k€8k▼
Stocks30/36€10k€8k▼
Amounts receivable within one year40/41€22k€30k▲
Trade receivables40€21k€21k▲
Other amounts receivable41€778€8k▲
Current investments50/53€0-
Cash at bank and in hand54/58€7k€1k▼
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€179k€105k▼
Equity10/15€15k€-19k▼
Contributions10/11€18k€18k=
Reserves13€7k€7k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-10k€-44k▼
Amounts payable17/49€164k€124k▼
Amounts payable after more than one year17€56k€12k▼
Financial debts170/4€56k€12k▼
Amounts payable within one year42/48€108k€112k▲
Current portion of amounts payable after more than one year42€42k€45k▲
Financial debts43€6k€7k▲
Credit institutions430/8€6k€7k▲
Trade debts44€26k€20k▼
Suppliers440/4€26k€20k▼
Taxes, remuneration and social security45€24k€26k▲
Taxes450/3€13k€11k▼
Remuneration and social security454/9€11k€15k▲
Other amounts payable47/48€9k€15k▲
Income statement
Code20242025
Remuneration, social security and pensions62€143k€103k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€46k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€191k€122k▼
Operating profit (loss)9901€-199€-29k▼
Financial income75/76B€731€331▼
Recurring financial income75€731€331▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€-6k€-33k▼
Income taxes67/77€83€154▲
Profit (loss) for the period9904€-6k€-33k▼
Profit (loss) for the period to be appropriated9905€-6k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-44k▼
Profit (loss) brought forward from the previous period14P€-4k€-10k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €32k
Net result €32k after 2 loss-making years.
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2017
21-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
05-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 863150 HaachtGround area
489 m²
Parcel 24033D0323/00W000, Flanders. Linked by address, not a title deed.
1 establishment unit
Bistro@Bon Appetit
since 19922.056.668.729
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24033D0323/00W000indicative | Flanders | 489 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 27,945 EUR awarded · 28,109 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,146 EUR | 2,146 EUR |
| 2024 | 2 | 6,862 EUR | 6,862 EUR |
| 2023 | 3 | 11,452 EUR | 11,616 EUR |
| 2022 | 1 | 7,485 EUR | 7,485 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHaacht2.056.668.729
Dual-learning approval
8 live approvals · 11 endedHulpkelner (vwo)
Hulpkelner duaal (so)
Hulpkok (vwo)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Kok (vwo)
Show 2 more
Kok duaal (so)
Restaurant en keuken duaal (so)
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 8,015 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-1992
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.bon-appetit.be
E-mail:Caroline@bon-appetit.be