JENCHENNE Raphaël
ActiveJENCHENNE Raphaël has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €4k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 61% of 7415 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-2
Solvency79▲+9
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.37 in 2024; short-term debt: 19.6% and cash: 2.3% of total assets), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
1.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
28 d late
2023
26 d early
2022
17 d late
2021
29 d late
2020
17 d early
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▲ 3.0%
2024 · €113k
2018: €74k
2019: €86k
2020: €112k
2021: €112k
2022: €126k
2023: €114k
2024: €113k
2018 → 2025
Total assets
€216k▼ 13.7%
2024 · €251k
2018: €238k
2019: €273k
2020: €269k
2021: €255k
2022: €328k
2023: €229k
2024: €251k
2018 → 2025
Net result
€4k▼ 46.1%
2024 · €8k
2018: €8k
2019: €12k
2020: €26k
2021: €948
2022: €15k
2023: €2k
2024: €8k
2018 → 2025
Working capital
€31k▲ 30.0%
2024 · €24k
2018: €57k
2019: €14k
2020: €27k
2021: €41k
2022: €47k
2023: €43k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€126k▲ 12.6%€114k▼ 10.2%€113k▼ 0.3%€117k▲ 3.0%
Operating result€-3k-€14k€2k▼ 86.1%€5k▲ 162%€7k▲ 47.2%
Net result€948-€15k▲ 1,480%€2k▼ 85.7%€8k▲ 263%€4k▼ 46.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 47% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216k
Fixed assets
€143k▼ 12.1%
Current assets
€73k▼ 16.6%
Equity and liabilities €216k
Equity
€117k▲ 3.0%
Debt
€100k▼ 27.4%
The debt ratio falls from 54.9% to 46.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €31k
Cash flow
€35k▲
2024 · €33k
Solvency
53.9%▲
2024 · 45.1%
Current ratio
1.73▲
2024 · 1.37
Quick ratio
1.12▲
2024 · 0.57
Debt / equity
0.86▼
2024 · 1.22
ROE
3.6%▼
2024 · 6.9%
ROA
1.9%▼
2024 · 3.1%
Interest coverage
6.06▼
2024 · 7.44
Debt
€100k▼
2024 · €137k
Debt ≤ 1 year
€42k▼
2024 · €64k
Debt > 1 year
€57k▼
2024 · €73k
Income taxes
€4k▲
2024 · €1k
Staff costs
€132k▲
2024 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€251k€216k▼
Fixed assets21/28€163k€143k▼
Tangible fixed assets22/27€163k€143k▼
Land and buildings22€93k€84k▼
Plant, machinery and equipment23€17k€18k▲
Furniture and vehicles24€53k€42k▼
Current assets29/58€88k€73k▼
Stocks and contracts in progress3€51k€26k▼
Stocks30/36€51k€26k▼
Amounts receivable within one year40/41€14k€37k▲
Trade receivables40€4k€29k▲
Other amounts receivable41€10k€9k▼
Cash at bank and in hand54/58€17k€5k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€251k€216k▼
Equity10/15€113k€117k▲
Contributions10/11€8k€8k=
Reserves13€62k€66k▲
Tax-exempt reserves132€160€160=
Distributable reserves133€62k€66k▲
Profit (loss) carried forward14€43k€42k▼
Amounts payable17/49€137k€100k▼
Amounts payable after more than one year17€73k€57k▼
Financial debts170/4€73k€57k▼
Amounts payable within one year42/48€64k€42k▼
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€13k€13k▼
Suppliers440/4€13k€13k▼
Advances received on contracts in progress46€206€206=
Taxes, remuneration and social security45€20k€12k▼
Taxes450/3€14k€7k▼
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€15k€833▼
Accrued charges and deferred income492/3€866€866=
Income statement
Code20242025
Non-recurring operating income76A€30k-
Remuneration, social security and pensions62€117k€132k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€30k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€203€402▲
Gross operating margin9900€150k€173k▲
Operating profit (loss)9901€5k€7k▲
Financial income75/76B€8k€7k▼
Recurring financial income75€8k€7k▼
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€9k€8k▼
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€8k€4k▼
Profit (loss) for the period to be appropriated9905€8k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€47k▼
Profit (loss) brought forward from the previous period14P€43k€43k=
Transfer from equity791/2€8k-
Transfer to equity691/2€8k€4k▼
To other reserves6921€8k€4k▼
Profit to be distributed694/7€8k€833▼
Return on contributions (dividend)694€8k€833▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €948 ▼96.4%
Net result drops to €948, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €26k ▲116%
Operating result €21k, net result €26k, both a record.
31-12
Financial
Equity above €100kEq €112k ▲30.3%
3 profitable years in a row build equity to €112k.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waimes · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Nouvelle,Faymonville 64950 WaimesGround area
887 m²
Building footprint
154 m²
Parcel 63025B0379/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
JENCHENNE Raphaël
since 20112.197.399.297
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63025B0379/00F000 | Wallonia | 887 m² | 1 · 154 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
8 categoriesJENCHENNE Raphaël SRL33554
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BOUWBEDRIJF SKIBO
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 13,008 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
41003General construction of other non-residential buildings
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.jenchenne.be
E-mail:info@jenchenne.be