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JEMYL

Active
Private limited companyfounded 201412 years activeDreef 6, 2910 Essen, BelgiumKBO/BCE: BE 0561.935.351
Summary

The computed 12-month bankruptcy probability of JEMYL is 2.3% (moderate). The 2025 annual accounts show negative equity (-€142,040) and a net result of -€2,209. Equity is shrinking by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 16,193 sector peers (NACE 56, fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Cafés and bars
NACE 56301Limited-service restaurants, excluding mobile food services NACE 56112
1 site
Size
€33,629total assets 2025
Equity
-€142,040
Loss
-€2,209
Turnover not published (abridged schema)
Financial health
51 Fair Checked score 2025
Bankruptcy probability, 12 months
2.3%
Structure
Accounts filed 12 days late0 of 3 deeds read
Why 51- Sector Food and beverage service activities (NACE 56)- Negative equity -€142,040- Latest accounts 12 days late; 1 of the last 3 late+ Size: total assets €33,629Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 20% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Weak
Solvency 0=
equity -422.4% of total assets
Liquidity 12-2
short-term debt 383.2% · cash 9.5%
Profitability 11+11
return on assets -6.6%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,697 companies)
Last 24 months 11-2024: 2.1% 12-2024: 2.1%● unchanged vs 11-2024 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.0%▼ -0.1 percentage points vs 01-2025 03-2025: 1.6%▼ -0.4 percentage points vs 02-2025lowest value 04-2025: 1.9%▲ +0.3 percentage points vs 03-2025 05-2025: 2.5%▲ +0.6 percentage points vs 04-2025 06-2025: 3.1%▲ +0.6 percentage points vs 05-2025 07-2025: 4.9%▲ +1.8 percentage points vs 06-2025 08-2025: 4.9%● unchanged vs 07-2025 09-2025: 4.9%● unchanged vs 08-2025 10-2025: 4.8%▼ -0.1 percentage points vs 09-2025 11-2025: 4.8%● unchanged vs 10-2025 12-2025: 4.6%▼ -0.2 percentage points vs 11-2025 01-2026: 4.6%● unchanged vs 12-2025 02-2026: 4.5%▼ -0.1 percentage points vs 01-2026 03-2026: 4.4%▼ -0.1 percentage points vs 02-2026 04-2026: 4.5%▲ +0.1 percentage points vs 03-2026 05-2026: 5.0%▲ +0.5 percentage points vs 04-2026highest value 06-2026: 2.3%▼ -2.7 percentage points vs 05-2026 07-2026: 2.3%● unchanged vs 06-2026 08-2026: 2.3%● unchanged vs 07-2026 09-2026: 2.3%● unchanged vs 08-2026 10-2026: 2.3%● unchanged vs 09-2026
No credit on open account
Liquidity short (current ratio 0.18 against 0.35 in 2024; short-term debt: 383.2% and cash: 9.5% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 9% on solvency, 11% on liquidity, 21% on profitability and 38% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
KBO
lowers risk · Size: total assets €33,629
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€142,040
NBB · annual accounts
raises risk · Latest accounts 12 days late; 1 of the last 3 late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€142,040
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-05-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
12 days late
2024
48 days late
2023
1 day early
2022
2 days early
2021
10 days early
2020
32 days early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close07-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€142,040 View
  • Caution: Among the weakest 5% on solvencysector median 30.2% · 16,193 companies -422.4% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€2,209 View

By topic

Financials

Fiscal year
2025
Total assets
€33,629
Loss
-€2,209
Solvency
-422.4%
Total assets▼ 34.9%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 30-04-2027
  1. 30-09-2023Back to profit
  2. 28-04-2023Annual accounts filed
  3. 30-09-2022Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
03-09-2014
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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