JEMPO
ActiveJEMPO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €4k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-15
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 4.08 against 3.89 in 2024; short-term debt: 24% and cash: 27.6% of total assets), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
3.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-08-2026, 102 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
102 d late
2024
229 d late
2023
on the day
2022
6 d early
2021
36 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€101k▲ 4.6%
2024 · €96k
2018: €25k
2019: €29k
2020: €46k
2021: €48k
2022: €59k
2023: €77k
2024: €96k
2018 → 2025
Total assets
€133k▲ 3.3%
2024 · €129k
2018: €149k
2019: €129k
2020: €184k
2021: €90k
2022: €91k
2023: €107k
2024: €129k
2018 → 2025
Net result
€4k▼ 77.7%
2024 · €20k
2018: €35k
2019: €16k
2020: €17k
2021: €2k
2022: €11k
2023: €27k
2024: €20k
2018 → 2025
Working capital
€98k▲ 5.8%
2024 · €93k
2018: €16k
2019: €22k
2020: €40k
2021: €45k
2022: €55k
2023: €72k
2024: €93k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€59k▲ 23.8%€77k▲ 29.4%€96k▲ 25.8%€101k▲ 4.6%
Operating result€3k-€19k▲ 562%€37k▲ 93.4%€25k▼ 31.8%€8k▼ 68.7%
Net result€2k-€11k▲ 491%€27k▲ 141%€20k▼ 28.0%€4k▼ 77.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€3k▼ 28.6%
Current assets
€130k▲ 4.2%
Equity and liabilities €133k
Equity
€101k▲ 4.6%
Debt
€32k▼ 0.6%
The debt ratio falls from 25.0% to 24.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €26k
Cash flow
€5k▼
2024 · €21k
Solvency
76.0%▲
2024 · 75.0%
Current ratio
4.08▲
2024 · 3.89
Quick ratio
3.17▼
2024 · 3.51
Debt / equity
0.32▼
2024 · 0.33
ROE
4.4%▼
2024 · 20.5%
ROA
3.3%▼
2024 · 15.4%
Interest coverage
11.82▼
2024 · 43.42
Debt
€32k▼
2024 · €32k
Debt ≤ 1 year
€32k▼
2024 · €32k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€129k€133k▲
Fixed assets21/28€4k€3k▼
Intangible fixed assets21€1k€500▼
Tangible fixed assets22/27€1k€558▼
Plant, machinery and equipment23€318-
Other tangible fixed assets26€763€558▼
Financial fixed assets28€2k€2k=
Current assets29/58€125k€130k▲
Stocks and contracts in progress3€12k€29k▲
Stocks30/36€12k€29k▲
Amounts receivable within one year40/41€73k€51k▼
Trade receivables40-€41k
Other amounts receivable41€73k€9k▼
Cash at bank and in hand54/58€39k€37k▼
Deferred charges and accrued income490/1-€14k
Equity and liabilities
Total equity and liabilities10/49€129k€133k▲
Equity10/15€96k€101k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€76k€80k▲
Amounts payable17/49€32k€32k▼
Amounts payable within one year42/48€32k€32k▼
Trade debts44€27k€17k▼
Suppliers440/4€27k€17k▼
Taxes, remuneration and social security45€5k€14k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9-€7k
Other amounts payable47/48-€245
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€8k€3k▼
Gross operating margin9900€35k€12k▼
Operating profit (loss)9901€25k€8k▼
Financial income75/76B€361-
Recurring financial income75€361-
Financial charges65/66B€610€758▲
Recurring financial charges65€610€758▲
Profit (loss) for the period before taxes9903€25k€7k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€20k€4k▼
Profit (loss) for the period to be appropriated9905€20k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€80k▲
Profit (loss) brought forward from the previous period14P€56k€76k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 102 days late
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 229 days late
30-09
Financial
Equity above €100kEq €101k ▲4.6%
8 profitable years in a row build equity to €101k.
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €2k ▼88.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Bernardsesteenweg 3462020 AntwerpenGround area
158 m²
Building footprint
150 m²
Volume, LiDAR
1,821 m³
Parcel 11809I2498/00W008, Flanders · tallest building 15.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Jempo
since 20172.260.224.714
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2498/00W008 | Flanders | 158 m² | 1 · 150 m² | 15.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.260.224.714
Similar companies · same sector, comparable size
SHABAD ALIMENTATION GENERALE
BE 0502.785.741
Awans · Eq €101k
DOUCEUR CHOCOLAT
BE 0673.912.943
Courcelles · Eq €101k
JS STORE
BE 0684.952.731
Mouscron · Eq €101k
MS Dis
BE 0842.204.181
Schaarbeek · Eq €101k
ALI STAR
BE 0563.883.467
Schaarbeek · Eq €101k
Of 10,527 companies in sector 47110 we hold annual accounts for 5,862. 4,646 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2011
Fiscal year end30-09
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.