JEMO
ActiveSummary
JEMO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152,305 and a net result of €2,239. Equity is shrinking by ~9.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+8
Solvency98▲+4
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.34 in 2024; short-term debt: 27.2% and cash: 11% of total assets), and 27.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.8%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
30 d early
2023
22 d late
2022
31 d early
2021
30 d late
2020
33 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 7 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€152,305▲ 1.5%
2024 · €150,066
Total assets
€209,142▼ 3.5%
2024 · €216,631
Net result
€2,239
2024 · -€12,073
Working capital
-€33,780▲ 22.8%
2024 · -€43,749
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€11,320▲ 38.0%-€13,444▼ 18.8%-€13,964▼ 3.9%-€11,818▲ 15.4%€2,567
Net result-€15,210▼ 18.4%-€17,071▼ 12.2%-€18,693▼ 9.5%-€12,073▲ 35.4%€2,239
Equity€197,903▼ 7.1%€180,832▼ 8.6%€162,139▼ 10.3%€150,066▼ 7.4%€152,305▲ 1.5%
Total assets€292,936▼ 7.3%€266,037▼ 9.2%€237,367▼ 10.8%€216,631▼ 8.7%€209,142▼ 3.5%
Debt€95,033▼ 7.7%€85,204▼ 10.3%€75,228▼ 11.7%€66,565▼ 11.5%€56,837▼ 14.6%
Working capital-€56,964▲ 12.1%-€51,110▲ 10.3%-€52,112▼ 2.0%-€43,749▲ 16.0%-€33,780▲ 22.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2,567 after a loss of €11,818 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209,142
Fixed assets
€186,085 ▼ 4.0%
Current assets
€23,056 ▲ 1.1%
Equity and liabilities €209,142
Equity
€152,305 ▲ 1.5%
Debt
€56,837 ▼ 14.6%
Debt's share of the balance-sheet total falls from 30.7% to 27.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12,721▲
2024 · €8,619
Cash flow
€12,392▲
2024 · €8,364
Current ratio
0.41▲
2024 · 0.34
Debt to equity
0.37▼
2024 · 0.44
ROE
1.5%▲
2024 · -8.0%
ROA
1.1%▲
2024 · -5.6%
Interest coverage
115.65▼
2024 · 192.56
Debt ≤ 1 year
€56,837▼
2024 · €66,565
Income taxes
€219▲
2024 · €211
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,033 | €22,924 | €22,531 | €20,437 | €10,154 | ▼ 50.3% |
| Other operating charges640/8 | €4,868 | €4,585 | €4,612 | €5,591 | €5,602 | ▲ 0.2% |
| Gross operating margin9900 | €16,581 | €14,065 | €13,179 | €14,210 | €18,323 | ▲ 28.9% |
| Operating profit (loss)9901 | -€11,320 | -€13,444 | -€13,964 | -€11,818 | €2,567 | ▲ 122% |
| Financial income75/76B | - | €0 | €0 | €1 | €0 | ▼ 87.0% |
| Recurring financial income75 | - | €0 | €0 | €1 | €0 | ▼ 87.0% |
| Financial charges65/66B | €3,717 | €3,440 | €4,142 | €45 | €110 | ▲ 146% |
| Recurring financial charges65 | €3,717 | €3,440 | €4,142 | €45 | €110 | ▲ 146% |
| Profit (loss) for the period before taxes9903 | -€15,037 | -€16,884 | -€18,106 | -€11,862 | €2,458 | ▲ 121% |
| Income taxes67/77 | €173 | €187 | €587 | €211 | €219 | ▲ 3.7% |
| Profit (loss) for the period9904 | -€15,210 | -€17,071 | -€18,693 | -€12,073 | €2,239 | ▲ 119% |
| Profit (loss) for the period to be appropriated9905 | -€15,210 | -€17,071 | -€18,693 | -€12,073 | €2,239 | ▲ 119% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €292,936 | €266,037 | €237,367 | €216,631 | €209,142 | ▼ 3.5% |
| Fixed assets21/28 | €254,867 | €231,943 | €214,252 | €193,815 | €186,085 | ▼ 4.0% |
| Tangible fixed assets22/27 | €254,867 | €231,943 | €214,252 | €193,815 | €186,085 | ▼ 4.0% |
| Land and buildings22 | €254,747 | €231,943 | €214,252 | €193,815 | €185,261 | ▼ 4.4% |
| Plant, machinery and equipment23 | €120 | - | - | - | €824 | - |
| Current assets29/58 | €38,069 | €34,094 | €23,115 | €22,816 | €23,056 | ▲ 1.1% |
| Cash at bank and in hand54/58 | €38,069 | €34,094 | €23,115 | €22,816 | €23,056 | ▲ 1.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €292,936 | €266,037 | €237,367 | €216,631 | €209,142 | ▼ 3.5% |
| Equity10/15 | €197,903 | €180,832 | €162,139 | €150,066 | €152,305 | ▲ 1.5% |
| Contributions10/11 | €63,255 | €63,255 | €63,255 | €63,255 | €63,255 | = |
| Capital10 | €63,255 | €63,255 | €63,255 | €63,255 | €63,255 | = |
| Issued capital100 | €63,255 | €63,255 | €63,255 | €63,255 | €63,255 | = |
| Reserves13 | €134,648 | €117,577 | €98,884 | €86,811 | €89,050 | ▲ 2.6% |
| Non-distributable reserves130/1 | €44,826 | €44,826 | €44,826 | €44,826 | €44,826 | = |
| Legal reserve130 | €44,826 | €44,826 | €44,826 | €44,826 | €44,826 | = |
| Distributable reserves133 | €89,822 | €72,752 | €54,059 | €41,986 | €44,224 | ▲ 5.3% |
| Amounts payable17/49 | €95,033 | €85,204 | €75,228 | €66,565 | €56,837 | ▼ 14.6% |
| Amounts payable within one year42/48 | €95,033 | €85,204 | €75,228 | €66,565 | €56,837 | ▼ 14.6% |
| Current portion of amounts payable after more than one year42 | €2,479 | €2,479 | €2,479 | €2,479 | €2,479 | = |
| Trade debts44 | €111 | €275 | - | €210 | €128 | ▼ 38.9% |
| Suppliers440/4 | €111 | €275 | - | €210 | €128 | ▼ 38.9% |
| Taxes, remuneration and social security45 | €1,436 | €1,351 | €1,606 | €414 | €430 | ▲ 3.9% |
| Taxes450/3 | €1,436 | €1,351 | €1,606 | €414 | €430 | ▲ 3.9% |
| Other amounts payable47/48 | €91,008 | €81,099 | €71,143 | €63,462 | €53,800 | ▼ 15.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€15,210 | -€17,071 | -€18,693 | -€12,073 | €2,239 | ▲ 119% |
| + Depreciation and write-downs630 | €23,033 | €22,924 | €22,531 | €20,437 | €10,154 | ▼ 50.3% |
| Operating cash flow (approximation) | €7,823 | €5,854 | €3,838 | €8,364 | €12,392 | ▲ 48.2% |
| Investment in fixed assets (approximation) | - | €0 | -€4,840 | €0 | -€2,424 | - |
| Change in cash | - | -€3,975 | -€10,979 | -€299 | €240 | ▲ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
31-12
Financial
Back to profitnet €2,239
Net result €2,239 after 5 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Weakest financial yearnet -€18,693
Net result drops to -€18,693, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €106,867
Net result €106,867 after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 1991
Ground area
1,937 m²
Building footprint
183 m²
Volume, LiDAR
835 m³
Parcel 31035C0393/00F000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JEMO NV
since 19912.055.010.128
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31035C0393/00F000 | Flanders | 1,937 m² | 1 · 183 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded16-05-1991
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0444161911
Also
9925:BE0444161911
Registered
17-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.