JEMIE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €79k and a net result of €-47k. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 5498 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
21 d early
2023
13 d early
2022
39 d early
2021
31 d early
2020
3 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€79k▼ 37.3%
2024 · €125k
2018: €171k
2019: €181k
2020: €187k
2021: €200k
2022: €215k
2023: €188k
2024: €125k
2018 → 2025
Net result
€-47k▲ 26.4%
2024 · €-63k
2018: €9k
2019: €10k
2020: €7k
2021: €13k
2022: €15k
2023: €-27k
2024: €-63k
2018 → 2025
Total assets
€132k▼ 16.8%
2024 · €159k
2018: €267k
2019: €267k
2020: €257k
2021: €258k
2022: €260k
2023: €227k
2024: €159k
2018 → 2025
Solvency
59.4%▼ 19.4pp
2024 · 78.8%
2018: 64.0%
2019: 67.6%
2020: 72.8%
2021: 77.4%
2022: 82.9%
2023: 83.2%
2024: 78.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€215k▲ 7.5%€188k▼ 12.4%€125k▼ 33.6%€79k▼ 37.3%
Operating result€20k-€22k▲ 11.3%€-24k€-62k▼ 163%€-46k▲ 25.7%
Net result€13k-€15k▲ 20.0%€-27k€-63k▼ 138%€-47k▲ 26.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €46k in 2025 against €62k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€126k▼ 4.3%
Current assets
€6k▼ 77.0%
Equity and liabilities €132k
Equity
€79k▼ 37.3%
Debt
€54k▲ 59.2%
The debt ratio rises from 21.2% to 40.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
59.4%▼
2024 · 78.8%
ROE
-59.4%▼
2024 · -50.6%
ROA
-35.3%▲
2024 · -39.9%
Debt
€54k▲
2024 · €34k
Debt ≤ 1 year
€3k▼
2024 · €3k
Debt > 1 year
€50k▲
2024 · €30k
Income taxes
€142▲
2024 · €136
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€159k€132k▼
Fixed assets21/28€132k€126k▼
Tangible fixed assets22/27€132k€126k▼
Land and buildings22€126k€121k▼
Plant, machinery and equipment23€6k€5k▼
Current assets29/58€27k€6k▼
Amounts receivable within one year40/41€6k€1k▼
Trade receivables40€5k€1k▼
Other amounts receivable41€753€1▼
Cash at bank and in hand54/58€20k€4k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€159k€132k▼
Equity10/15€125k€79k▼
Contributions10/11€50k€50k=
Reserves13€75k€60k▼
Distributable reserves133€75k€60k▼
Profit (loss) carried forward14-€-32k
Amounts payable17/49€34k€54k▲
Amounts payable after more than one year17€30k€50k▲
Other amounts payable178/9€30k€50k▲
Amounts payable within one year42/48€3k€3k▼
Trade debts44€3k€389▼
Suppliers440/4€3k€389▼
Taxes, remuneration and social security45€136€1k▲
Taxes450/3€136€1k▲
Other amounts payable47/48-€1k
Accrued charges and deferred income492/3€770€770=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€-55k€-39k▲
Operating profit (loss)9901€-62k€-46k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€678€67▼
Recurring financial charges65€678€67▼
Profit (loss) for the period before taxes9903€-63k€-46k▲
Income taxes67/77€136€142▲
Profit (loss) for the period9904€-63k€-47k▲
Profit (loss) for the period to be appropriated9905€-63k€-47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-63k€-47k▲
Transfer from equity791/2€63k€15k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €-63k
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
17-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €15k ▲20%
Operating result €22k, net result €15k, both a record.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €200kEq €200k ▲6.7%
4 profitable years in a row build equity to €200k.
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
17-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Busschottenstraat 252431 LaakdalGround area
2,003 m²
Building footprint
186 m²
Volume, LiDAR
906 m³
Parcel 13042A0786/00L000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JEMIE
since 20112.197.117.207
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13042A0786/00L000 | Flanders | 2,003 m² | 1 · 185 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 11,695 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2011
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.