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JEMAVET

Active
Private limited companyfounded 20187 yrs activeRue du Parc Saint-Adrien(GER) 3, 6280 Gerpinnes, BelgiumKBO/BCE: BE 0713.435.790
Summary

JEMAVET has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €357,091 and a net result of €62,171. Equity is growing by ~31.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Veterinary services
NACE 75000
1 site
How big
€464,647total assets 2024
Equity
€357,091
Profit
€62,171
Turnover not published (abridged schema)
Financially healthy?
87 Excellent Checked score 2024
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 38 d early0 of 2 deeds read
Why 87- Limited track record- Higher-failure-rate region+ Lower-failure-rate sectorLatest accounts filed on timeShow the evidence

Checked score

Score 2024
Axes · tick = 2023
Profitability85▼-3
Solvency100▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 3.47 against 2.68 in 2023; short-term debt: 23.1% and cash: 14.9% of total assets), and 23.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Veterinary activities (NACE 75)
about 90% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
38 d early
2024
34 d early
2023
30 d early
2022
50 d late
2021
78 d late
2020
68 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (4 of the last 5 filed years within 79 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Financials

Fiscal year 2024Total assets €464,647Profit €62,171Solvency 76.9%Liquidity 3.47
Total assets
€464,647▲ 13.5%
2019 - 2024
Net result
€62,171▲ 0.1%
2019 - 2024
Equity
€357,091▲ 21.1%
2019 - 2024
Solvency
76.9%▲ 4.8pp
2019 - 2024

Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Trend over the years6 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 75, Veterinary activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€61,591▼ 33.5%€59,930▼ 2.7%€87,778▲ 46.5%€86,043▼ 2.0%€85,842▼ 0.2%
Net result€45,208within the sector's middle half▼ 33.1%€45,653within the sector's middle half▲ 1.0%€55,710above the sector's middle half▲ 22.0%€62,134above the sector's middle half▲ 11.5%€62,171above the sector's middle half▲ 0.1%
Equity€131,423within the sector's middle half▲ 52.4%€177,076within the sector's middle half▲ 34.7%€232,786above the sector's middle half▲ 31.5%€294,920above the sector's middle half▲ 26.7%€357,091above the sector's middle half▲ 21.1%
Total assets€319,635within the sector's middle half▲ 13.4%€358,741within the sector's middle half▲ 12.2%€397,874within the sector's middle half▲ 10.9%€409,486within the sector's middle half▲ 2.9%€464,647above the sector's middle half▲ 13.5%
Debt€188,212▼ 3.8%€181,665▼ 3.5%€165,088▼ 9.1%€114,566▼ 30.6%€107,556▼ 6.1%
Working capital€13,972within the sector's middle half€72,034within the sector's middle half▲ 416%€120,082within the sector's middle half▲ 66.7%€185,265above the sector's middle half▲ 54.3%€265,526above the sector's middle half▲ 43.3%
Solvency41.1%within the sector's middle half▲ 10.5pp49.4%within the sector's middle half▲ 8.2pp58.5%within the sector's middle half▲ 9.1pp72.0%within the sector's middle half▲ 13.5pp76.9%within the sector's middle half▲ 4.8pp
Current ratio1.09within the sector's middle half▲ 0.561.47within the sector's middle half▲ 0.381.81within the sector's middle half▲ 0.332.68within the sector's middle half▲ 0.873.47within the sector's middle half▲ 0.79
Return on assets (ROA)14.1%within the sector's middle half▼ 9.9pp12.7%within the sector's middle half▼ 1.4pp14.0%within the sector's middle half▲ 1.3pp15.2%within the sector's middle half▲ 1.2pp13.4%within the sector's middle half▼ 1.8pp
above within below the middle half (P25 to P75) of NACE 75, Veterinary activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2024
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000€100,000Operating result 2020: €61,591€61,591Net result 2020: €45,208€45,208Operating result 2021: €59,930€59,930Net result 2021: €45,653€45,653Operating result 2022: €87,778€87,778Net result 2022: €55,710€55,710Operating result 2023: €86,043€86,043Net result 2023: €62,134€62,134Operating result 2024: €85,842€85,842Net result 2024: €62,171€62,17120202021202220232024€0€25,000€50,000€75,000€100,000Operating result 2022: €87,778€87,800Net result 2022: €55,710€55,700Operating result 2023: €86,043€86,000Net result 2023: €62,134€62,100Operating result 2024: €85,842€85,800Net result 2024: €62,171€62,200202220232024
The operating result has fallen two years in a row; 2024 is 0% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €464,647
Fixed assets €91,578 ▼ 19.4%
Current assets €373,069 ▲ 26.1%
Equity and liabilities €464,647
Equity €357,091 ▲ 21.1%
Debt €107,556 ▼ 6.1%
Debt's share of the balance-sheet total falls from 28.0% to 23.1%. Equity is higher and debt is lower.
Key figures and ratios2024
Key figures and ratios
2024 value · change against 2023
EBITDA
€109,418▼
2023 · €111,721
Cash flow
€85,747▼
2023 · €87,812
Quick ratio
3.02▲
2023 · 2.31
Debt to equity
0.30▼
2023 · 0.39
ROE
17.4%▼
2023 · 21.1%
Interest coverage
283.47▲
2023 · 126.38
Debt ≤ 1 year
€107,543▼
2023 · €110,566
Income taxes
€23,782▲
2023 · €23,025
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
2.7% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2024
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet Code20232024
Assets
Total assets20/58€409,486€464,647▲
Fixed assets21/28€113,655€91,578▼
Intangible fixed assets21€87,568€69,568▼
Tangible fixed assets22/27€26,057€21,980▼
Plant, machinery and equipment23€15,690€13,800▼
Furniture and vehicles24€10,367€8,180▼
Financial fixed assets28€30€30=
Current assets29/58€295,831€373,069▲
Stocks and contracts in progress3€40,266€48,256▲
Stocks30/36€40,266€48,256▲
Amounts receivable within one year40/41€105,078€140,625▲
Trade receivables40€96,319€124,911▲
Other amounts receivable41€8,759€15,714▲
Current investments50/53-€115,000
Cash at bank and in hand54/58€149,834€69,037▼
Deferred charges and accrued income490/1€653€151▼
Equity and liabilities
Total equity and liabilities10/49€409,486€464,647▲
Equity10/15€294,920€357,091▲
Contributions10/11€20,460€20,460=
Reserves13€190,000€252,000▲
Distributable reserves133€190,000€252,000▲
Profit (loss) carried forward14€84,460€84,631▲
Amounts payable17/49€114,566€107,556▼
Amounts payable after more than one year17€4,000-
Financial debts170/4€4,000-
Amounts payable within one year42/48€110,566€107,543▼
Current portion of amounts payable after more than one year42€12,000€5,000▼
Trade debts44€12,197€27,796▲
Suppliers440/4€12,197€27,796▲
Taxes, remuneration and social security45€4,574€14,095▲
Taxes450/3€469€13,435▲
Remuneration and social security454/9€4,105€660▼
Other amounts payable47/48€81,795€60,652▼
Accrued charges and deferred income492/3-€13
Income statement Code20232024
Remuneration, social security and pensions62€5,100-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,678€23,576▼
Other operating charges640/8€1,194€144▼
Gross operating margin9900€118,015€109,562▼
Operating profit (loss)9901€86,043€85,842▼
Financial income75/76B-€497
Recurring financial income75-€497
Financial charges65/66B€884€386▼
Recurring financial charges65€884€386▼
Profit (loss) for the period before taxes9903€85,159€85,953▲
Income taxes67/77€23,025€23,782▲
Profit (loss) for the period9904€62,134€62,171▲
Profit (loss) for the period to be appropriated9905€62,134€62,171▲
Appropriation of the result
Profit (loss) to be appropriated9906€134,460€146,631▲
Profit (loss) brought forward from the previous period14P€72,326€84,460▲
Transfer to equity691/2€50,000€62,000▲
To other reserves6921€50,000€62,000▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A-€0----
Remuneration, social security and pensions62-€4,281€7,776€5,100--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,982€24,408€24,239€25,678€23,576▼ 8.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2,285----
Other operating charges640/8-€645€1,193€1,194€144▼ 87.9%
Gross operating margin9900€87,546€91,549€120,986€118,015€109,562▼ 7.2%
Operating profit (loss)9901€61,591€59,930€87,778€86,043€85,842▼ 0.2%
Financial income75/76B----€497-
Recurring financial income75----€497-
Financial charges65/66B-€1,542€1,331€884€386▼ 56.3%
Recurring financial charges65€48€1,542€1,331€884€386▼ 56.3%
Profit (loss) for the period before taxes9903€61,543€58,388€86,447€85,159€85,953▲ 0.9%
Income taxes67/77€16,334€12,734€30,737€23,025€23,782▲ 3.3%
Profit (loss) for the period9904€45,208€45,653€55,710€62,134€62,171▲ 0.1%
Profit (loss) for the period to be appropriated9905€45,208€45,653€55,710€62,134€62,171▲ 0.1%
Line20202021202220232024Change
Assets
Total assets20/58€319,635€358,741€397,874€409,486€464,647▲ 13.5%
Fixed assets21/28€158,450€134,042€128,704€113,655€91,578▼ 19.4%
Intangible fixed assets21€141,568€123,568€105,568€87,568€69,568▼ 20.6%
Tangible fixed assets22/27€16,853€10,445€23,106€26,057€21,980▼ 15.6%
Plant, machinery and equipment23--€17,580€15,690€13,800▼ 12.0%
Furniture and vehicles24-€10,445€5,526€10,367€8,180▼ 21.1%
Financial fixed assets28€30€30€30€30€30=
Current assets29/58€161,184€224,699€269,170€295,831€373,069▲ 26.1%
Stocks and contracts in progress3€33,716€28,205€41,807€40,266€48,256▲ 19.8%
Stocks30/36-€28,205€41,807€40,266€48,256▲ 19.8%
Amounts receivable within one year40/41€74,622€107,286€98,623€105,078€140,625▲ 33.8%
Trade receivables40-€96,697€88,035€96,319€124,911▲ 29.7%
Other amounts receivable41-€10,588€10,588€8,759€15,714▲ 79.4%
Current investments50/53----€115,000-
Cash at bank and in hand54/58€52,846€89,208€128,218€149,834€69,037▼ 53.9%
Deferred charges and accrued income490/1--€522€653€151▼ 76.9%
Equity and liabilities
Total equity and liabilities10/49€319,635€358,741€397,874€409,486€464,647▲ 13.5%
Equity10/15€131,423€177,076€232,786€294,920€357,091▲ 21.1%
Contributions10/11€18,600€18,600€18,600€20,460€20,460=
Capital10-€18,600----
Issued capital100-€18,600----
Reserves13€91,860€101,860€141,860€190,000€252,000▲ 32.6%
Non-distributable reserves130/1-€91,860€1,860---
Legal reserve130-€91,860----
Reserves not available under the articles1311--€1,860---
Distributable reserves133-€10,000€140,000€190,000€252,000▲ 32.6%
Profit (loss) carried forward14€20,963€56,616€72,326€84,460€84,631▲ 0.2%
Amounts payable17/49€188,212€181,665€165,088€114,566€107,556▼ 6.1%
Amounts payable after more than one year17€41,000€29,000€16,000€4,000--
Financial debts170/4-€29,000€16,000€4,000--
Amounts payable within one year42/48€147,212€152,665€149,088€110,566€107,543▼ 2.7%
Current portion of amounts payable after more than one year42-€12,000€12,000€12,000€5,000▼ 58.3%
Trade debts44€33,679€36,052€22,268€12,197€27,796▲ 128%
Suppliers440/4-€36,052€22,268€12,197€27,796▲ 128%
Advances received on contracts in progress46-€561----
Taxes, remuneration and social security45-€1,279€21,727€4,574€14,095▲ 208%
Taxes450/3-€29€19,118€469€13,435▲ 2,765%
Remuneration and social security454/9-€1,250€2,609€4,105€660▼ 83.9%
Other amounts payable47/48-€102,773€93,093€81,795€60,652▼ 25.8%
Accrued charges and deferred income492/3----€13-
Line20202021202220232024Change
Profit (loss) for the period9904€45,208€45,653€55,710€62,134€62,171▲ 0.1%
+ Depreciation and write-downs630€23,982€24,408€24,239€25,678€23,576▼ 8.2%
Operating cash flow (approximation)€69,191€70,061€79,949€87,812€85,747▼ 2.4%
Investment in fixed assets (approximation)-€0-€18,901-€10,629-€1,499▲ 85.9%
Change in cash-€36,362€39,010€21,616-€80,797▼ 474%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 6,111 companies in this sector we hold annual accounts for 1,954. 1,489 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Timeline

12 eventsLatest 23-06-2026Next filing 31-07-2027

History

JEMAVET was incorporated on 12 November 2018.1 Total assets rose from €281,786 in 2019 to €464,647 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
19-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 50 days late
2022
31-12
Financial Equity above €200,000Eq €232,786 ▲31.5%
4 profitable years in a row build equity to €232,786.
17-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial Equity above €150,000Eq €177,076 ▲34.7%
3 profitable years in a row build equity to €177,076.
07-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 68 days late
2020
31-12
Financial Weakest financial yearnet €45,208 ▼33.1%
Net result drops to €45,208, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 1.09
Current ratio from 0.53 to 1.09; short-term debt falls from €195,572 to €147,212.
31-12
Financial Equity above €100,000Eq €131,423 ▲52.4%
2 profitable years in a row build equity to €131,423.
30-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 12-11-2018Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded12-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
75000Veterinary services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0713435790
Also 9925:BE0713435790
Registered 24-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Gerpinnes · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
1,668 m²
Building footprint
182 m²
Volume, LiDAR
1,256 m³
Parcel 52025B0339/00G000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JEMAVET SPRL
Rue du Parc Saint-Adrien(GER) 3, 6280 GerpinnesVeterinary services
since 2018unit no. 2.282.097.917
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52025B0339/00G000 Wallonia 1,668 m² 1 · 182 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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