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Jemanama

Active
Kwabrugstraat(Rol) 218 ·8510 Kortrijk, Belgium
BE 0764.603.686
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Jemanama is 0.3% (very low). The 2025 annual accounts show equity of €254k and a net result of €86k. Equity is growing by ~48.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 4688 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend
Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€86k+65.2%
Working capital€162k+88.1%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 28-04-2026 with the NBB · fiscal year 2025 · micro
€0€50k€100kOperating result 2022: €91k€91kNet result 2022: €74k€74kOperating result 2023: €51k€51kNet result 2023: €40k€40kOperating result 2024: €68k€68kNet result 2024: €52k€52kOperating result 2025: €110k€110kNet result 2025: €86k€86k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~48.8%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€200k€400k€600k€800k2026: €376k (€355k - €396k)2027: €559k (€538k - €579k)2028: €831k (€811k - €851k)2022: €76k2023: €116k2024: €168k2025: €254k2022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 68.8% 55.2%
better than 62% of 4688 sector peers
Net result €86k €38k
better than 80% of 4687 sector peers
Equity €254k €64k
better than 87% of 4688 sector peers
Gross operating margin €127k €61k
better than 81% of 4680 sector peers
Total assets €369k €145k
better than 81% of 4688 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P62
2022: P33 · n=67992023: P45 · n=100302024: P45 · n=124282025: P62 · n=46882022 2025
Improving position over 2022-2025 · n=4688-12428
Net result P80
2022: P83 · n=67972023: P61 · n=100242024: P67 · n=124302025: P80 · n=46872022 2025
Stable position over 2022-2025 · n=4687-12430
Equity P87
2022: P68 · n=68062023: P75 · n=100362024: P81 · n=124362025: P87 · n=46882022 2025
Improving position over 2022-2025 · n=4688-12436
Gross operating margin P81
2022: P82 · n=67862023: P63 · n=100112024: P69 · n=124162025: P81 · n=46802022 2025
Stable position over 2022-2025 · n=4680-12416
Describes the position versus peers, not a forecast.
EBITDA
€126k
+54.4% far above sector median
Net profit
€86k
+65.2% far above sector median
Cash flow
€101k
+54.2% far above sector median
Total assets
€369k
+23.1% +161% vs sector
Equity
€254k
+51.0% +107% vs sector
Working capital
€162k
+88.1% +153% vs sector
Income taxes
€27k
+76.2% far above sector median
Debt
€115k
-12.6% far above sector median
Debt ≤ 1y
€67k
+15.9% far above sector median
Debt > 1y
€48k
-34.8% far above sector median
Current ratio
3.41
+37.2% -48% vs sector
Quick ratio
3.41
+37.2% -48% vs sector
Solvency
68.8%
+22.7% -22% vs sector
Debt / equity
0.45
-42.1% +234% vs sector
ROE
33.8%
+9.4% far above sector median
ROA
23.2%
+34.3% far above sector median
Interest coverage
32.86
+13.7% -62% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€126k
Net profit€86k
Cash flow€101k
Staff costs-
Income taxes€27k
Dividends-
Total assets€369k
Equity€254k
Debt€115k
of which ≤ 1y€67k
of which > 1y€48k
Working capital€162k
Employees (FTE)-
Ratios (computed)
2025
Current ratio3.41
Quick ratio3.41
Working capital ratio43.8%
Solvency68.8%
Debt / equity0.45
Long-term debt ratio0.19
Interest coverage32.86
Gross margin-
Net margin-
ROA23.2%
ROE33.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€369k
Fixed assets 21/28€140k
Tangible fixed assets 22/27€140k
Current assets 29/58€228k
Amounts receivable within one year 40/41€184k
Cash & bank 54/58€37k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€369k
Equity 10/15€254k
Contributions / capital 10/11€3k
Reserves 13€251k
Accumulated profits (losses) 14€174
Amounts payable 17/49€115k
Amounts payable after one year 17€48k
Amounts payable within one year 42/48€67k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€127k
Operating result 9901€110k
Financial income 75€7k
Financial charges 65€4k
Result before taxes 9903€113k
Income taxes 67/77€27k
Net result for the period 9904€86k
Result to be appropriated 9905€86k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
Jemanama
Kwabrugstraat(Rol) 218, 8510 KortrijkManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20212.314.060.209
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area472 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34033C0538/00N000 Flanders 472 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Holdings64200Activiteiten van holdings64210Bouwarchitecten71111Activiteiten van bouwarchitecten71111
Primary activity highlighted.
Names & trade names
Legal nameNL Jemanama
Registered office
Kwabrugstraat(Rol) 218
8510 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.