Jemala Consulting
ActiveJemala Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €70k and a net result of €40k. Its solvency ranks better than 77% of 11612 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+2
Growth78
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.46 against 3.31 in 2023; short-term debt: 21.2% and cash: 61.7% of total assets), and 21.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
40 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€70k▲ 128%
2023 · €31k
2023: €31k
2023 → 2024
Total assets
€89k▲ 111%
2023 · €42k
2023: €42k
2023 → 2024
Net result
€40k▲ 149%
2023 · €16k
2023: €16k
2023 → 2024
Working capital
€65k▲ 148%
2023 · €26k
2023: €26k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€31k-€70k▲ 128%
Operating result€25k-€58k▲ 133%
Net result€16k-€40k▲ 149%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 133% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €89k
Fixed assets
€4k▲ 18.1%
Current assets
€84k▲ 124%
Equity and liabilities €89k
Equity
€70k▲ 128%
Debt
€19k▲ 65.6%
The debt ratio falls from 27.0% to 21.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€59k▲
2023 · €25k
Cash flow
€41k▲
2023 · €17k
Solvency
78.8%▲
2023 · 73.0%
Current ratio
4.46▲
2023 · 3.31
Quick ratio
4.46▲
2023 · 3.31
Debt / equity
0.27▼
2023 · 0.37
ROE
56.2%▲
2023 · 51.4%
ROA
44.3%▲
2023 · 37.5%
Interest coverage
20.34▲
2023 · 8.80
Debt
€19k▲
2023 · €11k
Debt ≤ 1 year
€19k▲
2023 · €11k
Income taxes
€15k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€42k€89k▲
Formation expenses20€837€631▼
Fixed assets21/28€4k€4k▲
Tangible fixed assets22/27€4k€4k▲
Plant, machinery and equipment23€929€713▼
Furniture and vehicles24€3k€4k▲
Current assets29/58€38k€84k▲
Amounts receivable within one year40/41€16k€29k▲
Trade receivables40€11k€25k▲
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€22k€55k▲
Equity and liabilities
Total equity and liabilities10/49€42k€89k▲
Equity10/15€31k€70k▲
Contributions10/11€15k€15k=
Reserves13€16k€55k▲
Distributable reserves133€16k€55k▲
Amounts payable17/49€11k€19k▲
Amounts payable within one year42/48€11k€19k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€10k€15k▲
Taxes450/3€10k€15k▲
Accrued charges and deferred income492/3€26-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€769€2k▲
Other operating charges640/8-€62
Gross operating margin9900€25k€59k▲
Operating profit (loss)9901€25k€58k▲
Financial income75/76B€218€202▼
Recurring financial income75€218€202▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€22k€55k▲
Income taxes67/77€6k€15k▲
Profit (loss) for the period9904€16k€40k▲
Profit (loss) for the period to be appropriated9905€16k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€40k▲
Transfer to equity691/2€16k€40k▲
To other reserves6921€16k€40k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heerstraat 1993511 HasseltGround area
313 m²
Parcel 71483E0218/00C002, Flanders. Linked by address, not a title deed.
1 establishment unit
Jemala Consulting
since 20232.340.621.183
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71483E0218/00C002 | Flanders | 313 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BLACKSPADE
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,557. 5,122 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2023
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.