JEMA
ActiveJEMA has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-12k) and a net result of €-838k. Equity remains stable across the filed fiscal years (±0.5% per year). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-69
Solvency20▼-80
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
cash: 0% of total assets, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.4%
Return on assets
-386.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
8 d early
2023
6 d early
2022
36 d early
2021
3 d early
2020
20 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-838k
2024 · €5k
2019: €-5k
2020: €4k
2021: €4k
2022: €4k
2023: €5k
2024: €5k
2019 → 2025
Working capital
€-2k
2023 · €6k
2019: €22k
2020: €20k
2021: €16k
2022: €11k
2023: €6k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€812k-€816k▲ 0.5%€821k▲ 0.6%€826k▲ 0.6%€-12k
Operating result€19k-€19k▲ 0.4%€19k▲ 3.1%€8k▼ 59.7%€-838k
Net result€4k-€4k▲ 11.2%€5k▲ 18.6%€5k▲ 2.5%€-838k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €838k after €8k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€215k▼ 80.1%
Current assets
€2k▲ 1,118%
Key figures and ratios
EBITDA
€-826k▼
2024 · €20k
Cash flow
€-826k▼
2024 · €17k
Solvency
-5.4%▼
2024 · 76.4%
Debt / equity
-19.53▼
2024 · 0.31
ROA
-386.3%▼
2024 · 0.5%
Interest coverage
-5326.94▼
2024 · 19.40
Debt
€229k▼
2024 · €256k
Debt > 1 year
€229k▼
2024 · €253k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.08M€217k▼
Fixed assets21/28€1.08M€215k▼
Tangible fixed assets22/27€227k€215k▼
Land and buildings22€227k€215k▼
Financial fixed assets28€854k-
Current assets29/58€125€2k▲
Amounts receivable within one year40/41€125€121▼
Other amounts receivable41€125€121▼
Cash at bank and in hand54/58€0€26▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€1.08M€217k▼
Equity10/15€826k€-12k▼
Contributions10/11€453k€453k=
Reserves13€144k€144k=
Non-distributable reserves130/1€45k€45k=
Reserves not available under the articles1311€45k€45k=
Distributable reserves133€99k€99k=
Profit (loss) carried forward14€229k€-609k▼
Amounts payable17/49€256k€229k▼
Amounts payable after more than one year17€253k€229k▼
Financial debts170/4€253k€229k▼
Amounts payable within one year42/48€3k-
Trade debts44€700-
Suppliers440/4€700-
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A-€854k
Gross operating margin9900€24k€33k▲
Operating profit (loss)9901€8k€-838k▼
Financial charges65/66B€1k€155▼
Recurring financial charges65€1k€155▼
Profit (loss) for the period before taxes9903€7k€-838k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€5k€-838k▼
Profit (loss) for the period to be appropriated9905€5k€-838k▼
Appropriation of the result
Profit (loss) to be appropriated9906€229k€-609k▼
Profit (loss) brought forward from the previous period14P€224k€229k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-838k ▼16808%
Net result drops to €-838k, the lowest in the series.
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Highest result since 2019net €5k ▲2.5%
Net result €5k, the highest in the series.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
11-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
09-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2015
18-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Annalaan 421640 Sint-Genesius-RodeGround area
2,775 m²
Building footprint
361 m²
Volume, LiDAR
2,667 m³
2 parcels, Brussels, Flanders · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JEMA SPRL
since 19912.052.471.795
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004B0074/00R006 | Flanders | 2,290 m² | 1 · 201 m² | 9.8 m · 2 fl. |
| 21612C0289/00G009 | Brussels | 485 m² | 1 · 160 m² | 16.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-01-1991
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.