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JEMA

Active
Private limited company (pre-2019)founded 1991active for 35 yearsSint-Annalaan 42, 1640 Sint-Genesius-Rode, BelgiumKBO/BCE: BE 0442.958.220

From the official registers: KBO 34 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of JEMA is 3.7% (moderate). The 2025 annual accounts show negative equity (-€11,703) and a net result of -€837,757. Equity has been stable since 2019 (±0.5% per year). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 08-01-1991 Normal situation
Activity
“Adviesverlening en uitvoering van projecten op het gebied van organisatie, management, marketing, informatica, kantoorautomatisering…” (deed in French)From the articles, 4 activitiesNo NACE code in the KBO yet
Establishment unit
2.052.471.795 1180 Ukkel, since 26-08-1991
Financial year end
30 June
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • VERMEULEN PhilippeDirector
Auditor
Actif Passif srl

Financial position

46 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.7%
Annual accounts to 30-06-2025
Gross margin
€33,416
▲ 37.8%
Turnover
≈ €130,000
estimated
Loss
€837,757
Equity
-€11,703
Total assets
€216,885
▼ 80.0%
Filed on 13-01-2026, 18 days before the deadlinePDF
Score breakdownraises riskLoss of €837,757 (financial year 2025)1 change of registered office in 24 monthsNegative equity -€11,703lowers riskSize: total assets €216,885Show the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 6% of micro companies without a NACE code
Financial strength · tick: 2024
Weak
Solvency 20-80
equity -5.4% of total assets
Liquidity 0-50
cash 0.0%
Profitability 0-69
return on assets -386.3%
Bankruptcy probability within 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.3%▲ +0.1 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.4%▲ +0.1 percentage points vs 12-2025 02-2026: 1.8%▲ +1.4 percentage points vs 01-2026 03-2026: 3.2%▲ +1.4 percentage points vs 02-2026 04-2026: 3.2%● unchanged vs 03-2026 05-2026: 3.2%● unchanged vs 04-2026 06-2026: 3.2%● unchanged vs 05-2026 07-2026: 3.2%● unchanged vs 06-2026 08-2026: 3.2%● unchanged vs 07-2026 09-2026: 3.4%▲ +0.2 percentage points vs 08-2026 10-2026: 3.7%▲ +0.3 percentage points vs 09-2026highest value
No credit on open account
Cash is 0% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 13% of them on solvency, 2% on liquidity, 4% on profitability and 3% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €216,885
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €837,757 (financial year 2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Negative equity -€11,703
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€11,703
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
8 days early
2023
6 days early
2022
36 days early
2021
3 days early
2020
20 days early
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 16 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 23 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€11,703 View
  • Caution: From profit to loss in 2025after a profit of €5,014 in 2024 -€837,757 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Documents

Annual accounts at the NBB

All 34 annual accounts

Articles and registers

Key facts about JEMA

What is the company number of JEMA?
The company number of JEMA is 0442.958.220. The VAT number is the same number with BE in front: BE 0442.958.220.
Where is JEMA based?
The registered office is at Sint-Annalaan 42, 1640 Sint-Genesius-Rode.Company details
What is the legal form of JEMA?
The legal form of JEMA is Private limited company (pre-2019) (BVBA).
When was JEMA founded?
JEMA was founded on 08-01-1991.
Is JEMA still active?
Yes, JEMA is an active enterprise in the KBO register.
What is the turnover of JEMA?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €33,416 and 2,949 comparable companies of the same size. It probably lies between €81,000 and €240,000. It is a rough estimate.Financials
Is JEMA profitable?
In financial year 2025, JEMA made a loss of €837,757.
Where can I find the annual accounts of JEMA?
JEMA filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of JEMA due?
JEMA must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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