Financials
- Fiscal year
- 2025
- Total assets
- €1.1m
- Loss
- -€44,393
- Solvency
- 99.7%
Total assets▼ 9.3%
Net result
20182025
JEMA
ActiveSummary
JEMA has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of -€44,393. Equity is shrinking by ~4.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Activity not known1 site
How big
€1.1mtotal assets 2025
- Equity
- €1.1m
- Loss
- -€44,393
Turnover not published (abridged schema)
Who decides
Accounts 59 d early0 of 3 deeds read
Why 90- 1 of the last 3 late- Liquidity: current ratio 165.24, cash €24,058, halved+ Size: total assets €1.1m+ Equity €1.1m (99.7% of total assets)Show the evidence
Checked score
Score 2025
90
/ 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
100=
equity 99.7% of total assets
Liquidity
53-8
short-term debt 0.3% · cash 2.1%
Profitability
14-54
return on assets -3.9%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.1%highest value
09-2026: 0.1%● 0.0% vs 08-2026highest value
10-2026: 0.1%● 0.0% vs 09-2026highest value
- Size: total assets €1.1m lowers the probability for this profile
- Equity €1.1m (99.7% of total assets) lowers the probability
- 1 of the last 3 late raises the probability
- Liquidity: current ratio 165.24, cash €24,058, halved raises the probability
Credit up to €100,000 at 30 days acceptable
short-term debt: 0.3% and cash: 2.1% of total assets, and 0.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 47%, profitability 14%, growth against the median 33%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
57 d late
2023
29 d late
2022
60 d late
2021
61 d late
2020
90 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 51 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€44,393
- Liquidity times 16current ratio 165.24
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 02-06-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 31-12-2025Liquidity times 16
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Founded
- 19-12-1985
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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