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JELISA

Active
Public limited companyfounded 199135 yrs activeVictor Bocquéstraat 1, 9300 Aalst, BelgiumKBO/BCE: BE 0443.748.472

JELISA has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.62M and a net result of €707k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 76% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
84 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+1
Solvency98▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 2.11 against 2.42 in 2024; short-term debt: 11.5% and cash: 8.1% of total assets), and 27.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 35 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
72.8%
Return on assets
7.8%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
6 d early
2023
43 d early
2022
22 d late
2021
19 d late
2020
12 d early
2019
7 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€707k▲ 168%
2024 · €264k
2018: €337k 2019: €199k 2020: €213k 2021: €393k 2022: €205k 2023: €118k 2024: €264k
2018 → 2025
Working capital
€1.16M▼ 4.0%
2024 · €1.21M
2018: €1.25M 2019: €1.57M 2020: €972k 2021: €1.35M 2022: €1.31M 2023: €1.02M 2024: €1.21M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€5.83M-€6.01M▲ 3.1%€5.98M▼ 0.5%€6.04M▲ 1.1%€6.62M▲ 9.7%
Operating result€311k-€135k▼ 56.7%€250k▲ 85.5%€384k▲ 53.4%€250k▼ 34.7%
Net result€393k-€205k▼ 47.8%€118k▼ 42.7%€264k▲ 124%€707k▲ 168%
Result per fiscal year
Operating resultNet result
€0€200k€400k€600k€800kOperating result 2021: €311k€311kNet result 2021: €393k€393kOperating result 2022: €135k€135kNet result 2022: €205k€205kOperating result 2023: €250k€250kNet result 2023: €118k€118kOperating result 2024: €384k€384kNet result 2024: €264k€264kOperating result 2025: €250k€250kNet result 2025: €707k€707k20212022202320242025
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.09M
Fixed assets €6.89M▲ 8.1%
Current assets €2.20M▲ 7.0%
Equity and liabilities €9.09M
Equity €6.62M▲ 9.7%
Provisions €19k▼ 38.4%
Debt €2.45M▲ 3.8%
The debt ratio falls from 28.0% to 27.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€500k
2024 · €635k
Cash flow
€957k
2024 · €516k
Solvency
72.8%
2024 · 71.6%
Current ratio
2.11
2024 · 2.42
Quick ratio
2.11
2024 · 2.42
Debt / equity
0.37
2024 · 0.39
ROE
10.7%
2024 · 4.4%
ROA
7.8%
2024 · 3.1%
Interest coverage
5.23
2024 · 5.80
Debt
€2.45M
2024 · €2.36M
Debt ≤ 1 year
€1.05M
2024 · €852k
Debt > 1 year
€1.31M
2024 · €1.41M
Income taxes
€127k
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€8.43M€9.09M
Fixed assets21/28€6.37M€6.89M
Tangible fixed assets22/27€3.40M€3.92M
Land and buildings22€2.99M€3.66M
Plant, machinery and equipment23€341k€205k
Furniture and vehicles24€67k€42k
Other tangible fixed assets26€8k€8k=
Financial fixed assets28€2.97M€2.97M=
Current assets29/58€2.06M€2.20M
Amounts receivable within one year40/41€117k€62k
Trade receivables40€116k€42k
Other amounts receivable41€351€20k
Current investments50/53€1.35M€1.40M
Cash at bank and in hand54/58€586k€738k
Deferred charges and accrued income490/1€6k€2k
Equity and liabilities
Total equity and liabilities10/49€8.43M€9.09M
Equity10/15€6.04M€6.62M
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€5.94M€6.52M
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Tax-exempt reserves132€121k€74k
Distributable reserves133€5.81M€6.44M
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€31k€19k
Deferred taxes168€31k€19k
Amounts payable17/49€2.36M€2.45M
Amounts payable after more than one year17€1.41M€1.31M
Financial debts170/4€218k€95k
Other amounts payable178/9€1.19M€1.22M
Amounts payable within one year42/48€852k€1.05M
Current portion of amounts payable after more than one year42€122k€123k
Trade debts44€6k€3k
Suppliers440/4€6k€3k
Taxes, remuneration and social security45€57k€65k
Taxes450/3€54k€65k
Remuneration and social security454/9€3k€0
Other amounts payable47/48€667k€855k
Accrued charges and deferred income492/3€104k€92k
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€252k€250k
Other operating charges640/8€34k€35k
Gross operating margin9900€669k€535k
Operating profit (loss)9901€384k€250k
Financial income75/76B€16k€670k
Recurring financial income75€16k€670k
Financial charges65/66B€109k€98k
Recurring financial charges65€109k€96k
Non-recurring financial charges66B-€3k
Profit (loss) for the period before taxes9903€290k€822k
Transfer from deferred taxes780€12k€12k
Income taxes67/77€38k€127k
Profit (loss) for the period9904€264k€707k
Transfer from tax-exempt reserves789€47k€46k
Profit (loss) for the period to be appropriated9905€311k€753k
Appropriation of the result
Profit (loss) to be appropriated9906€311k€753k
Transfer from equity791/2€200k€123k
Transfer to equity691/2€311k€753k
To other reserves6921€311k€753k
Profit to be distributed694/7€200k€123k
Return on contributions (dividend)694€200k€123k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Highest result since 2018net €707k ▲168%
Net result €707k, the highest in the series.
25-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Weakest financial yearnet €118k ▼42.7%
Net result drops to €118k, the lowest in the series; recovery starts the following year.
22-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
19-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 19 days late
2021
19-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 1991
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Victor Bocquéstraat 19300 Aalst
Ground area
1.3 ha
Building footprint
1,860 m²
Volume, LiDAR
19,209 m³
Parcel 41303D0737/00W002, Flanders · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Victor Bocquéstraat 1, 9300 Aalst
Insurance, reinsurance and pension funding, except compulsory social security
since 19912.052.381.032
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41303D0737/00W002 Flanders 1.3 ha 1 · 1,860 m² 13.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

6488QOP15K8EH3061H69
live in the LEI register

Similar companies · same sector, comparable size

Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 1,571 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded27-03-1991
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.