Jelema
ActiveJelema has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172k and a net result of €129k. Equity is growing by ~199.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record82
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days only on tighter terms
Liquidity ample (current ratio 5.54 against 4.62 in 2024; short-term debt: 17.9% and cash: 87.4% of total assets), and 17.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.1%
Return on assets
61.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
29 d early
2024
3 d early
2023
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€172k▲ 305%
2024 · €42k
2023: €2k
2024: €42k
2023 → 2025
Total assets
€209k▲ 291%
2024 · €54k
2023: €5k
2024: €54k
2023 → 2025
Net result
€129k▲ 224%
2024 · €40k
2023: €-3
2024: €40k
2023 → 2025
Working capital
€170k▲ 321%
2024 · €40k
2023: €5
2024: €40k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€2k-€42k▲ 1,599%€172k▲ 305%
Operating result€51k€167k▲ 228%
Net result€-3-€40k€129k▲ 224%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 228% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €209k
Equity
€172k▲ 305%
Debt
€38k▲ 236%
The debt ratio falls from 20.8% to 17.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€167k▲
2024 · €51k
Cash flow
€130k▲
2024 · €40k
Solvency
82.1%▲
2024 · 79.2%
Current ratio
5.54▲
2024 · 4.62
Quick ratio
5.54▲
2024 · 4.62
Debt / equity
0.22▼
2024 · 0.26
ROE
75.3%▼
2024 · 94.1%
ROA
61.8%▼
2024 · 74.5%
Interest coverage
3280.55▲
2024 · 1162.67
Debt
€38k▲
2024 · €11k
Debt ≤ 1 year
€38k▲
2024 · €11k
Income taxes
€37k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€209k▲
Formation expenses20€2k€1k▼
Current assets29/58€52k€208k▲
Amounts receivable within one year40/41€75€23k▲
Trade receivables40-€23k
Other amounts receivable41€75-
Cash at bank and in hand54/58€51k€183k▲
Deferred charges and accrued income490/1€610€1k▲
Equity and liabilities
Total equity and liabilities10/49€54k€209k▲
Equity10/15€42k€172k▲
Contributions10/11€3k€3k=
Reserves13€40k€169k▲
Distributable reserves133€40k€169k▲
Amounts payable17/49€11k€38k▲
Amounts payable within one year42/48€11k€38k▲
Trade debts44€261€8▼
Suppliers440/4€261€8▼
Taxes, remuneration and social security45€11k€37k▲
Taxes450/3€11k€37k▲
Other amounts payable47/48-€53
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€498€498=
Other operating charges640/8€118€120▲
Gross operating margin9900€51k€167k▲
Operating profit (loss)9901€51k€167k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€44€51▲
Recurring financial charges65€44€51▲
Profit (loss) for the period before taxes9903€51k€167k▲
Income taxes67/77€11k€37k▲
Profit (loss) for the period9904€40k€129k▲
Profit (loss) for the period to be appropriated9905€40k€129k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€129k▲
Profit (loss) brought forward from the previous period14P€-3-
Transfer to equity691/2€40k€129k▲
To other reserves6921€40k€129k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €129k ▲224%
Net result €129k, the highest in the series.
31-12
Financial
Equity above €150kEq €172k ▲305%
2 profitable years in a row build equity to €172k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 4.62
Current ratio from 1.00 to 4.62.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quellinstraat 122018 AntwerpenGround area
1,578 m²
Building footprint
646 m²
Volume, LiDAR
10,106 m³
Parcel 11808H1223/00H000, Flanders · tallest building 26.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Jelema
since 20232.351.994.830
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1223/00H000 | Flanders | 1,578 m² | 1 · 646 m² | 26.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Dokter Julie BASTIN
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CRELIKUS
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J.P. BERGER
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Of 16,623 companies in sector 86220 we hold annual accounts for 7,972. 6,810 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2023
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:a.mazlom@gmail.com