Liquidity
10.48 was 2.55 in 2024
Short-term debts fell from €28,710 to €3,675.
JEKRM Construct
Lifetime
5 annual accounts with figures on one time axispeak €31,229 (2021)
-€10,295▼ €23,953
lowest -€10,356 (2025)
-€10,356▼ €21,374
peak €46,491 (2024)
€36,135▼ 22.3%
€3,686▼ 87.2%
Board1 name since 2021
1 directorOprea Ionica Radu
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €13,658 to -€10,295Loss of €10,356Equity from €46,491 to €36,135Debts from €28,741 to €3,686Cash from €24,094 to €3,727
Key points
from the 2025 annual accountsFilings
5 annual accounts 5 late
The 2021 accounts came latest: 123 days after the end of the period.
Position in the sector
-€10,356
Lower net result than 88% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
Turnover not published (micro format)
Checked score
54
Fair
Financially stronger than 43% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.0%
01-2025: 2.0%● unchanged vs 12-2024
02-2025: 2.0%● unchanged vs 01-2025
03-2025: 1.9%▼ -0.1 percentage points vs 02-2025
04-2025: 1.9%● unchanged vs 03-2025
05-2025: 2.0%▲ +0.1 percentage points vs 04-2025
06-2025: 2.0%● unchanged vs 05-2025
07-2025: 2.1%▲ +0.1 percentage points vs 06-2025
08-2025: 2.7%▲ +0.6 percentage points vs 07-2025
09-2025: 2.9%▲ +0.2 percentage points vs 08-2025highest value
10-2025: 1.0%▼ -1.9 percentage points vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026lowest value
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.1%▲ +0.1 percentage points vs 05-2026
07-2026: 1.0%▼ -0.1 percentage points vs 06-2026
08-2026: 1.5%▲ +0.5 percentage points vs 07-2026
09-2026: 1.7%▲ +0.2 percentage points vs 08-2026
10-2026: 1.8%▲ +0.1 percentage points vs 09-2026
11-2026: 1.8%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 28 days late; 1 of the last 3 accounts late
Founded in 2021
Sector: Specialised construction activities (NACE 43)
lowers risk
Equity €36,135 (90.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 60% on liquidity, 4% on profitability and 17% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as JEKRM Construct has now. Each dot stands for 9 companies, two years later.
87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JEKRM Construct itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for JEKRM Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.48 (2.55 in 2024), above the usual 1.5. Short-term debt is 9.2% and cash 9.4% of total assets. 9.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
28 days late
2024
30 days late
2023
69 days late
2022
32 days late
2021
123 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 56 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Oprea Ionica Radu 90 sharesdeed of 29-03-2021
- Suciu Stefan-Daniel 5 sharesdeed of 29-03-2021
- Miclea Victor-Daniel 5 sharesdeed of 29-03-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0765673854
Incorporation
Founding capital of €2,000, 100 shares · Founders: Oprea Ionica Radu (comparant), Suciu Stefan-Daniel (comparant) and Miclea Victor-Daniel (comparant) · Appointment: Oprea Ionica Radu (director) · published on 29-03-2021 · Gazette deed
First establishment
Brogniezstraat 148, Anderlecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JEKRM Construct Anderlecht | €39,821 | -€10,295 | 90.7% | - |
| HP-DOMIKON Diest | €40,564 | -€4,187 | -120.5% | - |
| SOLUTIONS CONCEPT Bassenge | €35,580 | -€11,243 | 73.5% | - |
| VIGA BOUW Ninove | €41,853 | -€9,762 | 72.2% | - |
| Live & Build Lievegem | €34,333 | -€447 | -11.2% | - |
| AMB BOUW Merelbeke-Melle | €38,663 | -€10,387 | 53.0% | - |
| AR Renovatie Erpe-Mere | €50,231 | -€10,824 | 66.3% | - |
These companies have the same main activity as JEKRM Construct: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €34,300 and €50,200, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 25-03-2021Normal situation
- Activity
- Other building finishing workNACE 43350and 3 others
- Establishment unit
- 2.316.014.4611070 Anderlecht, since 25-03-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 29-01-2026
Insights on JEKRM Construct
JEKRM Construct files the micro format. That format states no turnover. The gross margin fell from €31,229 in 2021 to -€10,295 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JEKRM Construct
- What is the company number of JEKRM Construct?
- The company number of JEKRM Construct is 0765.673.854. The VAT number is the same number with BE in front: BE 0765.673.854.
- Where is JEKRM Construct based?
- The registered office is at Brogniezstraat 148, 1070 Anderlecht.Company details
- What does JEKRM Construct do?
- According to the KBO register, the main activity is other building finishing work (NACE 43350).
- What is the legal form of JEKRM Construct?
- JEKRM Construct is a private limited company (BV).
- When was JEKRM Construct founded?
- JEKRM Construct was founded on 25-03-2021.
- Is JEKRM Construct still active?
- Yes, JEKRM Construct is an active enterprise in the KBO register.
- What is the turnover of JEKRM Construct?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is JEKRM Construct profitable?
- In financial year 2025, JEKRM Construct made a loss of €10,356.
- Where can I find the annual accounts of JEKRM Construct?
- JEKRM Construct filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JEKRM Construct due?
- JEKRM Construct must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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