Losses
-€11,128 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
JEF DE EERSTE
Lifetime
6 annual accounts with figures on one time axisGross marginpeak €906,374 (2024)
€798,252▼ 11.9%
Resultlowest -€58,415 (2020)
-€9,490▼ €7,852
Equitypeak €420,437 (2023)
€409,309▼ 2.3%
Debts
€757,823▼ 12.2%
Staffpeak 17.6 FTE (2024)
15.2 FTE▼ 13.6%
Board2 names since 2021
1 directorBV McFie
Owners
consolidatesMcFIE
Documentsfilings and deeds
28-08-202628 days late
2025abbreviated format
Loss of €9,490Staff from 17.6 FTE to 15.2 FTE
Key points
from the 2025 annual accountsTurnover
≈ €2.3m estimated
The abbreviated format states no turnover.
Investments
€21,827 0.2 × depreciation
Green is investment, beige is depreciation.
Staff
18 employees on 31-12-2025
In 2025, 979 people joined and 982 left.
Filings
6 annual accounts 4 late
The 2021 accounts came latest: 31 days after the end of the period.
Position in the sector
€409,309
More equity than 83% of companies in food and beverage service. Sector median €79,324 · 4,812 companies.
Checked score
68
Healthy
Financially stronger than 51% of small companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 1,619 companies (NACE 56, small).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.0%
01-2025: 3.0%● unchanged vs 12-2024
02-2025: 2.9%▼ -0.1 percentage points vs 01-2025
03-2025: 2.8%▼ -0.1 percentage points vs 02-2025
04-2025: 2.8%● unchanged vs 03-2025
05-2025: 3.3%▲ +0.5 percentage points vs 04-2025
06-2025: 3.5%▲ +0.2 percentage points vs 05-2025
07-2025: 3.7%▲ +0.2 percentage points vs 06-2025
08-2025: 4.4%▲ +0.7 percentage points vs 07-2025highest value
09-2025: 1.9%▼ -2.5 percentage points vs 08-2025
10-2025: 1.9%● unchanged vs 09-2025
11-2025: 1.9%● unchanged vs 10-2025
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 1.6%▼ -0.3 percentage points vs 12-2025
02-2026: 1.5%▼ -0.1 percentage points vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026
04-2026: 1.7%▲ +0.2 percentage points vs 03-2026
05-2026: 2.0%▲ +0.3 percentage points vs 04-2026
06-2026: 2.0%● unchanged vs 05-2026
07-2026: 2.3%▲ +0.3 percentage points vs 06-2026
08-2026: 3.4%▲ +1.1 percentage points vs 07-2026
09-2026: 1.3%▼ -2.1 percentage points vs 08-2026
10-2026: 0.9%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: 0.9%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2019
lowers risk
Liquidity: current ratio 0.87, cash €339,909
Figures for financial year 2025 (filed on 28-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, small). It does better than 59% of them on solvency, 68% on liquidity, 42% on profitability and 35% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 929 companies had the same profile as JEF DE EERSTE has now. Each dot stands for 3 companies, two years later.
92.8%
were still trading
5.5%
stopped another way
1.7%
went bankrupt
That fits the bankruptcy probability of JEF DE EERSTE itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 929 companies, not a prediction for JEF DE EERSTE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.87 (0.98 in 2024), below 1. Short-term debt is 55% and cash 29.1% of total assets. 64.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
28 days late
2024
29 days late
2023
30 days late
2022
11 days early
2021
31 days late
2020
10 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 16 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
BM
BV McFie
Director, Hendrikx An-Sofie, since 01-07-2022
- McFie consolidatesscore 85equity €1.3m (2025) · annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0736434193
Registered office moved from Pelt to Beringen
New registered office: Zwanenbergstraat 39 te B-3583 Beringen · Previous registered office: Toekomstlaan 26 bus 1, 3910 Pelt · General meeting of 03-09-2024 · Gazette deed
1 director appointed, 1 resignation
Resignation: Hendrikx An-Sofie · Appointment: BV McFie · Permanent representative: Hendrikx An-Sofie · General meeting of 01-07-2022 · Gazette deed
Incorporation
published on 17-10-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| JEF DE EERSTE Beringen | €1.2m | €798,252 | 35.1% | 15.2 |
| F-Do Arcum Lanaken | €1.0m | €932,807 | 42.8% | 15.7 |
| GuilleminsBK Liège | €1.2m | €801,962 | 47.3% | 17 |
| DAH Ixelles | €1.1m | €887,608 | 35.6% | 15.4 |
| Royal Cheese Ixelles | €1.0m | €895,503 | 26.2% | 13.7 |
| E-DO ARCUM Bree | €1.2m | €837,984 | 27.9% | 14.4 |
| STONAREST Beerse | €1.0m | €845,436 | 41.4% | 12.3 |
These companies have the same main activity as JEF DE EERSTE: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €1m and €1.2m, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 15-10-2019Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.294.559.3483583 Beringen, since 15-10-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 11-01-2025
Annual accounts 2025
- Total assets
- €1.2m▼ 8.9%
- Employeeson 31-12-2025
- 18▼ 14.3%
- Filing
- Filed on 28-08-2026
Insights on JEF DE EERSTE
JEF DE EERSTE files the abbreviated format. That format states no turnover. The gross margin rose from €568,919 in 2020 to €798,252 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JEF DE EERSTE
- What is the company number of JEF DE EERSTE?
- The company number of JEF DE EERSTE is 0736.434.193. The VAT number is the same number with BE in front: BE 0736.434.193.
- Where is JEF DE EERSTE based?
- The registered office is at Zwanenbergstraat 39, 3583 Beringen.Company details
- What does JEF DE EERSTE do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of JEF DE EERSTE?
- JEF DE EERSTE is a private limited company (BV).
- When was JEF DE EERSTE founded?
- JEF DE EERSTE was founded on 15-10-2019.
- Is JEF DE EERSTE still active?
- Yes, JEF DE EERSTE is an active enterprise in the KBO register.
- How many employees does JEF DE EERSTE have?
- JEF DE EERSTE had an average of 15.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does JEF DE EERSTE fall under?
- In its 2025 annual accounts, JEF DE EERSTE states joint committee 302 (Hotels and catering).
- What is the turnover of JEF DE EERSTE?
- The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €798,252 and 36 comparable companies (NACE 56112). It probably lies between €1.9m and €2.5m.
- Is JEF DE EERSTE profitable?
- In financial year 2025, JEF DE EERSTE made a loss of €9,490.
- Where can I find the annual accounts of JEF DE EERSTE?
- JEF DE EERSTE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JEF DE EERSTE due?
- JEF DE EERSTE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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