JEF DE EERSTE
ActiveThe computed 12-month bankruptcy probability of JEF DE EERSTE is 3.4% (moderate). The 2025 annual accounts show equity of €409k and a net result of €-9k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 3619 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-1
Solvency60▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.98 in 2024; short-term debt: 55% and cash: 29.1% of total assets), and 64.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
11 d early
2021
31 d late
2020
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€409k▼ 2.3%
2024 · €419k
2020: €257k
2021: €340k
2022: €416k
2023: €420k
2024: €419k
2020 → 2025
Total assets
€1.17M▼ 8.9%
2024 · €1.28M
2020: €1.42M
2021: €1.69M
2022: €1.49M
2023: €1.65M
2024: €1.28M
2020 → 2025
Net result
€-9k▼ 479%
2024 · €-2k
2020: €-58k
2021: €84k
2022: €76k
2023: €4k
2024: €-2k
2020 → 2025
Working capital
€-84k▼ 618%
2024 · €-12k
2020: €42k
2021: €107k
2022: €136k
2023: €13k
2024: €-12k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€340k-€416k▲ 22.3%€420k▲ 1.0%€419k▼ 0.4%€409k▼ 2.3%
Operating result€112k-€92k▼ 17.5%€22k▼ 76.2%€18k▼ 19.0%€-245
Net result€84k-€76k▼ 9.3%€4k▼ 94.7%€-2k€-9k▼ 479%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €245 after €18k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€609k▼ 15.2%
Current assets
€558k▼ 1.0%
Equity and liabilities €1.17M
Equity
€409k▼ 2.3%
Debt
€758k▼ 12.2%
The debt ratio falls from 67.3% to 64.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€131k▼
2024 · €143k
Cash flow
€121k▼
2024 · €124k
Solvency
35.1%▲
2024 · 32.7%
Current ratio
0.87▼
2024 · 0.98
Quick ratio
0.83▼
2024 · 0.94
Debt / equity
1.85▼
2024 · 2.06
ROE
-2.3%▼
2024 · -0.4%
ROA
-0.8%▼
2024 · -0.1%
Interest coverage
9.61▲
2024 · 7.08
Debt
€758k▼
2024 · €863k
Debt ≤ 1 year
€642k▲
2024 · €575k
Debt > 1 year
€113k▼
2024 · €285k
Income taxes
€165▲
2024 · €160
Staff costs
€658k▼
2024 · €754k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.28M€1.17M▼
Fixed assets21/28€718k€609k▼
Tangible fixed assets22/27€718k€609k▼
Plant, machinery and equipment23€717k€609k▼
Furniture and vehicles24€501-
Financial fixed assets28€595€595=
Current assets29/58€563k€558k▼
Stocks and contracts in progress3€21k€23k▲
Stocks30/36€21k€23k▲
Amounts receivable within one year40/41€237k€158k▼
Trade receivables40€33k€35k▲
Other amounts receivable41€204k€124k▼
Current investments50/53€11k€11k▲
Cash at bank and in hand54/58€278k€340k▲
Deferred charges and accrued income490/1€16k€26k▲
Equity and liabilities
Total equity and liabilities10/49€1.28M€1.17M▼
Equity10/15€419k€409k▼
Contributions10/11€315k€315k=
Reserves13€104k€94k▼
Distributable reserves133€104k€94k▼
Amounts payable17/49€863k€758k▼
Amounts payable after more than one year17€285k€113k▼
Financial debts170/4€285k€113k▼
Amounts payable within one year42/48€575k€642k▲
Current portion of amounts payable after more than one year42€169k€172k▲
Financial debts43-€1
Credit institutions430/8-€1
Trade debts44€318k€394k▲
Suppliers440/4€318k€394k▲
Taxes, remuneration and social security45€88k€76k▼
Taxes450/3€2k-
Remuneration and social security454/9€86k€76k▼
Other amounts payable47/48€329€132▼
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€754k€658k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€125k€131k▲
Other operating charges640/8€9k€10k▲
Gross operating margin9900€906k€798k▼
Operating profit (loss)9901€18k€-245▼
Financial income75/76B€917€5k▲
Recurring financial income75€917€5k▲
Financial charges65/66B€20k€14k▼
Recurring financial charges65€20k€14k▼
Profit (loss) for the period before taxes9903€-1k€-9k▼
Income taxes67/77€160€165▲
Profit (loss) for the period9904€-2k€-9k▼
Profit (loss) for the period to be appropriated9905€-2k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-9k▼
Transfer from equity791/2€2k€9k▲
Social balance
Average headcount (FTE)908717.615.2▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Back to profitnet €84k
Net result €84k after one loss-making year.
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwanenbergstraat 393583 BeringenGround area
5,027 m²
Building footprint
468 m²
Parcel 71049B1140/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
McDonalds
since 20192.294.559.348
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71049B1140/00D000 | Flanders | 5,027 m² | 1 · 468 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 4 entries · 10,962 EUR awarded · 10,962 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 2 | 3,143 EUR | 3,143 EUR |
| 2023 | 1 | 3,642 EUR | 3,642 EUR |
| 2022 | 1 | 4,177 EUR | 4,177 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeringen2.294.559.348
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LE VIEUX STOCKIS
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Of 21,904 companies in sector 56112 we hold annual accounts for 9,781. 4,963 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2019
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.