JEDECO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €159k and a net result of €4k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 8006 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
14 d late
2023
30 d late
2022
30 d late
2021
29 d late
2020
27 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€159k▲ 2.3%
2024 · €155k
2018: €110k
2019: €98k
2020: €112k
2021: €136k
2022: €205k
2023: €195k
2024: €155k
2018 → 2025
Net result
€4k
2024 · €-18k
2018: €23k
2019: €-12k
2020: €15k
2021: €24k
2022: €70k
2023: €18k
2024: €-18k
2018 → 2025
Total assets
€184k▲ 3.4%
2024 · €178k
2018: €145k
2019: €123k
2020: €132k
2021: €172k
2022: €253k
2023: €244k
2024: €178k
2018 → 2025
Solvency
86.6%▼ 0.9pp
2024 · 87.5%
2018: 75.7%
2019: 79.8%
2020: 84.7%
2021: 79.0%
2022: 81.0%
2023: 80.0%
2024: 87.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€136k-€205k▲ 50.6%€195k▼ 4.5%€155k▼ 20.4%€159k▲ 2.3%
Operating result€32k-€94k▲ 199%€22k▼ 76.3%€-20k€2k
Net result€24k-€70k▲ 194%€18k▼ 74.8%€-18k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €20k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €184k
Equity
€159k▲ 2.3%
Debt
€25k▲ 10.6%
The debt ratio rises from 12.5% to 13.4%. Equity and debt are higher.
Key figures and ratios
Solvency
86.6%▼
2024 · 87.5%
ROE
2.3%▲
2024 · -11.4%
ROA
2.0%▲
2024 · -10.0%
Debt
€25k▲
2024 · €22k
Debt ≤ 1 year
€25k▲
2024 · €22k
Income taxes
€364
Staff costs
€12k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€178k€184k▲
Current assets29/58€178k€184k▲
Amounts receivable after more than one year29€61k€68k▲
Other amounts receivable291€61k€68k▲
Amounts receivable within one year40/41€66k€35k▼
Trade receivables40€56k€34k▼
Other amounts receivable41€10k€379▼
Cash at bank and in hand54/58€48k€78k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€178k€184k▲
Equity10/15€155k€159k▲
Contributions10/11€19k€19k=
Reserves13€137k€141k▲
Distributable reserves133€137k€141k▲
Amounts payable17/49€22k€25k▲
Amounts payable within one year42/48€22k€25k▲
Trade debts44€1k€642▼
Suppliers440/4€1k€642▼
Taxes, remuneration and social security45€21k€24k▲
Taxes450/3€13k€17k▲
Remuneration and social security454/9€8k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€12k€12k▲
Other operating charges640/8€834€462▼
Gross operating margin9900€-8k€14k▲
Operating profit (loss)9901€-20k€2k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€214€173▼
Recurring financial charges65€214€173▼
Profit (loss) for the period before taxes9903€-18k€4k▲
Income taxes67/77-€364
Profit (loss) for the period9904€-18k€4k▲
Profit (loss) for the period to be appropriated9905€-18k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€4k▲
Transfer from equity791/2€40k-
Transfer to equity691/2-€4k
To other reserves6921-€4k
Profit to be distributed694/7€22k-
Return on contributions (dividend)694€22k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Weakest financial yearnet €-18k ▼202%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €70k ▲194%
Operating result €94k, net result €70k, both a record.
31-12
Financial
Equity above €200kEq €205k ▲50.6%
3 profitable years in a row build equity to €205k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Equity above €100kEq €112k ▲14.3%
Equity rises from €98k to €112k.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rustplein 113550 Heusden-ZolderGround area
3,551 m²
Building footprint
204 m²
Volume, LiDAR
1,293 m³
Parcel 71462D0677/00V006, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JEDECO
since 20072.166.096.607
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71462D0677/00V006 | Flanders | 3,551 m² | 1 · 204 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 13,321 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2007
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
93040
46150Agents in the wholesale of furniture, household goods and hardware
47750Retail sale of cosmetics and toilet articles
51150
85146
86909Human health activities
86995Nutrition and dietetics services
93022
93130Fitness centres
96022Beauty treatment
96040Personal service activities
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:011/21 12 11