Jebo Construct
ActiveSummary
Jebo Construct has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133k and a net result of €82k. Equity is growing by ~92.7% per year across the filed fiscal years. Its solvency ranks better than 60% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+25
Solvency68▲+24
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.9 against 1.11 in 2024; short-term debt: 16% and cash: 4.4% of total assets), but 57.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.5%
Return on assets
26.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
18 d late
2024
35 d early
2023
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€133k▲ 161%
2024 · €51k
Total assets
€314k▲ 17.1%
2024 · €268k
Net result
€82k▲ 567%
2024 · €12k
Working capital
€95k▲ 1,006%
2024 · €9k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€49k-€17k▼ 64.8%€109k▲ 536%
Net result€39k-€12k▼ 68.0%€82k▲ 567%
Equity€39k-€51k▲ 31.9%€133k▲ 161%
Total assets€59k-€268k▲ 351%€314k▲ 17.1%
Debt€21k-€217k▲ 945%€180k▼ 16.9%
Working capital€35k-€9k▼ 75.5%€95k▲ 1,006%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 536% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314k
Fixed assets
€168k ▼ 5.3%
Current assets
€146k ▲ 61.1%
Equity and liabilities €314k
Equity
€133k ▲ 161%
Debt
€180k ▼ 16.9%
Debt's share of the balance-sheet total falls from 80.9% to 57.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€118k▲
2024 · €18k
Cash flow
€92k▲
2024 · €13k
Current ratio
2.90▲
2024 · 1.11
Debt to equity
1.35▼
2024 · 4.25
ROE
61.7%▲
2024 · 24.2%
ROA
26.3%▲
2024 · 4.6%
Interest coverage
22.98▲
2024 · 11.78
Debt ≤ 1 year
€50k▼
2024 · €82k
Debt > 1 year
€130k▼
2024 · €135k
Income taxes
€22k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €99 | €1k | €9k | ▲ 766% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €5k | - |
| Other operating charges640/8 | €366 | €22k | €1k | ▼ 94.7% |
| Gross operating margin9900 | €49k | €40k | €124k | ▲ 212% |
| Operating profit (loss)9901 | €49k | €17k | €109k | ▲ 536% |
| Financial income75/76B | €378 | €558 | €336 | ▼ 39.7% |
| Recurring financial income75 | €378 | €558 | €336 | ▼ 39.7% |
| Financial charges65/66B | €466 | €2k | €5k | ▲ 233% |
| Recurring financial charges65 | €466 | €2k | €5k | ▲ 233% |
| Profit (loss) for the period before taxes9903 | €49k | €16k | €104k | ▲ 545% |
| Income taxes67/77 | €10k | €4k | €22k | ▲ 472% |
| Profit (loss) for the period9904 | €39k | €12k | €82k | ▲ 567% |
| Profit (loss) for the period to be appropriated9905 | €39k | €12k | €82k | ▲ 567% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €59k | €268k | €314k | ▲ 17.1% |
| Fixed assets21/28 | €4k | €177k | €168k | ▼ 5.3% |
| Tangible fixed assets22/27 | €4k | €177k | €168k | ▼ 5.3% |
| Land and buildings22 | - | €175k | €166k | ▼ 5.0% |
| Plant, machinery and equipment23 | €4k | €3k | €2k | ▼ 25.9% |
| Current assets29/58 | €56k | €90k | €146k | ▲ 61.1% |
| Amounts receivable within one year40/41 | €24k | €89k | €132k | ▲ 48.7% |
| Trade receivables40 | €24k | €86k | €120k | ▲ 39.8% |
| Other amounts receivable41 | - | €3k | €12k | ▲ 313% |
| Cash at bank and in hand54/58 | €32k | €2k | €14k | ▲ 670% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €59k | €268k | €314k | ▲ 17.1% |
| Equity10/15 | €39k | €51k | €133k | ▲ 161% |
| Contributions10/11 | €1k | €1k | €1k | = |
| Reserves13 | €38k | €50k | €132k | ▲ 164% |
| Distributable reserves133 | €38k | €50k | €132k | ▲ 164% |
| Profit (loss) carried forward14 | €0 | €0 | - | - |
| Amounts payable17/49 | €21k | €217k | €180k | ▼ 16.9% |
| Amounts payable after more than one year17 | - | €135k | €130k | ▼ 3.8% |
| Financial debts170/4 | - | €135k | €130k | ▼ 3.8% |
| Amounts payable within one year42/48 | €21k | €82k | €50k | ▼ 38.6% |
| Current portion of amounts payable after more than one year42 | - | €5k | €5k | ▲ 3.5% |
| Financial debts43 | - | €40k | €0 | ▼ 100% |
| Credit institutions430/8 | - | €40k | €0 | ▼ 100% |
| Trade debts44 | €5k | €14k | €7k | ▼ 49.2% |
| Suppliers440/4 | €5k | €14k | €7k | ▼ 49.2% |
| Taxes, remuneration and social security45 | €15k | €23k | €38k | ▲ 65.9% |
| Taxes450/3 | €14k | €23k | €38k | ▲ 65.9% |
| Remuneration and social security454/9 | €2k | €0 | - | - |
| Other amounts payable47/48 | €1k | €0 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €39k | €12k | €82k | ▲ 567% |
| + Depreciation and write-downs630 | €99 | €1k | €9k | ▲ 766% |
| Operating cash flow (approximation) | €39k | €13k | €92k | ▲ 583% |
| Investment in fixed assets (approximation) | - | €-175k | €0 | ▲ 100% |
| Change in cash | - | €-30k | €12k | ▲ 140% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Highest result since 2023net €82k ▲567%
Operating result €109k, net result €82k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.90
Current ratio from 1.11 to 2.90; short-term debt falls from €82k to €50k.
31-12
Financial
Equity above €100kEq €133k ▲161%
3 profitable years in a row build equity to €133k.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €12k ▼68%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2023
Ground area
394 m²
Building footprint
96 m²
Volume, LiDAR
1 m³
Parcel 45017B0671/00B004, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Jebo Construct
since 20232.342.937.208
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017B0671/00B004 | Flanders | 394 m² | 1 · 96 m² | 0.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 525 EUR awarded · 525 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 525 EUR |
| 2024 | 1 | 525 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,756 companies in sector 68310 we hold annual accounts for 6,904. 5,251 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68121Development of residential building projects
Scores and ratios are computed by Checked and are not a credit decision.