JEANO
ActiveSummary
JEANO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €303,275 and a net result of €60,995. Equity is growing by ~34.5% per year across the filed fiscal years. Its solvency ranks better than 52% of 3770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-2
Solvency56▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 1.74 against 2.95 in 2024; short-term debt: 27.9% and cash: 43.7% of total assets), but 68.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
6.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
199 d late
2023
58 d late
2022
60 d late
2021
29 d late
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 61 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 September (4 of the last 5 filed years within 76 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#4 company by total assets in Sint-Agatha-Berchem, Accommodation and food service sector#4 company by equity in Sint-Agatha-Berchem, Accommodation and food service sector#7 oldest company in Sint-Agatha-Berchem, Accommodation and food service sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€60,995▼ 20.8%
2024 · €77,056
Working capital
€199,558▼ 33.3%
2024 · €299,366
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€120,111▲ 102%€132,695▲ 10.5%€107,716▼ 18.8%€132,523▲ 23.0%€100,661▼ 24.0%
Net result€84,653above the sector's middle half▲ 160%€77,034above the sector's middle half▼ 9.0%€65,272above the sector's middle half▼ 15.3%€77,056above the sector's middle half▲ 18.1%€60,995above the sector's middle half▼ 20.8%
Equity€173,904above the sector's middle half▲ 90.0%€248,670above the sector's middle half▲ 43.0%€311,674above the sector's middle half▲ 25.3%€386,462above the sector's middle half▲ 24.0%€303,275above the sector's middle half▼ 21.5%
Total assets€910,773above the sector's middle half▲ 20.8%€966,376above the sector's middle half▲ 6.1%€935,254above the sector's middle half▼ 3.2%€981,429above the sector's middle half▲ 4.9%€966,665above the sector's middle half▼ 1.5%
Debt€736,869▲ 11.3%€717,707▼ 2.6%€623,580▼ 13.1%€594,967▼ 4.6%€663,390▲ 11.5%
Working capital€160,686above the sector's middle half▲ 329%€201,125above the sector's middle half▲ 25.2%€255,472above the sector's middle half▲ 27.0%€299,366above the sector's middle half▲ 17.2%€199,558above the sector's middle half▼ 33.3%
Solvency19.1%within the sector's middle half▲ 7.0pp25.7%within the sector's middle half▲ 6.6pp33.3%within the sector's middle half▲ 7.6pp39.4%within the sector's middle half▲ 6.1pp31.4%within the sector's middle half▼ 8.0pp
Current ratio1.87within the sector's middle half▲ 0.561.98above the sector's middle half▲ 0.112.70above the sector's middle half▲ 0.722.95above the sector's middle half▲ 0.251.74within the sector's middle half▼ 1.21
Return on assets (ROA)9.3%within the sector's middle half▲ 5.0pp8.0%within the sector's middle half▼ 1.3pp7.0%within the sector's middle half▼ 1.0pp7.9%within the sector's middle half▲ 0.9pp6.3%within the sector's middle half▼ 1.5pp
Staff (FTE)10within the sector's middle half▼ 2.0%12.4within the sector's middle half▲ 24.0%12.9within the sector's middle half▲ 4.0%13within the sector's middle half▲ 0.8%11.3within the sector's middle half▼ 13.1%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €966,665
Fixed assets
€497,659 ▼ 5.9%
Current assets
€469,006 ▲ 3.6%
Equity and liabilities €966,665
Equity
€303,275 ▼ 21.5%
Debt
€663,390 ▲ 11.5%
Debt's share of the balance-sheet total rises from 60.6% to 68.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€149,290▼
2024 · €175,582
Cash flow
€109,624▼
2024 · €120,115
Quick ratio
1.60▼
2024 · 2.73
Debt to equity
2.19▲
2024 · 1.54
ROE
20.1%▲
2024 · 19.9%
Interest coverage
7.05▼
2024 · 7.76
Debt ≤ 1 year
€269,448▲
2024 · €153,322
Debt > 1 year
€393,941▼
2024 · €441,645
Income taxes
€23,283▼
2024 · €36,001
Staff costs
€470,259▲
2024 · €423,850
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €1,233 | - | - | - |
| Remuneration, social security and pensions62 | €184,621 | €352,599 | €403,892 | €423,850 | €470,259 | ▲ 10.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €48,671 | €35,709 | €39,153 | €43,059 | €48,629 | ▲ 12.9% |
| Other operating charges640/8 | €5,835 | €4,866 | €5,965 | €5,450 | €7,446 | ▲ 36.6% |
| Non-recurring operating charges66A | €45 | - | €3,218 | - | €133 | - |
| Gross operating margin9900 | €359,283 | €525,870 | €559,945 | €604,882 | €627,128 | ▲ 3.7% |
| Operating profit (loss)9901 | €120,111 | €132,695 | €107,716 | €132,523 | €100,661 | ▼ 24.0% |
| Financial income75/76B | €3,381 | €3,761 | €3,446 | €3,170 | €4,800 | ▲ 51.4% |
| Recurring financial income75 | €3,381 | €3,761 | €3,446 | €3,170 | €4,800 | ▲ 51.4% |
| Financial charges65/66B | €20,542 | €20,696 | €20,944 | €22,637 | €21,183 | ▼ 6.4% |
| Recurring financial charges65 | €20,542 | €20,696 | €20,944 | €22,637 | €21,183 | ▼ 6.4% |
| Profit (loss) for the period before taxes9903 | €102,950 | €115,760 | €90,218 | €113,057 | €84,278 | ▼ 25.5% |
| Income taxes67/77 | €18,297 | €38,726 | €24,946 | €36,001 | €23,283 | ▼ 35.3% |
| Profit (loss) for the period9904 | €84,653 | €77,034 | €65,272 | €77,056 | €60,995 | ▼ 20.8% |
| Profit (loss) for the period to be appropriated9905 | €84,653 | €77,034 | €65,272 | €77,056 | €60,995 | ▼ 20.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €910,773 | €966,376 | €935,254 | €981,429 | €966,665 | ▼ 1.5% |
| Fixed assets21/28 | €565,400 | €560,820 | €529,641 | €528,741 | €497,659 | ▼ 5.9% |
| Tangible fixed assets22/27 | €565,400 | €560,820 | €529,641 | €528,741 | €497,659 | ▼ 5.9% |
| Land and buildings22 | €550,210 | €540,819 | €509,996 | €484,187 | €456,810 | ▼ 5.7% |
| Plant, machinery and equipment23 | €8,795 | €5,369 | €10,350 | €22,306 | €26,355 | ▲ 18.2% |
| Furniture and vehicles24 | €6,395 | €14,632 | €9,295 | €22,248 | €14,493 | ▼ 34.9% |
| Current assets29/58 | €345,373 | €405,556 | €405,613 | €452,688 | €469,006 | ▲ 3.6% |
| Stocks and contracts in progress3 | €25,658 | €32,308 | €33,848 | €33,690 | €37,028 | ▲ 9.9% |
| Stocks30/36 | €25,658 | €32,308 | €33,848 | €33,690 | €37,028 | ▲ 9.9% |
| Amounts receivable within one year40/41 | €9,544 | €11,153 | €17,890 | €25,712 | €8,919 | ▼ 65.3% |
| Trade receivables40 | €879 | €11,153 | €17,890 | €25,712 | €4,268 | ▼ 83.4% |
| Other amounts receivable41 | €8,665 | - | - | - | €4,651 | - |
| Cash at bank and in hand54/58 | €307,264 | €359,547 | €347,014 | €393,286 | €422,568 | ▲ 7.4% |
| Deferred charges and accrued income490/1 | €2,906 | €2,548 | €6,861 | - | €490 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €910,773 | €966,376 | €935,254 | €981,429 | €966,665 | ▼ 1.5% |
| Equity10/15 | €173,904 | €248,670 | €311,674 | €386,462 | €303,275 | ▼ 21.5% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | - | - |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | - | - |
| Reserves13 | €71,080 | €148,114 | €213,386 | €288,386 | €146,472 | ▼ 49.2% |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €6,200 | - |
| Distributable reserves133 | €64,880 | €141,914 | €207,186 | €282,186 | €140,272 | ▼ 50.3% |
| Profit (loss) carried forward14 | - | - | - | €2,056 | €63,051 | ▲ 2,967% |
| Investment grants15 | €40,824 | €38,556 | €36,288 | €34,020 | €31,752 | ▼ 6.7% |
| Amounts payable17/49 | €736,869 | €717,707 | €623,580 | €594,967 | €663,390 | ▲ 11.5% |
| Amounts payable after more than one year17 | €552,182 | €513,275 | €473,438 | €441,645 | €393,941 | ▼ 10.8% |
| Financial debts170/4 | €552,182 | €513,275 | €473,438 | €441,645 | €393,941 | ▼ 10.8% |
| Amounts payable within one year42/48 | €184,687 | €204,432 | €150,142 | €153,322 | €269,448 | ▲ 75.7% |
| Current portion of amounts payable after more than one year42 | €40,826 | €44,729 | €44,820 | €53,002 | €54,077 | ▲ 2.0% |
| Financial debts43 | €2,530 | - | - | - | - | - |
| Credit institutions430/8 | €2,530 | - | - | - | - | - |
| Trade debts44 | €24,853 | €29,749 | €17,263 | €18,114 | €17,443 | ▼ 3.7% |
| Suppliers440/4 | €24,853 | €29,749 | €17,263 | €18,114 | €17,443 | ▼ 3.7% |
| Taxes, remuneration and social security45 | €41,137 | €54,614 | €62,315 | €57,928 | €56,014 | ▼ 3.3% |
| Taxes450/3 | €15,463 | €34,265 | €23,356 | €26,070 | €27,409 | ▲ 5.1% |
| Remuneration and social security454/9 | €25,674 | €20,348 | €38,960 | €31,858 | €28,605 | ▼ 10.2% |
| Other amounts payable47/48 | €75,341 | €75,341 | €25,744 | €24,279 | €141,914 | ▲ 485% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €84,653 | €77,034 | €65,272 | €77,056 | €60,995 | ▼ 20.8% |
| + Depreciation and write-downs630 | €48,671 | €35,709 | €39,153 | €43,059 | €48,629 | ▲ 12.9% |
| Operating cash flow (approximation) | €133,323 | €112,743 | €104,425 | €120,115 | €109,624 | ▼ 8.7% |
| Investment in fixed assets (approximation) | - | -€31,130 | -€7,973 | -€42,160 | -€17,547 | ▲ 58.4% |
| Change in cash | - | €52,282 | -€12,533 | €46,273 | €29,282 | ▼ 36.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
15-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 199 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 58 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
31-12
Financial
Equity above €200,000Eq €248,670 ▲43%
4 profitable years in a row build equity to €248,670.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €84,653 ▲160%
Net result €84,653, the highest in the series.
31-12
Financial
Equity above €150,000Eq €173,904 ▲90%
3 profitable years in a row build equity to €173,904.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 69 days late
2019
31-12
Financial
Back to profitnet €68,179
Net result €68,179 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 1995
Ground area
216 m²
Building footprint
182 m²
Volume, LiDAR
1,975 m³
Parcel 21003A0289/00S010, Brussels · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JEANO
since 19952.070.283.074
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21003A0289/00S010 | Brussels | 216 m² | 1 · 182 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Agatha-Berchem2.070.283.074
Legal Entity Identifier
967600JX9HJ633Q1JG96
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Of 21,853 companies in sector 56112 we hold annual accounts for 9,777. 5,700 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded12-12-1994
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0453935947
Also
9925:BE0453935947
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.