JeanfilsVET

Active

Private limited companyfounded 20232 yrs activeRue de Chèvremont 32, 7181 Seneffe, BelgiumKBO/BCE: BE 1000.925.875

JeanfilsVET has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €45k and a net result of €14k. Its solvency ranks better than 58% of 1470 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2024

89 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability92▼-8

Solvency87▲+18

Growth52

Track record82

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity ample (current ratio 2.09 against 1.44 in 2023; short-term debt: 38.4% and cash: 47.5% of total assets), and 38.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 75

Relative position

BE, all sectors

reference

Sector 75

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

61.6%

Return on assets

18.9%

Age of the figures

21 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

38 d early

2023

21 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€45k▲ 44.2%

2023 · €31k

2023: €31k

2023 → 2024

Total assets

€73k▲ 3.4%

2023 · €71k

2023: €71k

2023 → 2024

Net result

€14k▼ 47.4%

2023 · €26k

2023: €26k

2023 → 2024

Working capital

€31k▲ 77.5%

2023 · €17k

2023: €17k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€31k-€45k▲ 44.2%

Operating result€39k-€18k▼ 53.9%

Net result€26k-€14k▼ 47.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 54% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €73k

19.9%

80.1%

Fixed assets €15k▲ 3.4%

Current assets €59k▲ 3.5%

Equity and liabilities €73k

61.6%

38.4%

Equity €45k▲ 44.2%

Debt €28k▼ 28.8%

The debt ratio falls from 55.8% to 38.4%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€22k▼

2023 · €40k

Cash flow

€18k▼

2023 · €27k

Solvency

61.6%▲

2023 · 44.2%

Current ratio

2.09▲

2023 · 1.44

Quick ratio

2.09▲

2023 · 1.44

Debt / equity

0.62▼

2023 · 1.26

ROE

30.6%▼

2023 · 84.0%

ROA

18.9%▼

2023 · 37.1%

Interest coverage

3934.36

Debt

€28k▼

2023 · €39k

Debt ≤ 1 year

€28k▼

2023 · €39k

Income taxes

€4k▼

2023 · €12k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€71k€73k▲

Fixed assets21/28€14k€15k▲

Tangible fixed assets22/27€14k€15k▲

Furniture and vehicles24€14k€11k▼

Other tangible fixed assets26-€3k

Current assets29/58€57k€59k▲

Amounts receivable within one year40/41€50k€22k▼

Trade receivables40€48k€10k▼

Other amounts receivable41€2k€12k▲

Cash at bank and in hand54/58€6k€35k▲

Deferred charges and accrued income490/1-€2k

Equity and liabilities

Total equity and liabilities10/49€71k€73k▲

Equity10/15€31k€45k▲

Contributions10/11€5k€5k=

Reserves13€26k€26k=

Distributable reserves133€26k€26k=

Profit (loss) carried forward14-€14k

Amounts payable17/49€39k€28k▼

Amounts payable within one year42/48€39k€28k▼

Current portion of amounts payable after more than one year42-€10k

Trade debts44€20k€51▼

Suppliers440/4€20k€51▼

Taxes, remuneration and social security45€19k€18k▼

Taxes450/3€19k€18k▼

Other amounts payable47/48€0€0=

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€938€4k▲

Other operating charges640/8€180€85▼

Gross operating margin9900€40k€22k▼

Operating profit (loss)9901€39k€18k▼

Financial charges65/66B-€6

Recurring financial charges65-€6

Profit (loss) for the period before taxes9903€39k€18k▼

Income taxes67/77€12k€4k▼

Profit (loss) for the period9904€26k€14k▼

Profit (loss) for the period to be appropriated9905€26k€14k▼

Appropriation of the result

Profit (loss) to be appropriated9906€26k€14k▼

Transfer to equity691/2€26k-

To other reserves6921€26k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2025

23-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

21-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 21 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Seneffe · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Chèvremont 327181 Seneffe

Ground area

672 m²

Building footprint

61 m²

Parcel 52003B0432/00H002, Wallonia. Linked by address, not a title deed.

1 establishment unit

JeanfilsVET

Rue de Chèvremont 32, 7181 SeneffeVeterinary services

since 20232.352.337.595

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52003B0432/00H002	Wallonia	672 m²	1 · 61 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

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PET-VET

BE 0770.902.847

Wortegem-Petegem · Eq €45k

CABINET VETERINAIRE SteVéto

BE 0762.872.039

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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,597 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded09-10-2023

Fiscal year end31-12

Activities, NACEBEL

75000Veterinary services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.