JEAN ROBERTI
ActiveJEAN ROBERTI has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €-2k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 87% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-4
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 6.33 against 19.86 in 2024; short-term debt: 15.7% and cash: 40.1% of total assets), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.4%
Return on assets
-5.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
77 d early
2023
68 d early
2022
82 d early
2021
130 d early
2020
89 d early
2019
80 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▼ 5.8%
2024 · €42k
2018: €41k
2019: €41k
2020: €44k
2021: €44k
2022: €47k
2023: €43k
2024: €42k
2018 → 2025
Total assets
€47k▲ 7.3%
2024 · €44k
2018: €49k
2019: €48k
2020: €55k
2021: €46k
2022: €48k
2023: €44k
2024: €44k
2018 → 2025
Net result
€-2k▼ 160%
2024 · €-927
2018: €8k
2019: €45
2020: €3k
2021: €118
2022: €2k
2023: €-4k
2024: €-927
2018 → 2025
Working capital
€39k▼ 4.6%
2024 · €41k
2018: €40k
2019: €43k
2020: €42k
2021: €43k
2022: €45k
2023: €42k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€47k▲ 5.6%€43k▼ 8.7%€42k▼ 2.2%€39k▼ 5.8%
Operating result€426-€3k▲ 525%€-5k€-1k▲ 73.2%€-3k▼ 102%
Net result€118-€2k▲ 2,003%€-4k€-927▲ 77.1%€-2k▼ 160%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €1k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€145▼ 40.8%
Current assets
€47k▲ 7.6%
Equity and liabilities €47k
Equity
€39k▼ 5.8%
Debt
€8k▲ 256%
The debt ratio rises from 5.0% to 16.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €-948
Cash flow
€-2k▼
2024 · €-619
Solvency
83.4%▼
2024 · 95.0%
Current ratio
6.33▼
2024 · 19.86
Quick ratio
6.33▼
2024 · 19.86
Debt / equity
0.20▲
2024 · 0.05
ROE
-6.1%▼
2024 · -2.2%
ROA
-5.1%▼
2024 · -2.1%
Interest coverage
-26.92▼
2024 · -6.49
Debt
€8k▲
2024 · €2k
Debt ≤ 1 year
€7k▲
2024 · €2k
Income taxes
€-213▼
2024 · €355
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€47k▲
Fixed assets21/28€244€145▼
Tangible fixed assets22/27€244€145▼
Plant, machinery and equipment23-€0
Furniture and vehicles24€244€145▼
Current assets29/58€44k€47k▲
Amounts receivable after more than one year29€17k€17k=
Other amounts receivable291€17k€17k=
Amounts receivable within one year40/41€8k€11k▲
Trade receivables40€8k€11k▲
Cash at bank and in hand54/58€19k€19k▲
Equity and liabilities
Total equity and liabilities10/49€44k€47k▲
Equity10/15€42k€39k▼
Contributions10/11€19k€19k=
Reserves13€28k€28k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€-5k€-7k▼
Amounts payable17/49€2k€8k▲
Amounts payable within one year42/48€2k€7k▲
Trade debts44€141€1k▲
Suppliers440/4€141€1k▲
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€2k▲
Remuneration and social security454/9-€4k
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€308€100▼
Other operating charges640/8€748€638▼
Gross operating margin9900€-200€-2k▼
Operating profit (loss)9901€-1k€-3k▼
Financial income75/76B€830€0▼
Recurring financial income75€830€0▼
Financial charges65/66B€146€90▼
Recurring financial charges65€146€90▼
Profit (loss) for the period before taxes9903€-572€-3k▼
Income taxes67/77€355€-213▼
Profit (loss) for the period9904€-927€-2k▼
Profit (loss) for the period to be appropriated9905€-927€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-7k▼
Profit (loss) brought forward from the previous period14P€-4k€-5k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-4k ▼263%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 25.65
Current ratio from 4.74 to 25.65; short-term debt falls from €11k to €2k.
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mauricelaan 221050 ElseneGround area
1,228 m²
Building footprint
232 m²
Volume, LiDAR
3,010 m³
3 parcels, Brussels, Wallonia · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
JEAN ROBERTI SPRL
since 19942.069.083.046
JEAN ROBERTI
since 20062.152.745.744
3 parcels
Wallonia
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93015B0050/00R002 | Wallonia | 950 m² | 1 · 25 m² | - |
| 21445E0006/00V033 | Brussels | 164 m² | 1 · 121 m² | 20.8 m · 6 fl. |
| 21443C0219/00Z019 | Brussels | 114 m² | 1 · 86 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FAUVE. M
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 4,651 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-1994
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.