Skip to content

JEAL

Active
Limited partnership· 11 yrs active
Brandweerstraat 19 ·9000 Gent, Belgium
BE 0631.752.387
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age11 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JEAL is 0.7% (low). The 2021 annual accounts show equity of €4.80M and a net result of €-605k. Equity remains stable across the filed fiscal years (±2.3% per year). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.7% Low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

Insufficient current data: the most recent filed accounts (financial year 2021) are too old to derive current signals.

Trust signals

3 signals
Established
Founded in 2015, 11 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-605k-8.4%
Working capital€-394k+5.4%

Annual accounts & ratios

Source: NBB · 2021
Annual accounts filed on 29-11-2021 with the NBB · fiscal year 2021 · micro
€-800k€-600k€-400k€-200k€0Operating result 2019: €-16k€-16kNet result 2019: €-377k€-377kOperating result 2020: €-134k€-134kNet result 2020: €-558k€-558kOperating result 2021: €-23k€-23kNet result 2021: €-605k€-605k201920202021
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 3 fiscal years (±2.3%/year).
€4.00M€4.25M€4.50M€4.75M€5.00M2022: €4.68M (€4.30M - €5.07M)2023: €4.57M (€4.19M - €4.95M)2024: €4.46M (€4.07M - €4.84M)2019: €5.02M2020: €4.84M2021: €4.80M201920202021202220232024
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€100k
- 19-21
Net profit
€-605k
-8.4% 19-21
Cash flow
€-482k
-9.1% 19-21
Total assets
€5.25M
-3.8% 19-21
Equity
€4.80M
-1.0% 19-21
Working capital
€-394k
+5.4% 19-21
Debt
€455k
-26.2% 19-21
Debt ≤ 1y
€449k
-26.7% 19-21
Debt > 1y
€755
0.0% 19-21
Current ratio
0.12
-61.7% 19-21
Quick ratio
0.12
-61.7% 19-21
Solvency
91.3%
+3.0% 19-21
Debt / equity
0.00
+1.0% 19-21
ROE
-12.6%
-9.4% 19-21
ROA
-11.5%
-12.7% 19-21
Figures by fiscal year
Fiscal year2021
Revenue-
EBITDA€100k
Net profit€-605k
Cash flow€-482k
Staff costs-
Income taxes-
Dividends-
Total assets€5.25M
Equity€4.80M
Debt€455k
of which ≤ 1y€449k
of which > 1y€755
Working capital€-394k
Employees (FTE)-
Ratios (computed)
2021
Current ratio0.12
Quick ratio0.12
Working capital ratio-7.5%
Solvency91.3%
Debt / equity0.00
Long-term debt ratio0.00
Interest coverage-
Gross margin-
Net margin-
ROA-11.5%
ROE-12.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€5.25M
Fixed assets 21/28€5.20M
Tangible fixed assets 22/27€5.20M
Current assets 29/58€55k
Cash & bank 54/58€54k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€5.25M
Equity 10/15€4.80M
Reserves 13€15k
Accumulated profits (losses) 14€-605k
Amounts payable 17/49€455k
Amounts payable after one year 17€755
Amounts payable within one year 42/48€449k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€115k
Operating result 9901€-23k
Financial charges 65€24k
Result before taxes 9903€-47k
Net result for the period 9904€-47k
Result to be appropriated 9905€-47k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2021 · computed
32 / 100 Weak
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
19 companies at this address See who is registered here

Establishment units

1 location
JEAL
Brandweerstraat 19, 9000 GentManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20152.242.831.228
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.1 ha
Buildings1
Building footprint1,481 m²
Volume (LiDAR)24,099 m³
Tallest building21.3 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44021A3679/00A000
ProtectedMonumentKoninklijke Academie voor Schone KunstenSource ↗
Flanders 1.1 ha 1 · 1,481 m² 21.3 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Analysis

Snowflake analysis

financial profile on 5 axes
Health32Profitability0Solvency67Growth32Stability100
46 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 32
Profitability 0
Solvency 67
Growth 32
Stability 100

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL JEAL
Registered office
Brandweerstraat 19 bus 104
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.