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JE Consulting

Active
Private limited companyfounded 20179 yrs activeKottem 3, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 0671.885.247

JE Consulting has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €226k and a net result of €60k. Equity is growing by ~36.2% per year across the filed fiscal years. Its solvency ranks better than 29% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
78 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+2
Solvency64▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 1.03 in 2023; short-term debt: 7.6% and cash: 9.8% of total assets), but 61.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
31 d early
2023
29 d early
2022
34 d early
2021
54 d early
2020
103 d early
2019
52 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€226k▲ 36.2%
2023 · €166k
2018: €142k 2019: €230k 2020: €20k 2021: €46k 2022: €110k 2023: €166k
2018 → 2024
Total assets
€585k▼ 2.7%
2023 · €601k
2018: €202k 2019: €273k 2020: €375k 2021: €119k 2022: €598k 2023: €601k
2018 → 2024
Net result
€60k▲ 6.8%
2023 · €56k
2018: €78k 2019: €88k 2020: €77k 2021: €90k 2022: €64k 2023: €56k
2018 → 2024
Working capital
€56k▲ 1,592%
2023 · €3k
2018: €143k 2019: €231k 2020: €21k 2021: €46k 2022: €-50k 2023: €3k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€20k-€46k▲ 123%€110k▲ 141%€166k▲ 51.2%€226k▲ 36.2%
Operating result€95k-€95k▼ 0.4%€92k▼ 3.2%€89k▼ 3.1%€91k▲ 2.5%
Net result€77k-€90k▲ 17.6%€64k▼ 28.8%€56k▼ 12.4%€60k▲ 6.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2020: €95k€95kNet result 2020: €77k€77kOperating result 2021: €95k€95kNet result 2021: €90k€90kOperating result 2022: €92k€92kNet result 2022: €64k€64kOperating result 2023: €89k€89kNet result 2023: €56k€56kOperating result 2024: €91k€91kNet result 2024: €60k€60k20202021202220232024
The operating result recovers in 2024; 2024 is 2% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €585k
Fixed assets €484k▼ 3.2%
Current assets €100k▼ 0.4%
Equity and liabilities €585k
Equity €226k▲ 36.2%
Debt €359k▼ 17.5%
The debt ratio falls from 72.4% to 61.3%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€107k
2023 · €105k
Cash flow
€76k
2023 · €72k
Solvency
38.7%
2023 · 27.6%
Current ratio
2.25
2023 · 1.03
Quick ratio
2.25
2023 · 1.03
Debt / equity
1.59
2023 · 2.62
ROE
26.6%
2023 · 33.9%
ROA
10.3%
2023 · 9.4%
Interest coverage
9.17
2023 · 7.47
Debt
€359k
2023 · €435k
Debt ≤ 1 year
€44k
2023 · €97k
Debt > 1 year
€309k
2023 · €332k
Income taxes
€21k
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€601k€585k
Fixed assets21/28€500k€484k
Tangible fixed assets22/27€500k€484k
Land and buildings22€500k€484k
Current assets29/58€100k€100k
Amounts receivable within one year40/41€59k€40k
Trade receivables40€57k€36k
Other amounts receivable41€2k€3k
Current investments50/53€24k€3k
Cash at bank and in hand54/58€18k€57k
Deferred charges and accrued income490/1€250€247
Equity and liabilities
Total equity and liabilities10/49€601k€585k
Equity10/15€166k€226k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€146k€206k
Amounts payable17/49€435k€359k
Amounts payable after more than one year17€332k€309k
Financial debts170/4€332k€309k
Amounts payable within one year42/48€97k€44k
Current portion of amounts payable after more than one year42€22k€22k
Financial debts43€299€0
Credit institutions430/8€299€0
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€14k€18k
Taxes450/3€12k€15k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€59k€3k
Accrued charges and deferred income492/3€6k€5k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k=
Other operating charges640/8€332€341
Gross operating margin9900€105k€107k
Operating profit (loss)9901€89k€91k
Financial income75/76B€197€1k
Recurring financial income75€197€1k
Financial charges65/66B€14k€12k
Recurring financial charges65€14k€12k
Profit (loss) for the period before taxes9903€75k€81k
Income taxes67/77€19k€21k
Profit (loss) for the period9904€56k€60k
Profit (loss) for the period to be appropriated9905€56k€60k
Appropriation of the result
Profit (loss) to be appropriated9906€146k€206k
Profit (loss) brought forward from the previous period14P€89k€146k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity doublescurrent ratio 2.25
Current ratio from 1.03 to 2.25; short-term debt falls from €97k to €44k.
31-12
Financial Equity above €200kEq €226k ▲36.2%
7 profitable years in a row build equity to €226k.
02-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €56k ▼12.4%
Net result drops to €56k, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €150kEq €166k ▲51.2%
6 profitable years in a row build equity to €166k.
27-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100kEq €110k ▲141%
5 profitable years in a row build equity to €110k.
07-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €90k ▲17.6%
Net result €90k, the highest in the series.
19-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €200kEq €230k ▲61.8%
2 profitable years in a row build equity to €230k.
02-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kottem 39820 Merelbeke-Melle
Ground area
600 m²
Building footprint
110 m²
Parcel 44412B0835/00L005, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
JE Consulting
Kottem 3, 9820 Merelbeke-MelleComputer programming, consultancy and related activities
since 20172.262.093.151
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44412B0835/00L005 Flanders 600 m² 1 · 110 m² 0.1 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,407 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-02-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.