Summary
JDVV is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €440,890 and a net result of €95,053. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 57% of 6,589 sector peers (NACE 64, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.
Financials · financial year 2025, abbreviated format
Equity
€440,890▲ 3.3%
2024 · €426,737
Net result
€95,053▼ 8.0%
2024 · €103,352
Total assets
€758,203▼ 0.1%
2024 · €759,127
Solvency
58.1%▲ 1.9pp
2024 · 56.2%
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result has fallen two years in a row; 2025 is 8% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€137,741
2025
Net result€95,053
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€758,203
2025
Equity€440,890
2025
Debt€317,313
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€20,587
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)12.5%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency58.1%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.76
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€27,797-€106,512▲ 283%€148,611▲ 39.5%€133,689▼ 10.0%€111,594▼ 16.5%€178,701▲ 60.1%€150,149▼ 16.0%€137,741▼ 8.3%
Net result€16,373-€70,087▲ 328%€108,255within the sector's middle half▲ 54.5%€96,071within the sector's middle half▼ 11.3%€69,975within the sector's middle half▼ 27.2%€123,861within the sector's middle half▲ 77.0%€103,352within the sector's middle half▼ 16.6%€95,053within the sector's middle half▼ 8.0%
Equity€38,937-€109,024▲ 180%€217,279within the sector's middle half▲ 99.3%€313,350within the sector's middle half▲ 44.2%€299,524within the sector's middle half▼ 4.4%€423,385within the sector's middle half▲ 41.4%€426,737within the sector's middle half▲ 0.8%€440,890within the sector's middle half▲ 3.3%
Total assets€238,847-€541,397▲ 127%€589,368within the sector's middle half▲ 8.9%€610,972within the sector's middle half▲ 3.7%€692,305within the sector's middle half▲ 13.3%€785,317within the sector's middle half▲ 13.4%€759,127within the sector's middle half▼ 3.3%€758,203within the sector's middle half▼ 0.1%
Debt€199,909-€432,373▲ 116%€372,089▼ 13.9%€297,623▼ 20.0%€392,781▲ 32.0%€361,931▼ 7.9%€332,390▼ 8.2%€317,313▼ 4.5%
Working capital-€37,998--€74,954▼ 97.3%-€72,227within the sector's middle half▲ 3.6%-€42,531within the sector's middle half▲ 41.1%-€68,057within the sector's middle half▼ 60.0%-€41,870within the sector's middle half▲ 38.5%-€109,718within the sector's middle half▼ 162%-€20,587within the sector's middle half▲ 81.2%
Solvency16.3%-20.1%▲ 3.8pp36.9%within the sector's middle half▲ 16.7pp51.3%within the sector's middle half▲ 14.4pp43.3%within the sector's middle half▼ 8.0pp53.9%within the sector's middle half▲ 10.6pp56.2%within the sector's middle half▲ 2.3pp58.1%within the sector's middle half▲ 1.9pp
Current ratio0.11-0.18▲ 0.070.28below the sector's middle half▲ 0.100.52within the sector's middle half▲ 0.240.45within the sector's middle half▼ 0.070.57within the sector's middle half▲ 0.120.28below the sector's middle half▼ 0.290.76within the sector's middle half▲ 0.48
Return on assets (ROA)6.9%-12.9%▲ 6.1pp18.4%above the sector's middle half▲ 5.4pp15.7%above the sector's middle half▼ 2.6pp10.1%within the sector's middle half▼ 5.6pp15.8%above the sector's middle half▲ 5.7pp13.6%above the sector's middle half▼ 2.2pp12.5%above the sector's middle half▼ 1.1pp
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €758,203
Fixed assets
€691,270 ▼ 3.4%
Current assets
€66,933 ▲ 54.9%
Equity and liabilities €758,203
Equity
€440,890 ▲ 3.3%
Debt
€317,313 ▼ 4.5%
Debt's share of the balance-sheet total falls from 43.8% to 41.9%. Equity is higher and debt is lower.
Key figures and ratios
ROE
21.6%▼
2024 · 24.2%
Debt ≤ 1 year
€87,521▼
2024 · €152,925
Debt > 1 year
€229,528▲
2024 · €179,232
Income taxes
€43,635▼
2024 · €47,629
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,558 | €10,948 | €11,476 | €15,264 | €27,464 | €15,921 | €27,253 | €28,520 | ▲ 4.6% |
| Other operating charges640/8 | - | - | - | €573 | €4,368 | €2,172 | €3,054 | €2,372 | ▼ 22.4% |
| Gross operating margin9900 | €36,054 | €119,941 | €160,774 | €149,527 | €143,426 | €196,793 | €180,456 | €168,632 | ▼ 6.6% |
| Operating profit (loss)9901 | €27,797 | €106,512 | €148,611 | €133,689 | €111,594 | €178,701 | €150,149 | €137,741 | ▼ 8.3% |
| Financial income75/76B | - | - | - | - | - | €10,000 | €10,000 | €10,000 | = |
| Recurring financial income75 | - | - | - | - | - | €10,000 | €10,000 | €10,000 | = |
| Financial charges65/66B | - | - | - | €4,141 | €5,469 | €8,993 | €9,167 | €9,053 | ▼ 1.2% |
| Recurring financial charges65 | €2,384 | €5,263 | €4,748 | €4,141 | €5,469 | €8,993 | €9,167 | €9,053 | ▼ 1.2% |
| Profit (loss) for the period before taxes9903 | €25,413 | €101,250 | €143,862 | €129,549 | €106,125 | €179,707 | €150,982 | €138,688 | ▼ 8.1% |
| Income taxes67/77 | €9,040 | €31,163 | €35,608 | €33,478 | €36,150 | €55,847 | €47,629 | €43,635 | ▼ 8.4% |
| Profit (loss) for the period9904 | €16,373 | €70,087 | €108,255 | €96,071 | €69,975 | €123,861 | €103,352 | €95,053 | ▼ 8.0% |
| Profit (loss) for the period to be appropriated9905 | €16,373 | €70,087 | €108,255 | €96,071 | €69,975 | €123,861 | €103,352 | €95,053 | ▼ 8.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €238,847 | €541,397 | €589,368 | €610,972 | €692,305 | €785,317 | €759,127 | €758,203 | ▼ 0.1% |
| Formation expenses20 | €1,276 | €765 | €255 | - | - | - | - | - | - |
| Fixed assets21/28 | €232,830 | €524,484 | €560,859 | €564,886 | €636,392 | €729,683 | €715,921 | €691,270 | ▼ 3.4% |
| Tangible fixed assets22/27 | €17,765 | €41,152 | €64,649 | €68,676 | €140,183 | €233,474 | €219,711 | €195,060 | ▼ 11.2% |
| Land and buildings22 | - | - | - | - | €86,501 | €130,316 | €123,452 | €116,588 | ▼ 5.6% |
| Plant, machinery and equipment23 | - | - | - | €4,396 | €3,316 | €7,208 | €5,603 | €3,998 | ▼ 28.6% |
| Furniture and vehicles24 | - | - | - | €15,738 | €7,821 | €59,375 | €46,991 | €35,648 | ▼ 24.1% |
| Other tangible fixed assets26 | - | - | - | €48,542 | €42,544 | €36,575 | €43,665 | €38,826 | ▼ 11.1% |
| Financial fixed assets28 | €215,065 | €483,332 | €496,209 | €496,209 | €496,209 | €496,209 | €496,209 | €496,209 | = |
| Current assets29/58 | €4,741 | €16,148 | €28,254 | €46,087 | €55,913 | €55,634 | €43,207 | €66,933 | ▲ 54.9% |
| Amounts receivable within one year40/41 | - | - | - | - | - | €496 | €0 | - | - |
| Trade receivables40 | - | - | - | - | - | €496 | €0 | - | - |
| Current investments50/53 | - | - | - | - | - | - | - | €8,000 | - |
| Cash at bank and in hand54/58 | €3,575 | €15,158 | €27,303 | €45,119 | €54,874 | €53,906 | €42,027 | €57,644 | ▲ 37.2% |
| Deferred charges and accrued income490/1 | - | - | - | €967 | €1,039 | €1,231 | €1,180 | €1,290 | ▲ 9.3% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €238,847 | €541,397 | €589,368 | €610,972 | €692,305 | €785,317 | €759,127 | €758,203 | ▼ 0.1% |
| Equity10/15 | €38,937 | €109,024 | €217,279 | €313,350 | €299,524 | €423,385 | €426,737 | €440,890 | ▲ 3.3% |
| Contributions10/11 | €12,400 | - | - | €12,400 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €26,460 | €96,600 | €204,855 | €300,900 | €280,875 | €404,736 | €408,088 | €422,241 | ▲ 3.5% |
| Distributable reserves133 | - | - | - | €300,900 | €280,875 | €404,736 | €408,088 | €422,241 | ▲ 3.5% |
| Profit (loss) carried forward14 | €77 | €24 | €24 | €50 | €50 | €50 | €50 | €50 | = |
| Amounts payable17/49 | €199,909 | €432,373 | €372,089 | €297,623 | €392,781 | €361,931 | €332,390 | €317,313 | ▼ 4.5% |
| Amounts payable after more than one year17 | €157,171 | €341,272 | €271,608 | €206,675 | €268,810 | €264,428 | €179,232 | €229,528 | ▲ 28.1% |
| Financial debts170/4 | - | - | - | €206,675 | €268,810 | €264,428 | €179,232 | €128,536 | ▼ 28.3% |
| Other amounts payable178/9 | - | - | - | - | - | - | - | €100,992 | - |
| Amounts payable within one year42/48 | €42,738 | €91,102 | €100,481 | €88,617 | €123,971 | €97,504 | €152,925 | €87,521 | ▼ 42.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €75,268 | €92,128 | €84,431 | €85,196 | €50,696 | ▼ 40.5% |
| Financial debts43 | - | - | - | - | - | - | €11,833 | €13,460 | ▲ 13.8% |
| Credit institutions430/8 | - | - | - | - | - | - | €11,833 | €13,460 | ▲ 13.8% |
| Trade debts44 | €407 | €2,693 | €303 | €3,041 | €6,008 | €750 | €1,316 | €2,117 | ▲ 60.9% |
| Suppliers440/4 | - | - | - | €3,041 | €6,008 | €750 | €1,316 | €2,117 | ▲ 60.9% |
| Taxes, remuneration and social security45 | - | - | - | €9,931 | €4,628 | €11,610 | €4,180 | €19,162 | ▲ 358% |
| Taxes450/3 | - | - | - | €9,931 | €4,628 | €11,610 | €4,180 | €19,162 | ▲ 358% |
| Other amounts payable47/48 | - | - | - | €377 | €21,207 | €713 | €50,401 | €2,085 | ▼ 95.9% |
| Accrued charges and deferred income492/3 | - | - | - | €2,330 | €0 | - | €233 | €264 | ▲ 13.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,373 | €70,087 | €108,255 | €96,071 | €69,975 | €123,861 | €103,352 | €95,053 | ▼ 8.0% |
| + Depreciation and write-downs630 | €7,558 | €10,948 | €11,476 | €15,264 | €27,464 | €15,921 | €27,253 | €28,520 | ▲ 4.6% |
| Operating cash flow (approximation) | €23,931 | €81,035 | €119,731 | €111,335 | €97,438 | €139,782 | €130,605 | €123,573 | ▼ 5.4% |
| Investment in fixed assets (approximation) | - | -€302,602 | -€47,851 | -€19,291 | -€98,970 | -€109,212 | -€13,491 | -€3,869 | ▲ 71.3% |
| Change in cash | - | €11,583 | €12,145 | €17,816 | €9,755 | -€968 | -€11,879 | €15,617 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 15-06-2026 | 2026-00161742 |
| 31-12-2024 | abbreviated format | 28-05-2025 | 2025-00109756 |
| 31-12-2023 | abbreviated format | 07-06-2024 | 2024-00120087 |
| 31-12-2022 | abbreviated format | 11-07-2023 | 2023-00250020 |
| 31-12-2021 | abbreviated format | 23-06-2022 | 2022-20091053 |
| 31-12-2020 | abbreviated format | 09-07-2021 | 2021-33300059 |
| 31-12-2019 | abbreviated format | 20-05-2020 | 2020-12600553 |
| 31-12-2018 | abbreviated format | 24-07-2019 | 2019-37100029 |
| 31-12-2017 | abbreviated format | 18-06-2018 | 2018-19800187 |
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Of the 24,460 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 19,973. 13,825 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.