JDV-CONSTRUCT
ActiveSummary
The annual accounts of JDV-CONSTRUCT for fiscal year 2025 show a net loss of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €80k and a net result of €-83k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 14128 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-33
Solvency68▼-32
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 7.67 against 5.99 in 2024; short-term debt: 13% and cash: 89.8% of total assets), but 56.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.5%
Return on assets
-45.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-83k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
12 d early
2023
15 d late
2022
1 d early
2021
3 d early
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▼ 51.1%
2024 · €163k
2018: €201khighest in 8 years
2019: €182k▼ -9.5% vs 2018
2020: €174k▼ -4.3% vs 2019
2021: €169k▼ -3.2% vs 2020
2022: €168k▼ -0.3% vs 2021
2023: €167k▼ -0.5% vs 2022
2024: €163k▼ -2.3% vs 2023
2025: €80k▼ -51.1% vs 2024lowest in 8 years
2018 → 2025
Total assets
€184k▼ 6.3%
2024 · €196k
2018: €414khighest in 8 years
2019: €225k▼ -45.7% vs 2018
2020: €207k▼ -7.9% vs 2019
2021: €202k▼ -2.7% vs 2020
2022: €201k▼ -0.4% vs 2021
2023: €200k▼ -0.4% vs 2022
2024: €196k▼ -1.9% vs 2023
2025: €184k▼ -6.3% vs 2024lowest in 8 years
2018 → 2025
Net result
€-83k▼ 2,096%
2024 · €-4k
2018: €-59k
2019: €-19k▲ +67.7% vs 2018
2020: €-8k▲ +59.0% vs 2019
2021: €-6k▲ +28.5% vs 2020
2022: €-581▲ +89.6% vs 2021highest in 8 years
2023: €-850▼ -46.3% vs 2022
2024: €-4k▼ -348% vs 2023
2025: €-83k▼ -2096% vs 2024lowest in 8 years
2018 → 2025
Working capital
€160k▼ 2.1%
2024 · €163k
2018: €201khighest in 8 years
2019: €182k▼ -9.5% vs 2018
2020: €174k▼ -4.3% vs 2019
2021: €169k▼ -3.2% vs 2020
2022: €168k▼ -0.3% vs 2021
2023: €167k▼ -0.5% vs 2022
2024: €163k▼ -2.3% vs 2023
2025: €160k▼ -2.1% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€169k-€168k▼ 0.3%€167k▼ 0.5%€163k▼ 2.3%€80k▼ 51.1%
2021: €169khighest in 5 years
2022: €168k▼ -0.3% vs 2021
2023: €167k▼ -0.5% vs 2022
2024: €163k▼ -2.3% vs 2023
2025: €80k▼ -51.1% vs 2024lowest in 5 years
Operating result€-5k-€-581▲ 89.3%€-979▼ 68.6%€-4k▼ 308%€-83k▼ 1,992%
2021: €-5k
2022: €-581▲ +89.3% vs 2021highest in 5 years
2023: €-979▼ -68.6% vs 2022
2024: €-4k▼ -308% vs 2023
2025: €-83k▼ -1992% vs 2024lowest in 5 years
Net result€-6k-€-581▲ 89.6%€-850▼ 46.3%€-4k▼ 348%€-83k▼ 2,096%
2021: €-6k
2022: €-581▲ +89.6% vs 2021highest in 5 years
2023: €-850▼ -46.3% vs 2022
2024: €-4k▼ -348% vs 2023
2025: €-83k▼ -2096% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €83k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €184k
Equity
€80k ▼ 51.1%
Provisions
€80k
Debt
€24k ▼ 26.8%
Debt's share of the balance-sheet total falls from 16.7% to 13.0%. Equity and debt are lower.
Key figures and ratios
Current ratio
7.67▲
2024 · 5.99
Debt to equity
0.30▲
2024 · 0.20
ROE
-104.4%▼
2024 · -2.3%
ROA
-45.4%▼
2024 · -1.9%
Debt ≤ 1 year
€24k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€196k€184k▼
Current assets29/58€196k€184k▼
Amounts receivable within one year40/41€193k€19k▼
Trade receivables40€9k-
Other amounts receivable41€184k€19k▼
Cash at bank and in hand54/58€3k€165k▲
Equity and liabilities
Total equity and liabilities10/49€196k€184k▼
Equity10/15€163k€80k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€143k€60k▼
Provisions and deferred taxes16-€80k
Provisions for liabilities and charges160/5-€80k
Other liabilities and charges164/5-€80k
Amounts payable17/49€33k€24k▼
Amounts payable within one year42/48€33k€24k▼
Trade debts44€33k€24k▼
Suppliers440/4€33k€24k▼
Income statement
Code20242025
Provisions for liabilities and charges: additions (uses and reversals)635/8-€80k
Other operating charges640/8€100€100=
Gross operating margin9900€-4k€-3k▲
Operating profit (loss)9901€-4k€-83k▼
Financial income75/76B€320€137▼
Recurring financial income75€320€137▼
Financial charges65/66B€36€141▲
Recurring financial charges65€36€141▲
Profit (loss) for the period before taxes9903€-4k€-83k▼
Income taxes67/77€96-
Profit (loss) for the period9904€-4k€-83k▼
Profit (loss) for the period to be appropriated9905€-4k€-83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€143k€60k▼
Profit (loss) brought forward from the previous period14P€147k€143k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €80k | - |
| Other operating charges640/8 | - | - | €100 | €100 | €100 | = |
| Gross operating margin9900 | €-5k | €-581 | €-879 | €-4k | €-3k | ▲ 12.8% |
| Operating profit (loss)9901 | €-5k | €-581 | €-979 | €-4k | €-83k | ▼ 1,992% |
| Financial income75/76B | - | - | €130 | €320 | €137 | ▼ 57.3% |
| Recurring financial income75 | - | - | €130 | €320 | €137 | ▼ 57.3% |
| Financial charges65/66B | €143 | - | - | €36 | €141 | ▲ 292% |
| Recurring financial charges65 | €143 | - | - | €36 | €141 | ▲ 292% |
| Profit (loss) for the period before taxes9903 | €-6k | €-581 | €-850 | €-4k | €-83k | ▼ 2,153% |
| Income taxes67/77 | - | - | - | €96 | - | - |
| Profit (loss) for the period9904 | €-6k | €-581 | €-850 | €-4k | €-83k | ▼ 2,096% |
| Profit (loss) for the period to be appropriated9905 | €-6k | €-581 | €-850 | €-4k | €-83k | ▼ 2,096% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €202k | €201k | €200k | €196k | €184k | ▼ 6.3% |
| Current assets29/58 | €202k | €201k | €200k | €196k | €184k | ▼ 6.3% |
| Amounts receivable within one year40/41 | €10k | €10k | €10k | €193k | €19k | ▼ 90.3% |
| Trade receivables40 | €9k | €9k | €9k | €9k | - | - |
| Other amounts receivable41 | €1k | €1k | €1k | €184k | €19k | ▼ 89.8% |
| Cash at bank and in hand54/58 | €192k | €191k | €190k | €3k | €165k | ▲ 4,873% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €202k | €201k | €200k | €196k | €184k | ▼ 6.3% |
| Equity10/15 | €169k | €168k | €167k | €163k | €80k | ▼ 51.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €148k | €148k | €147k | €143k | €60k | ▼ 58.4% |
| Provisions and deferred taxes16 | - | - | - | - | €80k | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €80k | - |
| Other liabilities and charges164/5 | - | - | - | - | €80k | - |
| Amounts payable17/49 | €33k | €33k | €33k | €33k | €24k | ▼ 26.8% |
| Amounts payable within one year42/48 | €33k | €33k | €33k | €33k | €24k | ▼ 26.8% |
| Trade debts44 | €33k | €33k | €33k | €33k | €24k | ▼ 26.8% |
| Suppliers440/4 | €33k | €33k | €33k | €33k | €24k | ▼ 26.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-6k | €-581 | €-850 | €-4k | €-83k | ▼ 2,096% |
| Operating cash flow (approximation) | €-6k | €-581 | €-850 | €-4k | €-83k | ▼ 2,096% |
| Change in cash | - | €-871 | €-850 | €-187k | €162k | ▲ 187% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-83k
Net result drops to €-83k, the lowest in the series.
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 5.24
Current ratio from 1.94 to 5.24; short-term debt falls from €213k to €43k.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 12 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
08-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2014
Ground area
2,793 m²
Building footprint
786 m²
Volume, LiDAR
5,048 m³
Parcel 23038D0679/00E005, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
JDV-CONSTRUCT
since 20142.232.143.016
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23038D0679/00E005 | Flanders | 2,793 m² | 1 · 786 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,693 companies in sector 68121 we hold annual accounts for 7,385. 5,246 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded08-05-2014
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
Scores and ratios are computed by Checked and are not a credit decision.