Skip to content

JDV COMPUTERS

Active
Private limited companyfounded 20206 yrs activeGentweg 51, 9550 Herzele, BelgiumKBO/BCE: BE 0747.713.711

The computed 12-month bankruptcy probability of JDV COMPUTERS is 3.0% (moderate). The 2024 annual accounts show equity of €129k and a net result of €30k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 26% of 2822 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
66 / 100
Healthy▲ +51 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency23▲+3
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.97 in 2023), and 83.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
31 d late
2023
58 d late
2022
30 d late
2021
1 d early
2020
49 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity
€129k▲ 29.3%
2023 · €100k
2020: €15k 2021: €105k 2022: €150k 2023: €100k
2020 → 2024
Total assets
€790k▲ 9.9%
2023 · €719k
2020: €138k 2021: €231k 2022: €424k 2023: €719k
2020 → 2024
Net result
€30k
2023 · €-3k
2020: €12k 2021: €90k 2022: €45k 2023: €-3k
2020 → 2024
Working capital
€17k
2023 · €-8k
2020: €4k 2021: €86k 2022: €104k 2023: €-8k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€15k-€105k▲ 587%€150k▲ 42.9%€100k▼ 33.2%€129k▲ 29.3%
Operating result€17k-€118k▲ 609%€68k▼ 42.8%€15k▼ 78.3%€65k▲ 345%
Net result€12k-€90k▲ 630%€45k▼ 49.8%€-3k€30k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2020: €17k€17kNet result 2020: €12k€12kOperating result 2021: €118k€118kNet result 2021: €90k€90kOperating result 2022: €68k€68kNet result 2022: €45k€45kOperating result 2023: €15k€15kNet result 2023: €-3k€-3kOperating result 2024: €65k€65kNet result 2024: €30k€30k20202021202220232024
The operating result recovers in 2024; 2024 is 345% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €790k
Fixed assets €386k▼ 7.1%
Current assets €404k▲ 33.1%
Equity and liabilities €790k
Equity €129k▲ 29.3%
Debt €661k▲ 6.8%
The debt ratio falls from 86.1% to 83.6%: equity grows faster than debt.
Key figures and ratios
2024 value · change against 2023
EBITDA
€92k
2023 · €38k
Cash flow
€56k
2023 · €21k
Solvency
16.4%
2023 · 13.9%
Current ratio
1.04
2023 · 0.97
Quick ratio
0.43
2023 · 0.39
Debt / equity
5.11
2023 · 6.18
ROE
23.3%
2023 · -2.5%
ROA
3.8%
2023 · -0.4%
Interest coverage
4.30
2023 · 2.28
Debt
€661k
2023 · €619k
Debt ≤ 1 year
€387k
2023 · €312k
Debt > 1 year
€273k
2023 · €306k
Income taxes
€14k
2023 · €5k
Staff costs
€109k
2023 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€719k€790k
Fixed assets21/28€415k€386k
Intangible fixed assets21€24k€17k
Tangible fixed assets22/27€387k€366k
Land and buildings22€339k€331k
Plant, machinery and equipment23€13k€12k
Furniture and vehicles24€31k€24k
Other tangible fixed assets26€4k-
Financial fixed assets28€4k€2k
Current assets29/58€304k€404k
Stocks and contracts in progress3€183k€238k
Stocks30/36€183k€238k
Amounts receivable within one year40/41€105k€101k
Trade receivables40€71k€49k
Other amounts receivable41€34k€52k
Cash at bank and in hand54/58€11k€62k
Deferred charges and accrued income490/1€5k€3k
Equity and liabilities
Total equity and liabilities10/49€719k€790k
Equity10/15€100k€129k
Contributions10/11€3k€3k=
Reserves13€32k€52k
Distributable reserves133€32k€52k
Profit (loss) carried forward14€65k€74k
Amounts payable17/49€619k€661k
Amounts payable after more than one year17€306k€273k
Financial debts170/4€306k€273k
Amounts payable within one year42/48€312k€387k
Current portion of amounts payable after more than one year42€43k€33k
Financial debts43€47k€70k
Credit institutions430/8€47k€70k
Trade debts44€159k€260k
Suppliers440/4€159k€260k
Taxes, remuneration and social security45€50k€24k
Taxes450/3€34k€9k
Remuneration and social security454/9€16k€14k
Other amounts payable47/48€13k€833
Accrued charges and deferred income492/3€600-
Income statement Code20232024
Remuneration, social security and pensions62€69k€109k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€26k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-29k-
Other operating charges640/8€3k€10k
Non-recurring operating charges66A-€4k
Gross operating margin9900€81k€214k
Operating profit (loss)9901€15k€65k
Financial income75/76B€4k€382
Recurring financial income75€434€382
Non-recurring financial income76B€4k-
Financial charges65/66B€17k€21k
Recurring financial charges65€17k€21k
Profit (loss) for the period before taxes9903€2k€44k
Income taxes67/77€5k€14k
Profit (loss) for the period9904€-3k€30k
Profit (loss) for the period to be appropriated9905€-3k€30k
Appropriation of the result
Profit (loss) to be appropriated9906€112k€95k
Profit (loss) brought forward from the previous period14P€115k€65k
Transfer to equity691/2-€20k
To other reserves6921-€20k
Profit to be distributed694/7€47k€833
Directors or managers695€47k€833
Social balance
Average headcount (FTE)90873.44.2

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial Back to profitnet €30k
Net result €30k after one loss-making year.
27-09
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 58 days late
2023
31-12
Financial Weakest financial yearnet €-3k ▼106%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
30-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2020net €90k ▲630%
Operating result €118k, net result €90k, both a record.
31-12
Financial Equity above €100kEq €105k ▲587%
2 profitable years in a row build equity to €105k.
18-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 3 establishment units since 2020
establishment All 3 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gentweg 519550 Herzele
Ground area
2,581 m²
Building footprint
931 m²
Volume, LiDAR
5,268 m³
3 parcels, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
JDV COMPUTERS
Gentweg 51, 9550 HerzeleWholesale trade
since 20202.304.154.727
JDV Computers
Stationsstraat 79, 1770 LiedekerkeWholesale trade
since 20212.311.818.717
JDV COMPUTERS
Brakelsesteenweg 94, 9400 NinoveRetail trade
since 20232.353.919.190
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41067A0499/00P000 Flanders 1,404 m² 1 · 400 m² 10.9 m · 2 fl.
23044A0542/00E002 Flanders 961 m² 1 · 267 m² 12.3 m · 3 fl.
41362B1751/00W004 Flanders 215 m² 1 · 263 m² 10.8 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 8 entries · 15,386 EUR awarded · 15,386 EUR paid
Year Entries awardedpaid
2025 1 1,000 EUR1,000 EUR
2024 2 2,472 EUR2,472 EUR
2023 3 5,423 EUR5,423 EUR
2022 2 6,491 EUR6,491 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 7,338 EUR · 7,338 EUR paid · Fonds voor Innoveren en Ondernemen
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
2 entries · 3,548 EUR · 3,548 EUR paid · Departement Werk en Sociale Economie
Stagebonus (stopgezet)
2 entries · 2,500 EUR · 2,500 EUR paid · Departement Werk en Sociale Economie
Premie kwalificerend werkplekleren
2 entries · 2,000 EUR · 2,000 EUR paid · Departement Werk en Sociale Economie

Recognitions · licences · registrations

Dual-learning approval

2 live approvals · 3 ended
Polyvalent administratief ondersteuner (vwo)
Goedgekeurd · 2022 to 2027
Polyvalent administratief ondersteuner duaal (so)
Goedgekeurd · 2022 to 2027

Similar companies · same sector, comparable size

Of 3,209 companies in sector 47400 we hold annual accounts for 1,793. 1,420 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-05-2020
Fiscal year end31-12
Trade name NL GEMA COMPUTERS; JDV CONSULTING
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
Enterprise
E-mail:info@jdvcomputers.be
Enterprise