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JDRCOM

Active
Private limited companyfounded 2022active for 4 yearsAlbrecht Rodenbachstraat 7, 9840 Nazareth-De Pinte, BelgiumKBO/BCE: BE 0790.476.754
Summary

JDRCOM has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €346,864 and a net result of €149,491. Equity is growing by about 65% per year across the filed financial years. Its solvency ranks better than 84% of 13,632 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190
1 site
Size
€418,110total assets 2025
Equity
€346,864
Profit
€149,491
Turnover not published (micro format)
Financial health
99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 17 days early1 of 2 deeds summarised
Why 99raises riskFounded in 2022lowers riskLiquidity: current ratio 5.24, cash €313,443Equity €346,864 (83.0% of total assets)Size: total assets €418,110Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 92% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 83.0% of total assets
Liquidity 96+2
short-term debt 16.8% · cash 75.0%
Profitability 100=
return on assets 35.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024highest value 02-2025: 0.1%▼ -0.1 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 5.24, compared with 4.43 in 2024, above the usual 1.5; short-term debt: 16.8% and cash: 75% of total assets), and 17% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 93% on liquidity, 95% on profitability and 91% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.24, cash €313,443
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €346,864 (83.0% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €418,110
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
17 days early
2024
25 days early
2023
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 17 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 14 January (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end25-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Appointment: Vandamme Nathalie (director)Gazette deed
  3. Highest result from 2023 to 2025net €149,491 ▲39.5%

Financials · financial year 2025, micro format

Equity
€346,864▲ 75.7%
2024 · €197,373
Total assets
€418,110▲ 69.5%
2024 · €246,717
Net result
€149,491▲ 39.5%
2024 · €107,175
Working capital
€298,536▲ 77.6%
2024 · €168,062
Trend over the years

2023 to 2025, 3 financial years

The operating result has risen two years in a row; 2025 is 42% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€195,542 2025 Net result€149,491 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€98,406-€138,114▲ 40.4%€195,542▲ 41.6%
Net result€76,831above the sector's middle half-€107,175above the sector's middle half▲ 39.5%€149,491above the sector's middle half▲ 39.5%
Equity€91,031within the sector's middle half-€197,373above the sector's middle half▲ 117%€346,864above the sector's middle half▲ 75.7%
Total assets€129,561within the sector's middle half-€246,717within the sector's middle half▲ 90.4%€418,110above the sector's middle half▲ 69.5%
Debt€38,530-€49,344▲ 28.1%€71,246▲ 44.4%
Working capital€81,140within the sector's middle half-€168,062above the sector's middle half▲ 107%€298,536above the sector's middle half▲ 77.6%
Solvency70.3%above the sector's middle half-80.0%above the sector's middle half▲ 9.7pp83.0%above the sector's middle half▲ 3.0pp
Current ratio3.12within the sector's middle half-4.43above the sector's middle half▲ 1.315.24above the sector's middle half▲ 0.81
Return on assets (ROA)59.3%above the sector's middle half-43.4%above the sector's middle half▼ 15.9pp35.8%above the sector's middle half▼ 7.7pp
above within below the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €418,110
Fixed assets €49,137 ▲ 66.0%
Current assets €368,973 ▲ 69.9%
Equity and liabilities €418,110
Equity €346,864 ▲ 75.7%
Debt €71,246 ▲ 44.4%
Debt's share of the balance-sheet total falls from 20.0% to 17.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€205,024▲
2024 · €143,463
Cash flow
€158,973▲
2024 · €112,525
Quick ratio
4.74▲
2024 · 4.24
Debt to equity
0.21▼
2024 · 0.25
ROE
43.1%▼
2024 · 54.3%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€70,437▲
2024 · €49,048
Income taxes
€46,866▲
2024 · €32,700
Staff costs
€1,741=
2024 · €1,741
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€246,717€418,110▲
Fixed assets21/28€29,608€49,137▲
Tangible fixed assets22/27€28,882€45,597▲
Plant, machinery and equipment23€2,858€17,018▲
Furniture and vehicles24€26,024€28,579▲
Financial fixed assets28€726€3,540▲
Current assets29/58€217,109€368,973▲
Stocks and contracts in progress3€9,025€35,000▲
Stocks30/36€9,025€35,000▲
Amounts receivable within one year40/41€16,401€13,470▼
Trade receivables40€10,341€8,466▼
Other amounts receivable41€6,060€5,003▼
Cash at bank and in hand54/58€179,089€313,443▲
Deferred charges and accrued income490/1€12,594€7,061▼
Equity and liabilities
Total equity and liabilities10/49€246,717€418,110▲
Equity10/15€197,373€346,864▲
Contributions10/11€15,000€15,000=
Reserves13€182,373€331,864▲
Distributable reserves133€182,373€331,864▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€49,344€71,246▲
Amounts payable within one year42/48€49,048€70,437▲
Trade debts44€16,117€24,179▲
Suppliers440/4€16,117€24,179▲
Taxes, remuneration and social security45€32,348€46,258▲
Taxes450/3€32,348€46,258▲
Other amounts payable47/48€583€0▼
Accrued charges and deferred income492/3€296€808▲
Income statement Code20242025
Remuneration, social security and pensions62€1,741€1,741=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,349€9,482▲
Other operating charges640/8€141€144▲
Gross operating margin9900€145,345€206,910▲
Operating profit (loss)9901€138,114€195,542▲
Financial income75/76B€2,060€1,210▼
Recurring financial income75€2,060€1,210▼
Financial charges65/66B€298€396▲
Recurring financial charges65€298€396▲
Profit (loss) for the period before taxes9903€139,876€196,357▲
Income taxes67/77€32,700€46,866▲
Profit (loss) for the period9904€107,175€149,491▲
Profit (loss) for the period to be appropriated9905€107,175€149,491▲
Appropriation of the result
Profit (loss) to be appropriated9906€107,175€149,491▲
Transfer to equity691/2€106,342€149,491▲
To other reserves6921€106,342€149,491▲
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62€1,680€1,741€1,741=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,527€5,349€9,482▲ 77.3%
Other operating charges640/8-€141€144▲ 2.6%
Gross operating margin9900€101,612€145,345€206,910▲ 42.4%
Operating profit (loss)9901€98,406€138,114€195,542▲ 41.6%
Financial income75/76B€6€2,060€1,210▼ 41.2%
Recurring financial income75€6€2,060€1,210▼ 41.2%
Financial charges65/66B€175€298€396▲ 32.6%
Recurring financial charges65€175€298€396▲ 32.6%
Profit (loss) for the period before taxes9903€98,237€139,876€196,357▲ 40.4%
Income taxes67/77€21,406€32,700€46,866▲ 43.3%
Profit (loss) for the period9904€76,831€107,175€149,491▲ 39.5%
Profit (loss) for the period to be appropriated9905€76,831€107,175€149,491▲ 39.5%
Line202320242025Change
Assets
Total assets20/58€129,561€246,717€418,110▲ 69.5%
Fixed assets21/28€10,099€29,608€49,137▲ 66.0%
Tangible fixed assets22/27€9,373€28,882€45,597▲ 57.9%
Plant, machinery and equipment23€1,631€2,858€17,018▲ 495%
Furniture and vehicles24€7,743€26,024€28,579▲ 9.8%
Financial fixed assets28€726€726€3,540▲ 388%
Current assets29/58€119,461€217,109€368,973▲ 69.9%
Stocks and contracts in progress3€3,000€9,025€35,000▲ 288%
Stocks30/36€3,000€9,025€35,000▲ 288%
Amounts receivable within one year40/41€5,989€16,401€13,470▼ 17.9%
Trade receivables40€2,800€10,341€8,466▼ 18.1%
Other amounts receivable41€3,189€6,060€5,003▼ 17.4%
Cash at bank and in hand54/58€91,640€179,089€313,443▲ 75.0%
Deferred charges and accrued income490/1€18,833€12,594€7,061▼ 43.9%
Equity and liabilities
Total equity and liabilities10/49€129,561€246,717€418,110▲ 69.5%
Equity10/15€91,031€197,373€346,864▲ 75.7%
Contributions10/11€15,000€15,000€15,000=
Reserves13€76,031€182,373€331,864▲ 82.0%
Distributable reserves133€76,031€182,373€331,864▲ 82.0%
Profit (loss) carried forward14€0€0€0-
Amounts payable17/49€38,530€49,344€71,246▲ 44.4%
Amounts payable within one year42/48€38,322€49,048€70,437▲ 43.6%
Trade debts44€16,493€16,117€24,179▲ 50.0%
Suppliers440/4€16,493€16,117€24,179▲ 50.0%
Taxes, remuneration and social security45€21,268€32,348€46,258▲ 43.0%
Taxes450/3€21,268€32,348€46,258▲ 43.0%
Other amounts payable47/48€560€583€0▼ 100%
Accrued charges and deferred income492/3€208€296€808▲ 173%
Line202320242025Change
Profit (loss) for the period9904€76,831€107,175€149,491▲ 39.5%
+ Depreciation and write-downs630€1,527€5,349€9,482▲ 77.3%
Operating cash flow (approximation)€78,358€112,525€158,973▲ 41.3%
Investment in fixed assets (approximation)--€24,858-€29,011▼ 16.7%
Change in cash-€87,449€134,354▲ 53.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
30-06-2025 micro format 14-01-2026 2026-00007362
30-06-2024 micro format 06-01-2025 2025-00630431
30-06-2023 micro format 23-01-2024 2024-00005181

Similar companies · same sector, comparable size

Of the 5,993 active companies whose main activity is agents in non-specialised wholesale trade (NACE 46190), figures are known for 2,556. 1,672 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2024 · 1 entry · €9,000 awarded · €9,000 paid
Schemes
1 entry · €9,000 · €9,000 paid · Vlaams Agentschap voor Internationaal Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, last change in 2025
Vandamme Nathalie
Director · since 01-07-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
1 of this company's 2 Belgian Official Gazette deeds has not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Vandamme Nathalie
  • Director, from 01-07-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

JDRCOM was incorporated on 6 September 2022 as a private limited company.1 Total assets rose from €129,561 in 2023 to €418,110 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2026
14-01
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
11-08
Gazette deed Appointment: Vandamme Nathalie (director)
2 facts ▸
  • General meeting, 01-07-2025
  • Director appointment, Vandamme Nathalie (director)
30-06
Financial Highest result from 2023 to 2025net €149,491 ▲39.5%
Operating result €195,542, net result €149,491, both a record.
30-06
Financial Equity above €200,000equity €346,864 ▲75.7%
A profit in every financial year since 2023 builds equity to €346,864.
06-01
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
30-06
Financial Equity above €150,000equity €197,373 ▲117%
A profit in every financial year since 2023 builds equity to €197,373.
23-01
NBB filing Annual accounts filed
financial year 2023 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded06-09-2022
Financial year end30-06
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:0790476754
Also 9925:BE0790476754
Registered 09-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 24 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2022
registered office establishment The establishment unit on the map
Ground area
575 m²
Building footprint
137 m²
Building volume
715 m³
Parcel 44012B0541/00R000, Flanders · tallest building 7.9 m. Linked by address, not a title deed.
1 establishment unit
JDRCOM
Albrecht Rodenbachstraat 7, 9840 Nazareth-De PinteAgents in non-specialised wholesale trade
since 2022unit no. 2.335.034.181
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44012B0541/00R000 Flanders 575 m² 1 · 137 m² 7.9 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.