JDP-Interieur
ActiveSummary
The computed 12-month bankruptcy probability of JDP-Interieur is 2.3% (moderate). The 2025 annual accounts show equity of €316,395 and a net result of €97,052. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 28374 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+30
Solvency70▲+20
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 3.2 against 4.47 in 2024; short-term debt: 13.5% and cash: 7.5% of total assets), but 54.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.1%
Return on assets
13.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
49 d early
2022
31 d early
2021
61 d early
2020
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 57 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€316,395▲ 44.2%
2024 · €219,342
Total assets
€701,407▼ 19.2%
2024 · €867,933
Net result
€97,052▲ 348%
2024 · €21,679
Working capital
€208,032▼ 39.6%
2024 · €344,440
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,315▼ 64.5%€49,944▲ 33.8%€41,262▼ 17.4%€44,999▲ 9.1%€137,295▲ 205%
Net result€29,416above the sector's middle half▼ 65.7%€45,313above the sector's middle half▲ 54.0%€35,281above the sector's middle half▼ 22.1%€21,679within the sector's middle half▼ 38.6%€97,052above the sector's middle half▲ 348%
Equity€117,069within the sector's middle half▲ 33.6%€162,382above the sector's middle half▲ 38.7%€197,664above the sector's middle half▲ 21.7%€219,342above the sector's middle half▲ 11.0%€316,395above the sector's middle half▲ 44.2%
Total assets€180,539within the sector's middle half▲ 8.5%€609,646above the sector's middle half▲ 238%€820,167above the sector's middle half▲ 34.5%€867,933above the sector's middle half▲ 5.8%€701,407above the sector's middle half▼ 19.2%
Debt€63,470▼ 19.4%€447,263▲ 605%€622,504▲ 39.2%€648,591▲ 4.2%€385,013▼ 40.6%
Working capital€97,078above the sector's middle half▲ 66.7%€43,167within the sector's middle half▼ 55.5%€328,389above the sector's middle half▲ 661%€344,440above the sector's middle half▲ 4.9%€208,032above the sector's middle half▼ 39.6%
Solvency64.8%within the sector's middle half▲ 12.2pp26.6%within the sector's middle half▼ 38.2pp24.1%within the sector's middle half▼ 2.5pp25.3%within the sector's middle half▲ 1.2pp45.1%within the sector's middle half▲ 19.8pp
Current ratio2.95within the sector's middle half▲ 0.971.45within the sector's middle half▼ 1.507.02above the sector's middle half▲ 5.574.47above the sector's middle half▼ 2.553.20within the sector's middle half▼ 1.27
Return on assets (ROA)16.3%within the sector's middle half▼ 35.2pp7.4%within the sector's middle half▼ 8.9pp4.3%within the sector's middle half▼ 3.1pp2.5%within the sector's middle half▼ 1.8pp13.8%within the sector's middle half▲ 11.3pp
Staff (FTE)0.6▼ 40.0%1▲ 66.7%1=1=0.6▼ 40.0%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 205% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €701,407
Fixed assets
€398,686 ▼ 6.0%
Current assets
€302,722 ▼ 31.8%
Equity and liabilities €701,407
Equity
€316,395 ▲ 44.2%
Debt
€385,013 ▼ 40.6%
Debt's share of the balance-sheet total falls from 74.7% to 54.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€165,602▲
2024 · €75,981
Cash flow
€125,360▲
2024 · €52,661
Quick ratio
0.78▼
2024 · 1.32
Debt to equity
1.22▼
2024 · 2.96
ROE
30.7%▲
2024 · 9.9%
Interest coverage
13.11▲
2024 · 4.11
Debt ≤ 1 year
€94,690▼
2024 · €99,401
Debt > 1 year
€290,323▼
2024 · €549,190
Income taxes
€28,540▲
2024 · €6,361
Staff costs
€27,043▼
2024 · €49,259
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €8,559 | €40,578 | €44,605 | €49,259 | €27,043 | ▼ 45.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,397 | €23,659 | €31,033 | €30,982 | €28,307 | ▼ 8.6% |
| Other operating charges640/8 | €1,741 | €1,325 | €2,082 | €3,244 | €3,142 | ▼ 3.1% |
| Gross operating margin9900 | €63,012 | €115,506 | €118,982 | €128,484 | €195,787 | ▲ 52.4% |
| Operating profit (loss)9901 | €37,315 | €49,944 | €41,262 | €44,999 | €137,295 | ▲ 205% |
| Financial income75/76B | €909 | €1,290 | €1,787 | €1,518 | €928 | ▼ 38.8% |
| Recurring financial income75 | €909 | €1,290 | €1,787 | €1,518 | €928 | ▼ 38.8% |
| Financial charges65/66B | €376 | €5,710 | €7,172 | €18,477 | €12,630 | ▼ 31.6% |
| Recurring financial charges65 | €376 | €5,710 | €7,172 | €18,477 | €12,630 | ▼ 31.6% |
| Profit (loss) for the period before taxes9903 | €37,848 | €45,524 | €35,877 | €28,040 | €125,593 | ▲ 348% |
| Income taxes67/77 | €8,432 | €211 | €596 | €6,361 | €28,540 | ▲ 349% |
| Profit (loss) for the period9904 | €29,416 | €45,313 | €35,281 | €21,679 | €97,052 | ▲ 348% |
| Profit (loss) for the period to be appropriated9905 | €29,416 | €45,313 | €35,281 | €21,679 | €97,052 | ▲ 348% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €180,539 | €609,646 | €820,167 | €867,933 | €701,407 | ▼ 19.2% |
| Fixed assets21/28 | €33,762 | €470,221 | €437,188 | €424,092 | €398,686 | ▼ 6.0% |
| Tangible fixed assets22/27 | €33,762 | €470,221 | €437,188 | €424,092 | €398,686 | ▼ 6.0% |
| Land and buildings22 | - | €428,595 | €410,207 | €391,819 | €373,432 | ▼ 4.7% |
| Plant, machinery and equipment23 | €6,406 | €17,072 | €11,605 | €24,956 | €22,072 | ▼ 11.6% |
| Furniture and vehicles24 | €27,356 | €24,555 | €15,376 | €7,317 | €3,182 | ▼ 56.5% |
| Current assets29/58 | €146,777 | €139,424 | €382,979 | €443,841 | €302,722 | ▼ 31.8% |
| Stocks and contracts in progress3 | €51,537 | €2,926 | €231,054 | €312,304 | €228,549 | ▼ 26.8% |
| Stocks30/36 | €1,537 | €2,926 | €231,054 | €312,304 | €228,549 | ▼ 26.8% |
| Contracts in progress37 | €50,000 | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €62,219 | €91,605 | €23,143 | €23,775 | €17,942 | ▼ 24.5% |
| Trade receivables40 | €55,975 | €25,553 | €13,144 | €23,730 | €14,667 | ▼ 38.2% |
| Other amounts receivable41 | €6,244 | €66,052 | €9,999 | €46 | €3,275 | ▲ 7,054% |
| Cash at bank and in hand54/58 | €32,796 | €44,689 | €128,567 | €101,311 | €52,717 | ▼ 48.0% |
| Deferred charges and accrued income490/1 | €225 | €204 | €215 | €6,450 | €3,514 | ▼ 45.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €180,539 | €609,646 | €820,167 | €867,933 | €701,407 | ▼ 19.2% |
| Equity10/15 | €117,069 | €162,382 | €197,664 | €219,342 | €316,395 | ▲ 44.2% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €115,000 | €160,000 | €195,000 | €217,000 | €314,000 | ▲ 44.7% |
| Distributable reserves133 | €115,000 | €160,000 | €195,000 | €217,000 | €314,000 | ▲ 44.7% |
| Profit (loss) carried forward14 | €69 | €382 | €664 | €342 | €395 | ▲ 15.3% |
| Amounts payable17/49 | €63,470 | €447,263 | €622,504 | €648,591 | €385,013 | ▼ 40.6% |
| Amounts payable after more than one year17 | €13,770 | €351,005 | €567,913 | €549,190 | €290,323 | ▼ 47.1% |
| Financial debts170/4 | €13,770 | €351,005 | €567,913 | €549,190 | €290,323 | ▼ 47.1% |
| Amounts payable within one year42/48 | €49,699 | €96,258 | €54,590 | €99,401 | €94,690 | ▼ 4.7% |
| Current portion of amounts payable after more than one year42 | €5,964 | €22,765 | €23,092 | €18,723 | €18,867 | ▲ 0.8% |
| Trade debts44 | €36,597 | €61,778 | €18,475 | €35,790 | €30,333 | ▼ 15.2% |
| Suppliers440/4 | €36,597 | €61,778 | €18,475 | €35,790 | €30,333 | ▼ 15.2% |
| Advances received on contracts in progress46 | - | - | - | €11,214 | €14,509 | ▲ 29.4% |
| Taxes, remuneration and social security45 | €6,023 | €11,715 | €12,103 | €16,715 | €29,861 | ▲ 78.7% |
| Taxes450/3 | €228 | €1,308 | €1,320 | €5,038 | €24,680 | ▲ 390% |
| Remuneration and social security454/9 | €5,795 | €10,407 | €10,783 | €11,676 | €5,181 | ▼ 55.6% |
| Other amounts payable47/48 | €1,116 | €0 | €921 | €16,959 | €1,120 | ▼ 93.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29,416 | €45,313 | €35,281 | €21,679 | €97,052 | ▲ 348% |
| + Depreciation and write-downs630 | €15,397 | €23,659 | €31,033 | €30,982 | €28,307 | ▼ 8.6% |
| Operating cash flow (approximation) | €44,813 | €68,972 | €66,315 | €52,661 | €125,360 | ▲ 138% |
| Investment in fixed assets (approximation) | - | -€460,118 | €2,000 | -€17,887 | -€2,900 | ▲ 83.8% |
| Change in cash | - | €11,893 | €83,879 | -€27,256 | -€48,594 | ▼ 78.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2020net €97,052 ▲348%
Operating result €137,295, net result €97,052, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €21,679 ▼38.6%
Net result drops to €21,679, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200,000Eq €219,342 ▲11%
5 profitable years in a row build equity to €219,342.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 7.02
Current ratio from 1.45 to 7.02; short-term debt falls from €96,258 to €54,590.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150,000Eq €162,382 ▲38.7%
3 profitable years in a row build equity to €162,382.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100,000Eq €117,069 ▲33.6%
2 profitable years in a row build equity to €117,069.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Wetteren · 2 establishment units since 2019
Ground area
7,504 m²
Building footprint
2,148 m²
Volume, LiDAR
847 m³
2 parcels, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
JDP-Interieur
since 20192.298.856.349
JDP-interieur
since 20232.341.771.525
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013B0378/00W000 | Flanders | 7,137 m² | 1 · 1,962 m² | - |
| 42025B0027/00S000 | Flanders | 367 m² | 1 · 186 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 4,793 EUR awarded · 4,793 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,237 EUR | 2,237 EUR |
| 2023 | 1 | 2,556 EUR | 2,556 EUR |
Schemes
Recognitions · licences · registrations
Dual-learning approval
6 live approvals · 1 endedBinnen- en buitenschrijnwerk duaal (so)
Binnenschrijnwerk en interieur duaal (so)
Interieurbouwer duaal (so)
Machinaal houtbewerker duaal (so)
Medewerker hout duaal (so)
Operator CNC-gestuurde houtbewerkingsmachines duaal (so)
Show 1 ended approval
Interieurbouwer duaal (so)
Similar companies · same sector, comparable size
Derynck Houtrealisaties
BE 0757.517.540
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NOUST
BE 0665.601.330
Lommel · Eq €316,542
Schrijnwerkerij COUVREUR
BE 0419.067.516
Roeselare · Eq €316,922
D.T INTERIEUR
BE 0872.508.070
Lokeren · Eq €315,850
BEHETS TRAPPEN
BE 0403.550.781
Leuven · Eq €315,810
Of 20,025 companies in sector 43320 we hold annual accounts for 9,140. 6,797 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43331Floor and wall tiling
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
43342Specialised construction activities
43350Other building finishing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0735457067
Also
9925:BE0735457067
Registered
05-12-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.