JDM-Trading

Active

Private limited companyfounded 20188 yrs activeGorterstraat 15, 2000 Antwerpen, BelgiumKBO/BCE: BE 0695.399.928

JDM-Trading has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28k and a net result of €40k. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 29% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2024

80 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency57▼-4

Growth78=

Track record100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity tight (current ratio 1.25 against 1.1 in 2023; short-term debt: 67.7% and cash: 49.7% of total assets), and 67.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

32.3%

Return on assets

45.6%

Age of the figures

21 mo

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-07-2025, 25 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

not confirmed

2024

25 d early

2023

23 d early

2022

31 d early

2021

36 d early

2020

34 d early

2019

24 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€28k▼ 15.7%

2023 · €33k

2019: €21k 2020: €59k 2021: €117k 2022: €33k 2023: €33k

2019 → 2024

Total assets

€87k▼ 6.1%

2023 · €93k

2019: €56k 2020: €82k 2021: €137k 2022: €130k 2023: €93k

2019 → 2024

Net result

€40k▲ 2.5%

2023 · €39k

2019: €2k 2020: €38k 2021: €58k 2022: €31k 2023: €39k

2019 → 2024

Working capital

€15k▲ 163%

2023 · €6k

2019: €-5k 2020: €32k 2021: €89k 2022: €6k 2023: €6k

2019 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€59k-€117k▲ 97.9%€33k▼ 72.0%€33k▲ 2.4%€28k▼ 15.7%

Operating result€50k-€51k▲ 1.5%€47k▼ 7.1%€55k▲ 15.4%€51k▼ 7.4%

Net result€38k-€58k▲ 50.4%€31k▼ 46.5%€39k▲ 25.6%€40k▲ 2.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 7% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €87k

15.2%

84.8%

Fixed assets €13k▼ 52.2%

Current assets €74k▲ 13.6%

Equity and liabilities €87k

32.3%

67.7%

Equity €28k▼ 15.7%

Debt €59k▼ 0.6%

The debt ratio rises from 64.0% to 67.7%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€52k▼

2023 · €56k

Cash flow

€41k▲

2023 · €40k

Solvency

32.3%▼

2023 · 36.0%

Current ratio

1.25▲

2023 · 1.10

Quick ratio

1.25▲

2023 · 1.09

Debt / equity

2.09▲

2023 · 1.78

ROE

140.9%▲

2023 · 116.0%

ROA

45.6%▲

2023 · 41.8%

Interest coverage

285.46▲

2023 · 280.62

Debt

€59k▼

2023 · €59k

Debt ≤ 1 year

€59k▼

2023 · €59k

Income taxes

€11k▼

2023 · €16k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€93k€87k▼

Fixed assets21/28€28k€13k▼

Tangible fixed assets22/27€3k€3k▲

Furniture and vehicles24€3k€3k▲

Financial fixed assets28€25k€10k▼

Current assets29/58€65k€74k▲

Stocks and contracts in progress3€408€408=

Contracts in progress37€408€408=

Amounts receivable within one year40/41€22k€21k▼

Trade receivables40€22k€21k▼

Current investments50/53-€9k

Cash at bank and in hand54/58€42k€43k▲

Deferred charges and accrued income490/1€163€348▲

Equity and liabilities

Total equity and liabilities10/49€93k€87k▼

Equity10/15€33k€28k▼

Contributions10/11€19k€19k=

Reserves13€14k€9k▼

Distributable reserves133€14k€9k▼

Profit (loss) carried forward14€995€995=

Amounts payable17/49€59k€59k▼

Amounts payable within one year42/48€59k€59k▼

Trade debts44€2k€2k▲

Suppliers440/4€2k€2k▲

Taxes, remuneration and social security45€14k€9k▼

Taxes450/3€12k€6k▼

Remuneration and social security454/9€3k€3k=

Other amounts payable47/48€43k€48k▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼

Other operating charges640/8€171€286▲

Gross operating margin9900€56k€52k▼

Operating profit (loss)9901€55k€51k▼

Financial income75/76B-€619

Recurring financial income75-€619

Financial charges65/66B€201€182▼

Recurring financial charges65€201€182▼

Profit (loss) for the period before taxes9903€55k€51k▼

Income taxes67/77€16k€11k▼

Profit (loss) for the period9904€39k€40k▲

Profit (loss) for the period to be appropriated9905€39k€40k▲

Appropriation of the result

Profit (loss) to be appropriated9906€39k€41k▲

Profit (loss) brought forward from the previous period14P€198€995▲

Transfer from equity791/2-€5k

Profit to be distributed694/7€38k€45k▲

Return on contributions (dividend)694€38k€45k▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 10Financial 4Filings 6

2025

06-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

08-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

30-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

25-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Highest result since 2019net €58k ▲50.4%

Net result €58k, the highest in the series.

31-12

Financial Liquidity doublescurrent ratio 5.35

Current ratio from 2.41 to 5.35; short-term debt falls from €23k to €20k.

31-12

Financial Equity above €100kEq €117k ▲97.9%

3 profitable years in a row build equity to €117k.

27-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Liquidity triplescurrent ratio 2.41

Current ratio from 0.85 to 2.41; short-term debt falls from €35k to €23k.

07-07

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2018

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gorterstraat 152000 Antwerpen

Ground area

113 m²

Building footprint

113 m²

Volume, LiDAR

1,549 m³

Parcel 11002A2079/00B000, Flanders · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

JDM-Trading

Gorterstraat 15, 2000 AntwerpenWholesale of other food products

since 20182.275.173.206

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11002A2079/00B000	Flanders	113 m²	1 · 113 m²	18.4 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 33,953 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded24-04-2018

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.