JDM Consult
ActiveJDM Consult has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €48k. Equity is growing by ~252.6% per year across the filed fiscal years. Its solvency ranks better than 44% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+42
Solvency74▼-26
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 3.55 in 2024; short-term debt: 51.5% and cash: 34.5% of total assets), but 51.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.5%
Return on assets
40.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
62 d late
2023
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 504%
2024 · €10k
2023: €9k
2024: €10k
2023 → 2025
Total assets
€119k▲ 860%
2024 · €12k
2023: €14k
2024: €12k
2023 → 2025
Net result
€48k▲ 36,471%
2024 · €132
2023: €3k
2024: €132
2023 → 2025
Working capital
€48k▲ 573%
2024 · €7k
2023: €9k
2024: €7k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€9k-€10k▲ 1.4%€58k▲ 504%
Operating result€5k-€386▼ 91.9%€61k▲ 15,785%
Net result€3k-€132▼ 96.2%€48k▲ 36,471%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15,785% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€9k▲ 292%
Current assets
€110k▲ 993%
Equity and liabilities €119k
Equity
€58k▲ 504%
Debt
€61k▲ 2,068%
The debt ratio rises from 22.8% to 51.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€63k▲
2024 · €791
Cash flow
€50k▲
2024 · €537
Solvency
48.5%▼
2024 · 77.2%
Current ratio
1.79▼
2024 · 3.55
Quick ratio
1.79▼
2024 · 3.55
Debt / equity
1.06▲
2024 · 0.30
ROE
83.4%▲
2024 · 1.4%
ROA
40.5%▲
2024 · 1.1%
Interest coverage
348.97▲
2024 · 4.54
Debt
€61k▲
2024 · €3k
Debt ≤ 1 year
€61k▲
2024 · €3k
Income taxes
€13k▲
2024 · €80
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12k€119k▲
Fixed assets21/28€2k€9k▲
Tangible fixed assets22/27€2k€9k▲
Furniture and vehicles24€2k€9k▲
Current assets29/58€10k€110k▲
Amounts receivable within one year40/41€9k€69k▲
Trade receivables40€8k€69k▲
Other amounts receivable41€235-
Cash at bank and in hand54/58€1k€41k▲
Equity and liabilities
Total equity and liabilities10/49€12k€119k▲
Equity10/15€10k€58k▲
Contributions10/11€6k€6k=
Reserves13€4k€52k▲
Distributable reserves133€4k€52k▲
Amounts payable17/49€3k€61k▲
Amounts payable within one year42/48€3k€61k▲
Trade debts44€357€20k▲
Suppliers440/4€357€20k▲
Taxes, remuneration and social security45€1k€38k▲
Taxes450/3€1k€35k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€1k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€406€2k▲
Other operating charges640/8€118€951▲
Gross operating margin9900€909€64k▲
Operating profit (loss)9901€386€61k▲
Financial charges65/66B€174€180▲
Recurring financial charges65€174€180▲
Profit (loss) for the period before taxes9903€211€61k▲
Income taxes67/77€80€13k▲
Profit (loss) for the period9904€132€48k▲
Profit (loss) for the period to be appropriated9905€132€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€132€48k▲
Transfer to equity691/2€132€48k▲
To other reserves6921€132€48k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2023net €48k ▲36471%
Operating result €61k, net result €48k, both a record.
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 62 days late
2024
31-12
Financial
Weakest financial yearnet €132 ▼96.2%
Net result drops to €132, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vennenlaan 192980 ZoerselGround area
1,124 m²
Building footprint
130 m²
Parcel 11055A0544/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
JDM Consult
since 20232.348.419.686
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055A0544/00C000 | Flanders | 1,124 m² | 1 · 130 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,557. 4,990 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2023
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.