Equity
€47,495 from €261,247 in 2023
Equity fell by 82% in 2 years.
JDL Invest
Lifetime
5 annual accounts with figures on one time axispeak €157,338 (2023)
€43,008▼ 61.3%
lowest -€118,110 (2024)
-€95,643▲ €22,467
peak €261,247 (2023)
€47,495▼ 66.8%
€326,526▲ 22.9%
Board1 name since 2020
1 directorDE LAUSNAY Jan
Documentsfilings and deeds
30-09-202661 days late
2025abbreviated format
Gross margin from €110,990 to €43,008Loss of €95,643Registered office moved from Destelbergen to Zele 02-01Equity from €143,138 to €47,495Debts from €265,645 to €326,526Cash from €32,184 to €16,314
Key points
from the 2025 annual accountsLosses
-€213,753 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Debts
€326,526 87% of the balance sheet
Financial debts 11%Suppliers 3%Taxes and wages 3%Other 83%
Of this, €282,493 falls due within a year.
Investments
€32,234 4.2 × depreciation
Green is investment, beige is depreciation. Machinery stands 71.7% higher than in 2024.
Liquidity
0.85 was 1.95 in 2024
Short-term debts rose from €142,368 to €282,493.
Position in the sector
-€95,643
Lower net result than 95% of companies in architecture and engineering. Sector median €27,060 · 2,563 companies.
2025 accounts filed 61 days after the deadline
Checked score
52
Fair
Financially stronger than 13% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,830 companies (NACE 71, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024lowest value
02-2025: 2.3%▲ +1.7 percentage points vs 01-2025
03-2025: 2.4%▲ +0.1 percentage points vs 02-2025
04-2025: 2.5%▲ +0.1 percentage points vs 03-2025
05-2025: 2.6%▲ +0.1 percentage points vs 04-2025
06-2025: 3.1%▲ +0.5 percentage points vs 05-2025
07-2025: 3.1%● unchanged vs 06-2025
08-2025: 3.1%● unchanged vs 07-2025
09-2025: 3.1%● unchanged vs 08-2025
10-2025: 3.1%● unchanged vs 09-2025
11-2025: 3.1%● unchanged vs 10-2025highest value
12-2025: 3.1%● unchanged vs 11-2025highest value
01-2026: 3.1%● unchanged vs 12-2025
02-2026: 3.0%▼ -0.1 percentage points vs 01-2026
03-2026: 3.0%● unchanged vs 02-2026
04-2026: 3.1%▲ +0.1 percentage points vs 03-2026
05-2026: 1.1%▼ -2.0 percentage points vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 1.1%● unchanged vs 06-2026
08-2026: 1.7%▲ +0.6 percentage points vs 07-2026
09-2026: 2.2%▲ +0.5 percentage points vs 08-2026
10-2026: 1.8%▼ -0.4 percentage points vs 09-2026
11-2026: 1.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Loss of €95,643, the second in a row (financial year 2025)
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 17% of them on solvency, 6% on liquidity, 21% on profitability and 8% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,133 companies had the same profile as JDL Invest has now. Each dot stands for 3 companies, two years later.
86.4%
were still trading
6.6%
stopped another way
6.4%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JDL Invest itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,133 companies, not a prediction for JDL Invest. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.85 (1.95 in 2024), below 1. Short-term debt is 75.5% and cash 4.4% of total assets. 87.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€95,643
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2565 sector peers (2025).
NBB · sector comparisonPosition among 2565 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
61 days late
2024
77 days early
2023
12 days late
2022
38 days late
2021
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 13 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0757572176
Registered office moved from Destelbergen to Zele
New registered office: Wezepoelstraat 120, 9240 Zele · Previous registered office: Meersstraat 174, 9070 Destelbergen · General meeting of 13-12-2024 · Gazette deed
Registered office moved from Zele to Destelbergen
New registered office: Meersstraat 174 te 9070 Destelbergen · Previous registered office: Gentsesteenweg 283, 9240 Zele · General meeting of 19-03-2024 · Gazette deed
Incorporation
Founding capital of €5,000, 100 shares · Founder: DE LAUSNAY Jan · Appointment: DE LAUSNAY Jan (director) · published on 30-10-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JDL Invest Zele | €374,021 | €43,008 | 12.7% | - |
| Foma tuindesign Merelbeke-Melle | €390,228 | €55,081 | 64.9% | - |
| ICJ CONSULT Nivelles | €276,201 | €44,865 | 1.8% | - |
| De Boeck Tuinarchitectuur Londerzeel | €295,964 | €62,374 | 69.3% | - |
| EXPS Mortsel | €340,816 | €35,797 | 78.0% | - |
| Sam Lippens Tuin Lokeren | €276,659 | €71,666 | 36.2% | - |
| O-PROJECTS Kortrijk | €493,511 | €57,136 | 36.0% | - |
These companies have the same main activity as JDL Invest: urban planning and landscape architecture (NACE 71113). They are comparable in size and age: total assets between €276,000 and €494,000, founded between 2018 and 2022.
Official details
Source: KBO- Status
- Active since 28-10-2020Normal situation
- Activity
- Urban planning and landscape architectureNACE 71113and 3 others
- Establishment unit
- 2.310.466.9529240 Zele, since 28-10-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Annual accounts 2025
- ≈ €130,000estimated
- €374,021▼ 8.5%
- ≈ 0 FTEestimated
- Filing
- Filed on 30-09-2026
Insights on JDL Invest
JDL Invest files the abbreviated format. That format states no turnover. The gross margin fell from €84,516 in 2021 to €43,008 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JDL Invest
- What is the company number of JDL Invest?
- The company number of JDL Invest is 0757.572.176. The VAT number is the same number with BE in front: BE 0757.572.176.
- Where is JDL Invest based?
- The registered office is at Wezepoelstraat 120, 9240 Zele.Company details
- What does JDL Invest do?
- According to the KBO register, the main activity is urban planning and landscape architecture (NACE 71113).
- What is the legal form of JDL Invest?
- JDL Invest is a private limited company (BV).
- When was JDL Invest founded?
- JDL Invest was founded on 28-10-2020.
- Is JDL Invest still active?
- Yes, JDL Invest is an active enterprise in the KBO register.
- What is the turnover of JDL Invest?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €43,008 and 65 comparable companies (NACE 711). It probably lies between €90,000 and €190,000.Financials
- Is JDL Invest profitable?
- In financial year 2025, JDL Invest made a loss of €95,643.
- Where can I find the annual accounts of JDL Invest?
- JDL Invest filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JDL Invest due?
- JDL Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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